Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsBuy Car Pay By Credit Card
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 Jan 21 2013, 07:36 AM
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Senior Member
2,661 posts Joined: Jan 2003  
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My friend who owns a shop (dealing with new and used car) has the facility to pay the booking up to 2K with CC (AMEX/VISA/MASTER). If you want to buy it with CC with the shop, normally he charged 2% of total amount but of course, can negotiate the deal, plus 2% is nothing compared to that hire purchase interest, especially if you are taking longer term.
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Jan 21 2013, 01:40 PM
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Senior Member
3,008 posts Joined: Sep 2005 From: T.T.D.I, Bukit Damansara
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Finally got my answer.. the max amount that can be paid by CC (at least at SDAC PJ) is RM5k.. I even offered to pay surcharge if I'm allowed to swipe a higher amount but was told that it's a new policy by Bank Negara.
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May 16 2013, 09:03 PM
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Senior Member
1,156 posts Joined: Dec 2007
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just enquiry Perodua, they dont accept credit card.
Nissan wise they accept visa/master/amex, for 10% down payment.  was thinking if down payment RM10k, ask 10 of my fren using AMEX each swipe RM1000. then cash back RM50 x 10 = RM500 can swipe higher for down payment anot? |
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May 16 2013, 09:13 PM
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All Stars
26,533 posts Joined: Jan 2003
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QUOTE(darkdevilrey @ May 16 2013, 09:03 PM) was thinking if down payment RM10k, ask 10 of my fren using AMEX each swipe RM1000. you very confident that your friends will give you their RM50 quota?  |
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May 16 2013, 09:56 PM
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Senior Member
1,156 posts Joined: Dec 2007
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QUOTE(Human Nature @ May 16 2013, 09:13 PM) you very confident that your friends will give you their RM50 quota? my friend all buddy no kira wan. |
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May 16 2013, 10:42 PM
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Senior Member
2,677 posts Joined: Dec 2010
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QUOTE(darkdevilrey @ May 16 2013, 09:03 PM) just enquiry Perodua, they dont accept credit card. Do report back if you manage to swipe more for the down payment! Nissan wise they accept visa/master/amex, for 10% down payment. was thinking if down payment RM10k, ask 10 of my fren using AMEX each swipe RM1000. then cash back RM50 x 10 = RM500 can swipe higher for down payment anot? |
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May 17 2013, 09:18 AM
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Senior Member
2,843 posts Joined: Jun 2005 From: Seasaw  
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QUOTE(darkdevilrey @ May 16 2013, 09:56 PM) my friend all buddy no kira wan. nehind they curse u lol anyway, wow 10% deposit... haish.. too bad im not buying a car at the moment anybody try at used car dealer? edited, for used car value less than rm10k?This post has been edited by s@ni: May 17 2013, 09:19 AM |
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May 18 2013, 12:33 AM
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All Stars
21,332 posts Joined: Jan 2003 From: Kuala Lumpur 
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QUOTE(darkdevilrey @ May 16 2013, 09:03 PM) just enquiry Perodua, they dont accept credit card. Nissan allows split swipes for 10% D/P as well... my colleague tested before.Nissan wise they accept visa/master/amex, for 10% down payment. was thinking if down payment RM10k, ask 10 of my fren using AMEX each swipe RM1000. then cash back RM50 x 10 = RM500 can swipe higher for down payment anot? |
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Jun 10 2013, 02:57 PM
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Junior Member
21 posts Joined: May 2013
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Kia Ampang branch allow to swipe 10% downpayment
But charge 3% more  |
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Jun 15 2013, 05:57 PM
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Junior Member
274 posts Joined: Oct 2012
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QUOTE(darkdevilrey @ May 16 2013, 09:03 PM) just enquiry Perodua, they dont accept credit card. which perodua did you go? i swipe the 10% dp at perodua...yeah...15k points for my amex... Nissan wise they accept visa/master/amex, for 10% down payment. was thinking if down payment RM10k, ask 10 of my fren using AMEX each swipe RM1000. then cash back RM50 x 10 = RM500 can swipe higher for down payment anot?  |
