assuming i have 2 credits card ......each of the card have 50k credit limit

if a car worth rm3xk.....can i pay the full amount by credit card?...

if can it will be very good.....i can straight away do the 0% balance transfer to my another card and save the 3.xx% interest/annum

Some car dealers do accept credit card for the booking deposit only. And no. It is not possible to pay for your car in full using credit card. Not in Malaysia anyway.

car worth 3xk...max installment period is like what? 36 months?
so each installment comes to about 1k?
if you can afford to pay 1k each month and the card dealer do accept credit card, why not...

No car company/dealer accept credit card as payment method.

Just like Miles posted, only booking fee they allow.

Car dealers or companies onli accept booking fee or deposit by credit card

cc is onli for retail purchases

so any car or house purchasing does not fall under retail purchases

Yes, you can if your car dealer willing to accept payment in full by way of card for the car.

Most Japanese car dealers like Honda and Toyota will tell you they only accept for booking, but you can always negotiate and ask that you allow more to be charged to your card before you sign on the dotted lines. Done that many times over the years.

For cars that are not selling well, car dealers are willing to accept payment in full with credit cards to clear stock. Last time looking at Honda Elysion and the dealer trying desparately to clear stock and willing to accept payment in full by way of credit card.

Auto Bavarian, if not mistaken willing to accept up to RM30K or was it RM40K the last time I asked.

As for Proton, erry, a regular here, mentioned he paid in full with his credit card.

Some car dealers willing to accept payment in full but they will add like 1-2% extra onto the purchase price, and if you are willing to make a fuss and want to fight for your rights, make a call to the card centre in front of the dealer to complain that they want to charge you extra and then see how it goes. That what our AMEX Black card holder reported here when he bought his sports card 2 years back.

This post has been edited by Gen-X: Nov 17 2011, 12:59 PM

I have always been under the impression that it's not possible to charge your car to your credit card in full in Malaysia. Will try that next time i buy a new car

Can, most dealers will tell you add 1-2% surcharge. Salesman standard reply is credit card only for bookings. I will then insist that he go ask his manager and they will come back and allow me to charge more (not in full) without any surcharge for me to collect points

I managed to pay the downpayment of my car using credit card this year. The dealer tried to impose surcharge as it was a substantial amount but I was upfront and mentioned if they can't accept credit card as downpayment then the deal is off. They relented in the end.

*points*points*points*

This post has been edited by rockefeller: Nov 17 2011, 09:11 PM

Nissan can use credit card to pay a portion of the downpayment

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Added on November 17, 2011, 9:27 pmI'm wondering if swipe MBB 2 AMEX card for RM40,000 downpayment, I would be getting 200,000TP and eventually redeem RM1000 of cash vouchers!

This post has been edited by echoesian: Nov 17 2011, 09:27 PM

nowadays get a high limit credit card is not difficult....
i noe bank will charge merchant 1.6~2.0% per transaction , if the car dealer ok with i pay extra 1.6%~2% it would be a good deal.

i'm sure many bank got offering balance transfer , other wise i still can convert my transaction to an easy payment plan xD!~

If the car dealer accept would be a great deal. Imagine u got Cash Back function Then do BL for 0 interest

RM30k transaction equivalent to 30k points.... , 30k points equivalent to RM3000 redemption

+

0% balance transfter

or

0% Easy Payment Plan

Which cc can opt for 0% easy payment?

Maybank ... got 12 months '0' ins ...

30k = RM3000? .. more like RM150

For proton, i have been to 7 showrooms, spoken to 18 different sales person (some from advertisement in newspapers)

still no luck finding one can accept by credit card in full.

only 1 accepts max of RM5k per vehicle, and not AMEX as well.

still trying.

Say if u make a big item purchase of rm50000 using MBB2Amex. On getting the statement can u then BT to 3 separate banks totaling up to rm45000?

edited:
May be wrong place to post this question. Would post in BT thread too.

This post has been edited by MGM: Dec 9 2011, 10:21 AM

try Proton main showroom Shah Alam along KESAS and also at Glenmarie too, but I don't think you get any luck with AMEX.

Yes you can.

proton COE does not accept amex