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 Fundsupermart - Invest Globally and Profitably, Discussion on investment through FSM

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SUSDavid83
post Apr 13 2012, 10:06 PM

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Fundsupermart.Com Will Be In Your Town (Meet Us!)

Fundsupermart.com will embark on a nationwide trip to service our existing and prospective clients in selected major cities. Take this opportunity to meet us and enquire about our services.

URL: http://www.fundsupermart.com.my/main/resea...?articleNo=2195
izzudrecoba
post Apr 14 2012, 01:38 PM

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Guys, Fundsupermart offers sales charge of only 0.88%! Take this opportunity to start your investment or accumulate more of your favourite unit trusts! thumbup.gif


http://www.fundsupermart.com.my/main/resea...?articleNo=2248



This post has been edited by izzudrecoba: Apr 14 2012, 01:39 PM
john123x
post Apr 19 2012, 08:39 PM

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no matter how safe is it, it wont give you a peace of mind like a bank.....

i been wondering whyy they dont partner with a big bank, because they are "small"?
when the company is small, there will be additional risk tied to the word "small"

This post has been edited by john123x: Apr 19 2012, 08:41 PM
Limster88
post Apr 19 2012, 09:57 PM

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QUOTE(john123x @ Apr 19 2012, 08:39 PM)
no matter how safe is it, it wont give you a peace of mind like a bank.....

i been wondering whyy they dont partner with a big bank, because they are "small"?
when the company is small, there will be additional risk tied to the word "small"
*
Partnering with a bank will defeat its purpose as a low-load retail fund supermarket..... The banks would probably demand sky high comissions and push up the sales charge..
SUSKitty Zhang
post Apr 19 2012, 10:13 PM

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OSK Investment Bank not "big" for u? I lol-ed
john123x
post Apr 24 2012, 02:56 PM

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QUOTE(Kitty Zhang @ Apr 19 2012, 10:13 PM)
OSK Investment Bank not "big" for u? I lol-ed
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osk is a big joke, they arent really a bank. thats why they want to merge with rhb

what i mean like partnering with bank is something like, an option in the bank online platform to buy/sell fund. or at least some online money transfer system at fundsupermart.

I dont mind you LOL at me, but to ask us to fund transfer and fax in the bank deposit slip is such a big joke.

and do u mind showing proof of fundsupermart and osk bank affliation? i need to evaluate how deep or how big their affliation.


fundsupermart may be the latest trend.
as an investor, we dont really need to follow latest trend. what i have expressed are the main concerns of most typical investor.

This post has been edited by john123x: Apr 24 2012, 03:04 PM
SUSKitty Zhang
post Apr 24 2012, 05:39 PM

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QUOTE(john123x @ Apr 24 2012, 02:56 PM)
osk is a big joke, they arent really a bank. thats why they want to merge with rhb

what i mean like partnering with bank is something like, an option in the bank online platform to buy/sell fund. or at least some online money transfer system at fundsupermart.

I dont mind you LOL at me, but to ask us to fund transfer and fax in the bank deposit slip is such a big joke.

and do u mind showing proof of fundsupermart and osk bank affliation? i need to evaluate how deep or how big their affliation.
fundsupermart may be the latest trend.
as an investor, we dont really need to follow latest trend. what i have expressed are the main concerns of most typical investor.
*
OSK was one of the biggest stand-alone investment banker even before the planned merger with RHB, with a track record to boot.

Why would any commercial bank wanna partner with FSM? If that happens, fees will have to go up to justify such exercise, and this will eradicate the competitive advantage of FSM - low fees.

but to ask us to fund transfer and fax in the bank deposit slip is such a big joke
- Even some stockbrokers also do the same

I've got nothing to gain by proving u wrong, I've no interest in FSM. Why not YOU go do some homework on your own and prove me wrong.

This post has been edited by Kitty Zhang: Apr 24 2012, 05:44 PM
john123x
post Apr 24 2012, 07:01 PM

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QUOTE(Kitty Zhang @ Apr 24 2012, 05:39 PM)
OSK was one of the biggest stand-alone investment banker even before the planned merger with RHB, with a track record to boot.

Why would any commercial bank wanna partner with FSM? If that happens, fees will have to go up to justify such exercise, and this will eradicate the competitive advantage of FSM - low fees.

but to ask us to fund transfer and fax in the bank deposit slip is such a big joke
- Even some stockbrokers also do the same

I've got nothing to gain by proving u wrong, I've no interest in FSM. Why not YOU go do some homework on your own and prove me wrong.
*
we r talking bout fundsupermart, and how on earth osk gets into the picture. i imply osk related with fundsupermart.
if they arent affliate, then please dont involve osk in this.

