what's the loan amount like??

impressive offer.......B-2.45% is just maybe initial 1st few years during progressive release ?? or for the whole tenure...........

This is the best ever I heard, can share which bank?

hmm

total loan about rm340K
al-rajhi bank
if you wanna know about details, this is the banker contact number 016-2889989/019-2754405

Dear CrystalWee,

what's the BLR now?

The BLR now i dont know....you have to ask the banker. I sign the offer letter few months ago.

CrystalWee,

it should be clearly stated on your bank's LO.

but again, its pointless to have BLR-2.45% if the BLR set by al-rajhi bank is higher than other commercial bank.

eg XXX Bank = BLR (6.60%) - 2.40% = 4.2%

Alrajhi Bank = BLR (6.70%) - 2.45% = 4.25%

Above is just an example illustration as al-rajhi bank's BLR is unknown.

hopefully you ll be benefited from al-rajhi bank's offer.....

Cheers.....

Yeah, need to see the T&C

I noticed many attractive deals from this bank based on few forums such as:
- ZEC (but not sure include into our loan or bank pay)
- max of 10% for BLR interest (regardless on how high our BLR could be)
- fast approval and less hassle on documentation (just need 3mths payslip, 3 mths bank statement and booking receipt)

But, not sure the overall package and the way how this bank operates.. Anyone having loan with this bank before?

This post has been edited by zie86: Dec 26 2012, 09:58 AM

Collect from lawyer office

really? al-rajhi BFR is 6.9%. quite high oooo....
dammm.....i dont know the exact calculation.
thanks for sharing...

just check with the lawyer firm, they say the developer haven't sign the SPA yet, damn no mood now.

Lim & Yeoh?

ya.... ask the girl and she say have been delayed due to developer execution.

Guess I don't need to call too...

tired of waiting of the SPA, wanted to take out some EPF but can't do it now
how come some of them already get SPA but we haven't yet.

Say THANKS to DEVELOPER!!!

CrystalWee,

always try to be vigilant and make a comparison of few banks' offers before acceptance.....

Foresee the project going to drag.. especially with the delay on signing SPA (reduce late payment for those who buy late )

I called my lawyer last week, the assistance told me the SnP is stamped but due to some documentation still need to do, i still cant get my copy yet.

So..which is the truth? lol ><

This post has been edited by StanleyKH: Dec 27 2012, 12:58 AM

This developer is like tat...
last time i bought my use my own lawyer didnt use this panel else lagi worst.
but very confirm they like to drag ur SnP till very later...
mine drag for half a year.

I thought buyers do pay their own lawyer fee for loan application...Yes? No?
And I thought the buyers do pay the largest amount of money to the developer for the purchase...Yes? No?
But why I notice that both developer and lawyer firm do not give a damn to buyers at all?
I doubt...are units given out for FREE? So "don't expect much"?