can this formula being used if I want to get the NAVs of a few PRS funds?
can putting that formula into different cells works? 

My kenanga existing PRS suffering like 10 percent loss at the moment

Feel like averaging it down but not sure to put in CIMB or kenanga this year

ya, probability lower & quantum/% of drop also lower ma, worth the 24% tax relief heheh

The rm 1k incentive from who?

still got youth incentive meh?

No more youth incentive, why you want to invest in PRS?

FSM or eUT

I too remember Class C's Total Expense Ratio being a pinch higher than A and X in the prospectus, but Morningstar is showing the same across all classes:


Either case - as Morningstar graph shows, the difference comes to ~RM2 for RM10,000 invested over almost 7 years. I wouldn't lose sleep over it.

Yes only RM 1.5k but it is 50% of the maximum RM 3.0k allowed for income tax relief.

So, this year, can recycle our own money to maximize tax reduction.

How? This one assumes you have a housing loan you want to reduce and you have flexibility to withdraw any extra payment that you pump into the loan. Once it's paid in, you have an extra RM 1.5k to recycle back to PRS - assuming you don't need the money at all. But the paperwork with CTC of bank account statement is a deterrent, especially with the MCO. Adoption rate may be low.

for now my prs with Kenanga has grown from positive 10% to negative 20%.

Yeah. Finger cross it won last that long. Hope the impact will be lessen and recover after june.

Hi all, I read in one of the pages that eUT has 'CIMB-Principal PRS Plus Asia Pacific Ex Japan Equity (Class A)' at 0% SC for online buy; anyone familiar with this? I am halfway through this thread, will finish it in a few days time, but so far haven't read much about eUT. Reason why I would like to purchase the class A instead of the class C offered in FSM is cuz I previously purchased some via an agent already, so just thinking of putting it back in the same one. Is eUT as friendly as FSM? Saw that FSM I could skip the sending of document if I'm buying Principal via phone online. Plus the NAV for that fund is low now, so wanna quickly get some to DCA it.

https://www.eunittrust.com.my/Home/Banner1

Anyone here DCA your PRS fund, eg 500 per 2 months, Or most people lump sum during red?
Previously I always lump sum buy 3000 to prs  in December
This year in this volatile market I plan to buy 1k each in the next three months..
any suggestion?

This is like add 4 years only.

Personally I think it won't give much boost to encourage people into the scheme.
They should have also double the tax relief amount.

I just wished they would allow those robo to be included for  PRS.