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/k/ bikers Club - versys 2, everyday we hustling ヽ(`Д´)ノ
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TSsupermoto
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May 15 2012, 12:07 AM
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QUOTE(edmx @ May 14 2012, 11:57 PM) Wow super con job. Actually, they should present a loan agreement (different from loan application) and you have to sign it. If you don't sign it, they cant give you the bike. Which is ok, you go buy sometime and make other arrangement with bank rakyat or other banks. Once you get the loan money from bank, go to the shop and tell them you want to pay by cash. If they insist on getting a loan for you. Tell them you will report this to whoever shit la. They will eventually take cash from you. Anyway, damage has been done. You can't undo the loan anyway, else they will slap you with an expensive penalty or ask you to pay the loan with interest in full. Which is silly la. Sorry for you dude, that lesson was a very expensive lesson in life. duke 690 like riding horse only. imho la. if you dont mind getting another loan, or selling your ninja, just go to the bank and tell them you want a personal loan. they are very friendly. at least better than maybank, sheesshhh i hate that bank! i bought fz 150 bro duke 690 r, the older model not nice? how much can take personal loan from bank rakyat? the longest payment structure
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edmx
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May 15 2012, 12:15 AM
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Getting Started

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QUOTE(supermoto @ May 15 2012, 12:07 AM) i bought fz 150 bro duke 690 r, the older model not nice? how much can take personal loan from bank rakyat? the longest payment structure Oh, I thought you got second hand ninja or something, my bad. They will need 2 key criteria, 1. your pay must be 3k. 2. work for the company for 3 years. If not, they will need a guarantor. If these two are met, you can borrow 200k no problem. Payment period can stretch to 20 years (I think)
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TSsupermoto
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May 15 2012, 12:16 AM
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QUOTE(edmx @ May 15 2012, 12:15 AM) Oh, I thought you got second hand ninja or something, my bad. They will need 2 key criteria, 1. your pay must be 3k. 2. work for the company for 3 years. If not, they will need a guarantor. If these two are met, you can borrow 200k no problem. Payment period can stretch to 20 years (I think) wow can borrow 200 k buy ducati pay rm 800 for every month for 20 years
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edmx
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May 15 2012, 12:17 AM
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Getting Started