QUOTE
- Even some stockbrokers also do the same

not really..... investment account with banks no need to do such troublesome moves..
SUSKitty Zhang
post Apr 24 2012, 07:27 PM

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QUOTE(john123x @ Apr 24 2012, 07:01 PM)
we r talking bout fundsupermart, and how on earth osk gets into the picture. i imply osk related with fundsupermart.
if they arent affliate, then please dont involve osk in this.

not really..... investment account with banks no need to do such troublesome moves..
*
user posted image

don't tell me OSK don't know about this yawn.gif

I see, so in your humble opinion, OSK, Jupiter Securities, HwangDBS Vickers, Kenanga, ECM Libra, Philp and so many other stockbrokers not attached to a commercial bank are all rubbish? whistling.gif

This post has been edited by Kitty Zhang: Apr 24 2012, 07:28 PM
speedo
post Apr 24 2012, 09:04 PM

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faxing/email bank in slip is such a joke
it should be simple. such a hassle to investor.
mo_meng
post Apr 24 2012, 09:40 PM

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alwaz dun feel good to send over ic over mail / fax ..
kucingfight
post Apr 24 2012, 09:47 PM

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seriously, why do you guys feel tat is is so 'inconvenient' with FSM?

- how hard could emailing payment slip? barely 5mins to save on service charges vs 5.5% of Public Mutual (example)? to me this reason is so trivial. I don c it as an excuse, i'll rather have savings of service charges passed down to me

- what's so wrong with faxing IC by crossing it?

- let's face it, fund holdings presentation is way way better than PM. at least i could track my capital gain/loss vs modal. does PM show that?

- i can switch inter/intra funds with much more options than PM. to say the least, PM's foreign performance are mainly sucky. they only excel in local market

what else..

This post has been edited by kucingfight: Apr 24 2012, 09:57 PM
SUSPink Spider
post Apr 24 2012, 10:28 PM

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QUOTE(kucingfight @ Apr 24 2012, 09:47 PM)
seriously, why do you guys feel tat is is so 'inconvenient' with FSM?

- how hard could emailing payment slip? barely 5mins to save on service charges vs 5.5% of Public Mutual (example)? to me this reason is so trivial. I don c it as an excuse, i'll rather have savings of service charges passed down to me

- what's so wrong with faxing IC by crossing it?

- let's face it, fund holdings presentation is way way better than PM. at least i could track my capital gain/loss vs modal. does PM show that?

- i can switch inter/intra funds with much more options than PM. to say the least, PM's foreign performance are mainly sucky. they only excel in local market

what else..
*
I have a feeling those above are UT agents who lost biz/income to FSM rolleyes.gif
kucingfight
post Apr 24 2012, 10:45 PM

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QUOTE(Pink Spider @ Apr 24 2012, 10:28 PM)
I have a feeling those above are UT agents who lost biz/income to FSM rolleyes.gif
*
spot on, i have the same feeling too. The more i c ppl promoting PM, my 'hate' mode intensifies. 5.5% service charge is too high to start with doh.gif
john123x
post Apr 24 2012, 11:22 PM

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QUOTE(Kitty Zhang @ Apr 24 2012, 07:27 PM)
user posted image

don't tell me OSK don't know about this yawn.gif

I see, so in your humble opinion, OSK, Jupiter Securities, HwangDBS Vickers, Kenanga, ECM Libra, Philp and so many other stockbrokers not attached to a commercial bank are all rubbish? whistling.gif
*
okay, i see osk and FSM is related...
I didnt say these brokers are rubbish, I am jsut saying the risks are higher.... when putting money at them...

QUOTE(mo_meng @ Apr 24 2012, 09:40 PM)
alwaz dun feel good to send over ic over mail / fax ..
*
Its not IC, its bank in slip. it might look trivial. but it reflect on the company's IT ability to integrate with MEPS. It shows whether the company is willing to spend on necessary expenditure. what if some stupid fellow lose the bank in slip...... i aint kidding you, a lot of these stupid fellow around me.

QUOTE(kucingfight @ Apr 24 2012, 09:47 PM)
seriously, why do you guys feel tat is is so 'inconvenient' with FSM?

- how hard could emailing payment slip? barely 5mins to save on service charges vs 5.5% of Public Mutual (example)? to me this reason is so trivial. I don c it as an excuse, i'll rather have savings of service charges passed down to me

*
its a bout concept of deposit guarantee and capital protection


QUOTE(Pink Spider @ Apr 24 2012, 10:28 PM)
I have a feeling those above are UT agents who lost biz/income to FSM rolleyes.gif
*
dont speculate, i am thinking you guys are FSM agents, or some kids investing peanuts....


