if you want to deposit RM1000 to RM4999 only, need to deposit for at least 2 months.
for 1 month tenure, need to deposit at least RM5000.

means 2 month only i get interest and able to take out ?

yes, for RM1000 to RM4999 amount.

thanks again from MMU thread to this thread xD
if i add RM1000 then count 60day i only can take out , how if i deposit more money ?

The FD cert will show when is the exact mature day.
If you deposit RM5000 or more, you can choose 1 month tenure or more.

Bear in mind, this is for Maybank and CIMB eFD.

Hi , im a student , i have no knowledge on this FD product. can you guy brief me some light information pls ?

and what is the lowest rate for the deposit ? might interest to save some money for FD

thankssss

you can also talk to your parents besides getting some advices here.

If you are below 18, then open junior saving account at HL bank. The monthly interest rate is the same as one month FD rate which is 2.9%. Saving account has the flexibility of withdrawing anytime

Malaysia Major Commercial Banks and Foreign Banks Fixed Deposit / Time Deposit Rates as of July 2012.
Bank - FD rates for 1 month, 3 months, 6 months and 12 months. Click on the bank listed below to go to the bank's relevant site on rates.
Affin Bank -  3.05%, 3.1%, 3.25% and 3.6%
Alliance Bank - 3%, 3%, 3.1% and 3.25%. FD Gold 12 months 3.3% (Interest paid monthly).
AmBank - 3%, 3%, 3.15% and 3.2%. Am50Plus 12 mths 3.25% (Interest paid monthly, FREE PA).
Citibank - 2.9%, 3.05%, 3.1% and 3.10% (Revised down May 2012)
CIMB Bank - 3%, 3.05%, 3.1% and 3.15%
Hong Leong Bank - 2.9%, 2.95%, 2.95% and 3.1%
HSBC Bank - 2.75%, 3%, 3% and 3.15%
Maybank - 3%, 3.05%, 3.1% and 3.15%
OCBC Bank - 2.85%, 2.95%, 3% and 3.10% (Revised Down May 2012)
RHB Bank - 3%, 3.05%, 3.2% and 3.2%. (Revised down January 2012).
Public Bank - 3%, 3.05%, 3.1% and 3.15%. PB Golden 50 Plus 12 months 3.25%.
Standard Chartered Bank - 2.9%, 2.95%, 2.95% and 3.10% (Revised down January 2012 and May 2012)
UOB Bank - 2.9%, 2.95%, 2.95% and 3.10% (Revised down on 15 December 2011)
From the above, HSBC 1 month FD rate is the lowest at 2.75%. The highest over the counter FD rate for 12 months is by Affin Bank at 3.6%.

genX..at ur blog got typo..
"Hong Leong Bank - The BIG One Celebration until 31 October 2011" <---i think is 2012

anyway thanks for the lastest info...keep up your gud work on updating us all

genxyz... like yr blog, good job!
http://generationsxyz.blogspot.com/p/fixed-deposit.html

anyway, from yr blog, fd rates have come down for some banks since 1 jul 2012. do you know if the 9-12m deposits for pbb prosperity, cimb step-up for effective 3.5-3.6% p.a. and the like have been canceled or replaced by similar? tq!

just came back from SCB  got latest offer step up FD for 6 month. Total average around 3.85%...  require a new esaver account ... promotion from 2july until 10july ....

noted Bro, thank you.
Bro, thank you.

If not mistaken PBB step up ended in May (see post#2) and CIMB even months ago (once again check post#2).

seems like rates coming down... do you see a general reduction in fd rates, a cut in blr too soon?

pretty new in FD here

Planning to take 10k + 1k for the new HLB +1% FD...

If I choose for 3 month, there should be no obligation in the event you need to withdraw that cash? Only losing the interest for that month alone?

Thanks

Accountholders’ Savings Account must remain open, active and valid throughout the Promotion Period and until 31
January 2013 to receive the Bonus Interest, failing which, the Accountholders will be disqualified from receiving the
Bonus Interest.

OCBC offer new promotion FD started today
3.6% for 9 months FD

4.5% for 3 months FD with x% in CASA.

I went over to HSBC Amanah City Centre (Wisma UOA II) to try out the Amanah Term Deposit-i (3 months @ 5% p.a.)

What I learned :-
1. You can opt-out of the ATM card + Cheque Book for HSBC Amanah Advance-i account (insist)
2. Minimum deposit for th HSBC Amanah Advance-i for the promo is branch dependent. City Centre branch requires RM200.
3. I didn't require any minimum deposit AT ALL. I just put my funds for FD into the HSBC Amanah Advance-i account directly and it will auto-sweep to TD-i
4. Free Gift : Pen + Paper Notebook + Recycle Bag
5. HSBC Amanah Advance-i is an interest bearing Current Account. 0.06% p.a. for deposit between RM0 to RM10,000