Definitely not RM 1k.

The transferring in of funds into fundsupermart lo.. Got many small small things which is hard to ask and put down in writing la. So face to face will be best for clarification..

---

Added on August 11, 2012, 1:23 pmHaha.. So confident show hand ka..

I dare not lump sum la for this fund..

This post has been edited by Kaka23: Aug 11 2012, 01:23 PM

Wow u really put a lot of faith in that fund...

My current equity portion breakdown:
25% EM equities
12.5% Asian REITs
12.5% Malaysian+Asian equities ("reserved" portion, timing my entry )
25% global dividend equities
25% global large cap/leader equities

If I buy more than 1K, my allocations will go wrong

The amount in three funds in FSM are same which is not much as you guys think. Let's me disclose and not playing any guessing here.

It's RM 2k in AMD, OSK EMB and AMAP REIT.

large or not is always relative to one's portfolio size...like in your case, it's 11% of your portfolio, which I consider to be quite significant. So, u don't plan to top up on this fund in the short term?

Your approach...your returns very much depend on u timing your entry right

I enter rm1k for REIT... Will buy again in another 2-3 months time..

Because my total amount invested in UT is not big as you and RM 2k in one fund makes the allocation big.

I may top up if price is attractive. I wanted to top up in AMD but it was closed.

I also consider to that too but depends on its performance. Will keep on monitoring it.

Seriously, for a REIT fund to go up 20%+ in one year, it does feel somewhat "too much, soo soon". But I also don't wanna end up regretting missing the boat should it continue to go up and up and up. Buy in minimum and then topping up monthly/quarterly is the way to go for me in this case.

On the contrary, here's my ultra conservative portfolios. More of like waiting for suitable time to convert them to equities (had locked in gains earlier). anticipated some drops in global sentiments, but now it seems to be gaining back. Will wait and monitor. i could be wrong..

- holding some other bonds @ PM and some stocks

AM REITS is good, may consider bulleting in. Honestly, i'm surprised it's performing this well. Heck even beat some of the Local REITS (stock markets)



This post has been edited by kucingfight: Aug 11 2012, 01:40 PM

The reason that I'm buying lump sum for both OSK EMF and AMAP REIT is because of the 1% SC.

OSK EMF under promot and will end soon.

AMAP REIT is utilizing a token from referral.

Why that 1%++ in RHB?

ya the dumb exit fee of 1% before 365days, no choice but to hold it on till then n sell it off

kucing, can share the annualised return of your ultraconservative portfolio?

---

Added on August 11, 2012, 1:53 pmA topic for discussion:

Being not-so-professional investor ourselves, how do u decide how much % to allocate to the various regions/markets/sectors?

Equity/Bond split is fairly straightforward...e.g. conservative would be 20/80, balanced 40/60 to 60/40, aggressive would be 80/20...

But how much for EM, how much for Asia, how much for Malaysia, how much for small caps, how much for US/Europe, how to decide? Purely guesswork/subjective juggling, no?

This post has been edited by Pink Spider: Aug 11 2012, 01:54 PM

No need to be so sophisticated like FSM.

First is just to divide your portfolio into bond/fixed income, balanced/mixed and equity funds.

Second, is just to divide them into local and offshore.

So your approach is...local 50/50 offshore?

My current portfolio has only 28% local. Maybe will try to rebalance it to 30 to 35% local with your HSOF (IIRC).

Previously before switching into PSMALLCAP, it was 100% offshore.

This post has been edited by David83: Aug 11 2012, 04:27 PM

U studied its reports and prospectus, and liked it too?

Haven't since I'm shying away from Malaysian equity because KLCI has reached all time high. Maybe after GE13.

Yeah me too, after I studied my portfolio closely, realised that I actually have about 6% exposure to local equities...mainly dividend stocks and banking stocks, enough for now.

HSOF has mixed country allcoation even though it said that Malaysia focus.

As of 30 June 2012, it invested in HK and some ASEAN countries with Malaysia constitutes to 42.4%