QUOTE(kucingfight @ Apr 24 2012, 10:45 PM)
spot on, i have the same feeling too. The more i c ppl promoting PM, my 'hate' mode intensifies. 5.5% service charge is too high to start with  doh.gif
*
dont speculate, your probably an FSM agent. 5.5% is real expensive. its not about saving 5.5% service charge, its about the feeling the money we deposit is safe or not. the feeling of able to sleep at night.








hey, my requirement aint that excessive...

1. some automated MEPS method to transfer funds, not the lame bank transfer and fax in bank slip

2. Affliated with a bank, and need some bank guarantee on deposit.... (if i lose due to bad investment, thats another story).

3. How long can this fundsupermart last? 10 years, 20 years, 30 years? 40 years, 50 years? we r investing for old age retirement .... not some speculating unit trust. after 50 years, can anyone guarantee this fsm still around?

you guys are putting money in a company that you dont know much about. FSM AGM? FSM Financial reports? and who are fSM directors?

Even if i invest? WHO CAN GUARANTEE that my deposit wont be gone if one of the director gone missing, or the company liquidated.
This world is not about talking only.... esp not with people had earned money....

4. you guys are too hostile, i suspect you guys are the FSM agents.. Dont try to think i am an agent, just try to think from my perpective as a long term investor.

5. and you kids, try to think from a fellow trying to save for retirement

SUSPink Spider
post Apr 24 2012, 11:51 PM

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QUOTE(john123x @ Apr 24 2012, 11:22 PM)
I didnt say these brokers are rubbish, I am jsut saying the risks are higher.... when putting money at them...

Its not IC, its bank in slip. it might look trivial. but it reflect on the company's IT ability to integrate with MEPS. It shows whether the company is willing to spend on necessary expenditure. what if some stupid fellow lose the bank in slip...... i aint kidding you, a lot of these stupid fellow around me.

its a bout concept of deposit guarantee and capital protection

dont speculate, i am thinking you guys are FSM agents, or some kids investing peanuts....

3. How long can this fundsupermart last? 10 years, 20 years, 30 years? 40 years, 50 years? we r investing for old age retirement .... not some speculating unit trust. after 50 years, can anyone guarantee this fsm still around?

you guys are putting money in a company that you dont know  much about. FSM AGM? FSM Financial reports? and who are fSM directors?

Even if i invest? WHO CAN GUARANTEE that my deposit wont be gone if one of the director gone missing, or the company liquidated.
This world is not about talking only.... esp not with people had earned money....
*
Bro, lu tau apa itu Securities Commission? Federation of Investment Managers Malaysia (FiMM)?
FSM is an INSTITUTIONAL UNIT TRUST ADVISER, registered with the Federation of Investment Managers Malaysia (FiMM) and licensed by the Securities Commission to deal in unit trusts and to offer investment advisory.

Hong Leong Bank and CIMB Bank account holders can pay for FSM purchases using the respective banks' online payment facility. GO EXPLORE FSM THOROUGHLY BEFORE U START TO FLAME/TALK BAD OF FSM.

http://www.fundsupermart.com.my/main/faq/faq.svdo?id=2409#2

Guarantee? Since when Unit Trusts are guaranteed in Malaysia? doh.gif

FSM HAS NO AGENTS. If they do, with max 2% sales charge, the agents have to live on roti canai and nasi lemak bungkus yawn.gif

Obviously u dunno what is the role of unit trust consultants...

FSM takes the money and place with the respective Fund Houses...and the funds' underlying assets is entrusted to the respective Trustees.
If FSM does go bust, your investments are still with the Fund Houses. If it is not, u can always report to Securities Commission.

If u are STILL sceptical, I'd suggest u to put all your cash inside your toilet bowl.

P.S. - So, commercial banks won't go bust? Really? whistling.gif

This post has been edited by Pink Spider: Apr 24 2012, 11:53 PM
john123x
post Apr 25 2012, 12:15 AM

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QUOTE(Pink Spider @ Apr 24 2012, 11:51 PM)
Bro, lu tau apa itu Securities Commission? Federation of Investment Managers Malaysia (FiMM)?
FSM is an INSTITUTIONAL UNIT TRUST ADVISER, registered with the Federation of Investment Managers Malaysia (FiMM) and licensed by the Securities Commission to deal in unit trusts and to offer investment advisory.

Hong Leong Bank and CIMB Bank account holders can pay for FSM purchases using the respective banks' online payment facility. GO EXPLORE FSM THOROUGHLY BEFORE U START TO FLAME/TALK BAD OF FSM.

http://www.fundsupermart.com.my/main/faq/faq.svdo?id=2409#2

Guarantee? Since when Unit Trusts are guaranteed in Malaysia? doh.gif

FSM HAS NO AGENTS. If they do, with max 2% sales charge, the agents have to live on roti canai and nasi lemak bungkus yawn.gif

Obviously u dunno what is the role of unit trust consultants...