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QUOTE(supermoto @ May 15 2012, 12:16 AM) wow can borrow 200 k buy ducati pay rm 800 for every month for 20 years  200k go buy a house la
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masz94
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May 15 2012, 01:05 AM
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New Member
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QUOTE(edmx @ May 14 2012, 11:06 PM) I think I will proceed applying load for ER6n. Though the sound may be a bit screwed up, I think I can live with it until I can afford a bigger bike. Thanks for you input guys. Another question, can I transfer my car insurance NCB to the new bike? Nice..... Go for it....
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masz94
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May 15 2012, 01:11 AM
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New Member
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QUOTE(nelienuxe_sara @ May 14 2012, 06:54 PM) he need to get laid really bad lulz kakaka.... Wait till he surprise us..... hehe...
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masz94
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May 15 2012, 01:15 AM
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New Member
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QUOTE(supermoto @ May 14 2012, 07:24 PM) Hi SM.... I'm joking... no heart feelin'.... Thanks bro.... BTW, I support u if u want to buy Duke.... Coz u like to do stunts... Ad it is one of the most perfect bike to do it..... The Pickup..... ORGASM....
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nelienuxe_sara
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May 15 2012, 08:21 AM
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yeah enjoice nak beli 690!!! i support !!!
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Lavitz
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May 15 2012, 08:32 AM
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New Member
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QUOTE(nelienuxe_sara @ May 15 2012, 08:21 AM) yeah enjoice nak beli 690!!! i support !!! buat ape beli moto2 besar.. makan lg best... kenyang  jom william This post has been edited by Lavitz: May 15 2012, 08:48 AM
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nelienuxe_sara
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May 15 2012, 09:29 AM
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QUOTE(Lavitz @ May 15 2012, 08:32 AM) buat ape beli moto2 besar.. makan lg best... kenyang  jom william baru balik kerja bang? wahaha kau dah ade versys cakap la macam tu kat aku... ni aku yg pakai kapcai je hari2 pulas habis pun pegi 90km/h haha
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SUSsuicai99
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May 15 2012, 09:44 AM
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New Member
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QUOTE(ImSIEBEL @ May 14 2012, 11:05 PM) He bought the bike 2nd hand, bought cash from Shop for rm15k, when we bought he said need topup rm800 claims for insurance, so we did topup, mana tau just now we went his shop to ask they said oh rm400 was for transfer of ownership and balance for insurance 3rd party, ask him why never ask us topup, said not his fault... oh.. Buy 2nd rupanya.... I thought buy new. But anyway just for sharing, i bought my versys 2nd too. What i did is that i went around sourcing for insurance myself prior to tukar nama. In the end the seller said he'll transfer his insurance to my name as well, i just need to pay the half year portion. Confirm the insurance as 1st party only agreed and when i receive the cover note, there is an endorsement to allow transfer of insurance.
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SUSsuicai99
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May 15 2012, 09:49 AM
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New Member
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QUOTE(edmx @ May 14 2012, 11:06 PM) I think I will proceed applying load for ER6n. Though the sound may be a bit screwed up, I think I can live with it until I can afford a bigger bike. Thanks for you input guys. Another question, can I transfer my car insurance NCB to the new bike? i think car ncb and bike ncb is separate. But even if allowed, not worth bcoz car max ncb is 55% while bike's ncb is only 25%. Assuming you already have max ncb on your car, transfering it will only make you lose as you have to pay more for your car insurance. Meanwhile, i already have max ncb on my kapchai, So come renewal time for my versys, I'll transfer from my kapchai instead.
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SUSsuicai99
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May 15 2012, 09:51 AM
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New Member
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QUOTE(nelienuxe_sara @ May 15 2012, 09:29 AM) ni aku yg pakai kapcai je hari2 pulas habis pun pegi 90km/h haha tell me about it.
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nelienuxe_sara
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May 15 2012, 09:55 AM
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QUOTE(suicai99 @ May 15 2012, 09:51 AM) tell me about it.  max speed for wave dash is 110km/h wahaha due to my weight it become 90 lulz
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edmx
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May 15 2012, 09:56 AM
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Getting Started

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QUOTE(suicai99 @ May 15 2012, 09:49 AM) i think car ncb and bike ncb is separate. But even if allowed, not worth bcoz car max ncb is 55% while bike's ncb is only 25%. Assuming you already have max ncb on your car, transfering it will only make you lose as you have to pay more for your car insurance. Meanwhile, i already have max ncb on my kapchai, So come renewal time for my versys, I'll transfer from my kapchai instead. What is the max NCB for motorcycle? Is it just like car, 55%?
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nelienuxe_sara
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May 15 2012, 09:58 AM
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QUOTE(edmx @ May 15 2012, 09:56 AM) What is the max NCB for motorcycle? Is it just like car, 55%? besar die tulis while bike's ncb is only 25%boleh tahan jugak kau baca skip sana sini
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SUSsuicai99
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May 15 2012, 10:02 AM
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New Member
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QUOTE(nelienuxe_sara @ May 15 2012, 09:55 AM) max speed for wave dash is 110km/h wahaha due to my weight it become 90 lulz mine also 90. My weight 90kg. Haha...
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nelienuxe_sara
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May 15 2012, 10:14 AM
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QUOTE(suicai99 @ May 15 2012, 10:02 AM) mine also 90. My weight 90kg. Haha... ur distance to work? mine 30KM + jam fastest 30 min slowest 45-60 min to reach home if ride using ninja slowest 45 fastest 15 min lulz
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edmx
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May 15 2012, 10:18 AM
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Getting Started

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QUOTE(nelienuxe_sara @ May 15 2012, 09:58 AM) besar die tulis while bike's ncb is only 25%boleh tahan jugak kau baca skip sana sini I thought that's transfer from car with 55% NCB to bike, you only get 25% NCB. So no matter how many years, still goin to be 25%? That's quite a lot
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nelienuxe_sara
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May 15 2012, 10:20 AM
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QUOTE(edmx @ May 15 2012, 10:18 AM) I thought that's transfer from car with 55% NCB to bike, you only get 25% NCB. So no matter how many years, still goin to be 25%? That's quite a lot tak boleh transfer kereta ke motor motor ke kereta motor ke motor / kereta ke kereta boleh la as per suicai lah
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