You will received exactl RM200.50. qiradh or no Qiradh BR says have been paying consisten past few years at fixed rate. Dont spam me as converstion with counter clerk this morning.

The best FD rate for 3 months tenure perhaps is HSBC.

50% of the FD will get 5%
50% of the FD will get 3.05% (HSBC's 3 months FD board rate)

Average rate is 4.025%  ---> (5% + 3.05%) = 8.05% / 2

But the drawback is: the minimum FD has to be RM 200K

This FD promo will end on 30 June 2012.

Supersalary is a current account with cheque book and ATM/MastercardDebit card.

Nowadays very headache with nonsence promotion, practically fed up. i dont even go for SCB..eventhough have a lot of FD maturing 

For 1 mth fd, nowadays I put in Maybank eFD as easy to deposit plus instant upliftment (online only). Interest doesnt really make much of a difference. In fact my savings account just enough for 1 month expenses.. he..he I am Uncle Scrooge reborn..

Every now and then FD promotion came up with lots of term and conditions, each time has to figure out how to exactly benefit from it. Sometimes depend on each RM different interpretation, sometimes when figure it out still got some possible clause which depends on banks goodwill(eg. Scb, whether bank will still give supersalary interest on top ). Frankly, eventhough I am quite free and doesnt mind travelling extra distance for a bit extra money, when still got uncertain clause, then give up. I am a person who does not like being played around, dont mind spending more expenses to right if I am slighted (I have made numerous complaints on various issues before, so far all resolved quite amicably) so since I am very sensitive chose to try not be involved in uncertain things. Exception so far on Islamic FD as quite certain dividen will be as stated(read my lips,.. Bank Rakyat). In fact , below 30k does not interest me at all, as so and so only. 

However, playing Fd musical chair does teach one to value money and it build interest in increasing our net worth. So, forgive my ranting, but it is encouraging to see quite a number of people interested in this thread (wintersun keep it up, you will make it one day) . 

have read the previous posts. just want make sure I am doing the right thing for SCB cash back promotion.

I already have e$aver account but it seems that eSalary is enjoying a higher interest.

on 1 Jun 2012, open eSalary account with RM30,020 deposit
make 1 transaction during 1 Jun to 31 Aug
Leave the money there till 1 Sept

and enjoy RM300 cash back.

for those already in deposited the money in May, is this correct?

Thank you

huh, wth? so not professional.

There still are other promo's from AmBank:
6 months 3.45%
9 months 3.5%

But the flyer I got is specific to SS2 branch

yup got terms & conditions.... must have money before depositing..he..he

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Added on May 30, 2012, 9:25 am

need at least 2 days, then still has to wait..wait for them to process..on actual day

a good bank will do so...what's 1-2 days interest to them? Only a stingy bank would wanna delay us

Deposit date is still the same day so no problem.

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Added on May 30, 2012, 12:07 pm
guess my branch must be lazy or not efficient. However MGM also reported the same case, if i am not wrong..

Not everybody has housing loan.

Why care about the how many branches? You only deposit the money in the first month and withdraw the money in the 12th month, you're going there for twice only.

Bank Rakyat is always offering the best FD rate in Msia = 4.01% for 12 months.

But why seem like everyone here isn't flavor with Bank Rakyat FD?
Based on previous comments, the FD rate of Bank Rakyat is fluctuating. 
Any one can confirm how it fluctuate?
Is it means that after i deposited with 12 months FD, my interest is not locked at 4.01% and it is depend on bank time-to-time revised?

Guys, AmBank e-Fixed Deposit for ALL tenures give 0.5% on top of normal board rates, e.g 12-M is now 3.20%, u place on AmOnline they give u 3.25%

Which SCB product gives 12+% ?

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Added on June 9, 2012, 8:07 am
We have gone thru this matter regarding BankRakyat and PIDM in prev. posts.