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Nov 19 2013, 09:08 PM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(mrpoliebaba @ Nov 19 2013, 05:49 PM) haha this is the 1st time i hear about this..personally think the dealer will not accept it coz it will take another 30 days before the bank release the money to the car dealer..if in between the card holder report fraud on the credit card and drive away the car..who should the car dealer chase the money from? Go read the old posts lah. It's doable anyway just my 2 sen  |
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Dec 20 2013, 09:28 AM
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Junior Member
671 posts Joined: Dec 2011
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QUOTE(darkdevilrey @ May 16 2013, 09:03 PM) just enquiry Perodua, they dont accept credit card. Hi, which nissan allowed that?Nissan wise they accept visa/master/amex, for 10% down payment. was thinking if down payment RM10k, ask 10 of my fren using AMEX each swipe RM1000. then cash back RM50 x 10 = RM500 can swipe higher for down payment anot? I understd Nissan switch to Hong Leong bank system and Amex is not accepted already. Thks |
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Dec 20 2013, 09:54 AM
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Senior Member
3,904 posts Joined: Jul 2007
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QUOTE(mrpoliebaba @ Nov 19 2013, 05:49 PM) personally think the dealer will not accept it coz it will take another 30 days before the bank release the money to the car dealer.. not so long la... its less than a week provided they do settlement on card terminal on the same day. |
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Jan 15 2014, 12:23 AM
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Junior Member
11 posts Joined: Mar 2012
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QUOTE(Reventon @ Jan 9 2012, 04:31 AM) Used amex plat CC to pay for DP in Ingress 3 years ago , first is booking fee for 10k and another 90k upon collecting the vehicle , have some difficulties when i want to swipe the card for DP but in the end the manager also gave in and let me swipe LOL. Got 200k MR points instantly definitely better than paying cash. Never try before buying a car without loan and pay full with CC so cant really answer this but i know some grey importer accept it. I went Ingress today and the sales advisor told me if I pay DP by credit card then I won't entitle any discount on the car price. If I'm paying cash she'll give me discount coz the company need to bear the card charges. So they rather u pay cash and they give u some discounts. |
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Jan 15 2014, 08:43 AM
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Junior Member
331 posts Joined: Feb 2008
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A family member bought the latest Swift GLX mid last year. He swipe full amount (~ Rm70k) with CC.
Not sure now can or not. Dealer is Aiman Motor PJ |
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Jan 16 2014, 12:22 AM
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Senior Member
1,752 posts Joined: Dec 2013
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Had experience at VW can swipe 5k without charge.
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Jan 20 2014, 02:13 PM
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Junior Member
25 posts Joined: Apr 2006
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if the guy is bloody rich...dont want to apply for loan. can he buy the car with bank draft or bankers cheque?
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Jan 20 2014, 02:29 PM
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Junior Member
11 posts Joined: Mar 2012
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QUOTE(red_optimus @ Jan 20 2014, 02:13 PM) if the guy is bloody rich...dont want to apply for loan. can he buy the car with bank draft or bankers cheque? Of course can. Bank draft or bankers cheque is equivalent to cash. Personal cheque also can. But must wait till your cheque clear only they release your car. |
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Jan 20 2014, 02:31 PM
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Senior Member
1,040 posts Joined: Dec 2008
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I don't see why not. Paying in full and if your credit limit allows it. No issue.
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Jan 20 2014, 07:02 PM
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Senior Member
923 posts Joined: Nov 2011
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Most of the car dealer won't accept full payment in credit card, unless you are someone "special".
guess what? using Maybank2 cards Amex pay for the card... you can directly go to epicentre redeemed a Macbook Air+an iPad maybe... if it is a BMW  |
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