FSM takes the money and place with the respective Fund Houses...and the funds' underlying assets is entrusted to the respective Trustees.
If FSM does go bust, your investments are still with the Fund Houses. If it is not, u can always report to Securities Commission.

If u are STILL sceptical, I'd suggest u to put all your cash inside your toilet bowl.

P.S. - So, commercial banks won't go bust? Really? whistling.gif
*
some emotional FSM agent, i presume. See your post history also know your post dont have much weightage. we dont need a gambler teaching us how to invest.

i can talk whatever i want, this is freedom of speech. your better off go finding more customer than jabbing me if you want to get a bonus. beside , i am not flaming. i am just giving some little warning bout risks involved to potential fsm customer, and i got jabbed, and needed to defend myself. if fsm is so great, what are u afraid of.

beside, this world is not bout talk only. you can do less talking but prove more. now i am at FiMM website, trying to look where's FSM or IFast in the list. damm u for trying to use the word INSTITUTIONAL UNIT TRUST ADVISER, the word aDVISER already imply lots of thing.

EDIT: yea, i found it, do you even read the full guideline for fimm distributor.


If u are STILL a believer, how much % of ur asset in FSM, u sendiri know. maybe u need to go toilet, u talk big a lot, need to do toilet business too.

commercial banks won't go bust? this one.. a good one... too bad we aint in america, too big too fail, american banker blackmail the government to bail them out.. really too bad, we aint in america. hey, the government will help a bit la... hey most comercial bank are listed at klse, need to release quarterly financial reports, got agm, we know the directors... epf also have stake.....lots more, but i cant think of it...wanna sleep

This post has been edited by john123x: Apr 25 2012, 12:30 AM
SUSPink Spider
post Apr 25 2012, 12:29 AM

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QUOTE(john123x @ Apr 25 2012, 12:15 AM)
some emotional FSM agent, i presume. See your post history also know your post dont have much weightage.

beside, this world is not bout talk only. you can do less talking but prove more. now i am at FiMM website, trying to look where's FSM or IFast in the list. damm u for trying to use the word INSTITUTIONAL UNIT TRUST ADVISER, the word aDVISER already imply lots of thing.

EDIT: yea, i found it
If u are STILL a believer, how much % of ur asset in FSM, u sendiri know. maybe u need to go toilet, u talk big a lot, need to do toilet business too.

commercial banks won't go bust? this one.. a good one... too bad we aint in america, too big too fail, american banker blackmail the government to bail them out.. really too bad, we aint in america. hey, the government will help a bit la... hey most comercial bank are listed at klse, need to release quarterly financial reports, got agm, we know the directors... epf also have stake.....lots more, but i can think of it...
*
Wow wow wow...someone has been checking my post history ooh...must be see me spam a lot...see that I'm a casino gambler... rolleyes.gif

Judge ppl from their appearance/background...shallow-minded ppl. Go ahead entrust your money to your smartly-dressed degree graduate Maybank bankers then. I've got nothing to lose by failing to change your mindset. whistling.gif

kucingfight and many other FSM customers gonna be lol-ing reading your posts. laugh.gif

yea ayam an FSM agent...I earn a few hundred of RMs a month from talking good of FSM on LYN...dun believe a word I say here ph34r.gif

Kthxbye yawn.gif


john123x
post Apr 25 2012, 12:32 AM

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QUOTE(Pink Spider @ Apr 25 2012, 12:29 AM)
Wow wow wow...someone has been checking my post history ooh...must be see me spam a lot...see that I'm a casino gambler... rolleyes.gif

Judge ppl from their appearance/background...shallow-minded ppl. Go ahead entrust your money to your smartly-dressed degree graduate Maybank bankers then. I've got nothing to lose by failing to change your mindset. whistling.gif

kucingfight and many other FSM customers gonna be lol-ing reading your posts. laugh.gif

yea ayam an FSM agent...I earn a few hundred of RMs a month from talking good of FSM on LYN...dun believe a word I say here ph34r.gif

Kthxbye yawn.gif
*
when involved money, only kids will LOL...

i have said whatever i want. if u want to hear, hear, dont want to hear, just ignore it.

me, bye too, i wont be at this topic anymore.
izzudrecoba
post Apr 25 2012, 08:20 AM

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QUOTE(john123x @ Apr 25 2012, 12:32 AM)
when involved  money, only kids will LOL...

i have said whatever i want. if u want to hear, hear, dont want to hear, just ignore it.

me, bye too, i  wont be at this topic anymore.
*
Set aside of clashing opinions, i believe both of u share coherent value; that is how to grow your money in the long term through optimal unit trust platform. I think both of u are intelligent enough to form your conclusion about fsm. Cheers.

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