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Credit Cards AM Bank Credit Card, Cash Back 25% for Caltex till Dec 2011
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cklimm
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Aug 19 2015, 02:22 PM
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QUOTE(fruitie @ Aug 19 2015, 02:14 PM) I supposed you shall stop applying from any bank now. Give a try again in 6 months time, else you will trigger all the banks for your rejection. got such law meh?
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kaiserreich
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Aug 19 2015, 02:22 PM
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QUOTE(fruitie @ Aug 19 2015, 01:35 PM) Yeah, looks OK. The dining+groceries will finish on 14.09, so if you haven't applied your card. Gotta be quick. Checked via Phone banking. Card just approved today. Hopefully can make it for 14.09. Planning to buy tesco vouchers
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fruitie
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Aug 19 2015, 02:27 PM
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Rise and Shine
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QUOTE(cklimm @ Aug 19 2015, 02:22 PM) got such law meh?  No such law but banks will usually advise you to have 6 months cooling period. He has been rejected by few banks at the same time. Really no point keep applying and keep rejected by banks. QUOTE(kaiserreich @ Aug 19 2015, 02:22 PM) Checked via Phone banking. Card just approved today. Hopefully can make it for 14.09. Planning to buy tesco vouchers  Yeah, good for you.  I bought Tesco vouchers too.
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ronnie
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Aug 19 2015, 03:01 PM
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QUOTE(fruitie @ Aug 19 2015, 11:41 AM) Swiped my card on last Saturday - 15.08.15 in Tesco until today is not posted yet.  Swiped my supplementary card on Monday, also not posted yet... Sigh. All my 15-Aug (Sat)'s transaction was posted by 18-Aug-2015... now waiting for rebate$$$$
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kremlin
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Aug 19 2015, 03:27 PM
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QUOTE(ronnie @ Aug 19 2015, 03:01 PM) All my 15-Aug (Sat)'s transaction was posted by 18-Aug-2015... now waiting for rebate$$$$ Same here.. posted today.
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wjleong15
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Aug 19 2015, 04:28 PM
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QUOTE(fruitie @ Aug 19 2015, 02:27 PM) No such law but banks will usually advise you to have 6 months cooling period. He has been rejected by few banks at the same time. Really no point keep applying and keep rejected by banks. Yeah, good for you.  I bought Tesco vouchers too.  i bought giant gift card, valid for 2 years, some more leftover amount can continue to use, unlike voucher no refund.
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fruitie
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Aug 19 2015, 04:46 PM
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Rise and Shine
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QUOTE(ronnie @ Aug 19 2015, 03:01 PM) All my 15-Aug (Sat)'s transaction was posted by 18-Aug-2015... now waiting for rebate$$$$ Still not yet posted for me.  QUOTE(wjleong15 @ Aug 19 2015, 04:28 PM) i bought giant gift card, valid for 2 years, some more leftover amount can continue to use, unlike voucher no refund. Good idea but we seldom buy things from Giant.
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ronnie
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Aug 20 2015, 09:39 AM
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QUOTE(fruitie @ Aug 19 2015, 04:46 PM) Still not yet posted for me.  Good idea but we seldom buy things from Giant.  If you don't get it posted within 5 days, you may risk losing the "rebate". QUOTE All qualifying transactions must be posted to the Eligible Cardmember’s Card account to be eligible for the Cash Back. The Bank will allow five (5) calendar days for the qualifying transactions made to be posted into the Eligible Cardmember’s Card account. The Bank is not responsible in any manner whatsoever for any late posting to Eligible Cardmember’s account by merchants and/or third party.
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fruitie
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Aug 20 2015, 09:43 AM
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Rise and Shine
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QUOTE(ronnie @ Aug 20 2015, 09:39 AM) If you don't get it posted within 5 days, you may risk losing the "rebate". I know but really nothing much I can do.  Wait, so long posted within qualifying period then should be fine I guess. I believe more applicable to cases which are at the ending of qualifying period? This post has been edited by fruitie: Aug 20 2015, 09:45 AM
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kremlin
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Aug 20 2015, 09:45 AM
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I am wondering.. I bought RM500 tesco voucher and do you think it is possible for me to use it to reload my TnG card?
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fruitie
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Aug 20 2015, 10:08 AM
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Rise and Shine
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I online chatted with AmBank and asked why the posting date is so slow. Well, kinda expected they blamed it to the merchant.
Can someone verify if this is true? I used to believe it depends on merchants but few transactions experience with AmBank make me have a doubt already. Other banks seem to be quite fast.
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ronnie
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Aug 20 2015, 10:16 AM
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QUOTE(fruitie @ Aug 20 2015, 10:08 AM) I online chatted with AmBank and asked why the posting date is so slow. Well, kinda expected they blamed it to the merchant. Can someone verify if this is true? I used to believe it depends on merchants but few transactions experience with AmBank make me have a doubt already. Other banks seem to be quite fast. Not merchant lah.... maybe the Ambank purposely "slower" to wait a few days in case there's a dispute  Which Merchant is so slow ? This post has been edited by ronnie: Aug 20 2015, 10:16 AM
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fruitie
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Aug 20 2015, 10:31 AM
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Rise and Shine
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QUOTE(ronnie @ Aug 20 2015, 10:16 AM) Not merchant lah.... maybe the Ambank purposely "slower" to wait a few days in case there's a dispute  Which Merchant is so slow ? I tried Sam Groceria's and Tesco Extra Seremban, both also so slow.  Previously, used other cards, very fast.
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ronnie
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Aug 20 2015, 10:42 AM
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QUOTE(fruitie @ Aug 20 2015, 10:31 AM) I tried Sam Groceria's and Tesco Extra Seremban, both also so slow.  Previously, used other cards, very fast. Maybe these won't be posted at all.... it's free transaction (i.e. 100% cash back)
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fruitie
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Aug 20 2015, 10:44 AM
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Rise and Shine
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QUOTE(ronnie @ Aug 20 2015, 10:42 AM) Maybe these won't be posted at all.... it's free transaction (i.e. 100% cash back) Nope, previous experience tells me will be posted but take a bit of time.  Later will swipe for my colleagues' TnG using AmBank card. Have to wait for the slowness again. Oh God. Rechecked again. Sam Groceria's already posted but not Tesco Extra. Add on: Just called CS, he said it is based on transaction date. I'm not sure how true is that. I read the TnC for him, he still insists it is based on transaction date. This post has been edited by fruitie: Aug 20 2015, 11:08 AM
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fruitie
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Aug 20 2015, 02:19 PM
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Rise and Shine
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QUOTE(CART@@N @ Jul 30 2015, 11:14 PM) Just check ambank online and noted raya cash back for 1st month is posted..I use it on 9 jul for dining and tngo reload at jaya grocer..haha..now wait for 2nd month cash back..buy gift card and reload for 500 at aeon big..will do the same for 3rd months..then slowly use the gift card for purchase.. May I know if AmBank sends you SMS that you "won" the Raya cash back? The CS said they will inform via SMS besides appearing on statement. Is this true?
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ronnie
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Aug 20 2015, 04:28 PM
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QUOTE(CART@@N @ Jul 30 2015, 11:14 PM) Just check ambank online and noted raya cash back for 1st month is posted..I use it on 9 jul for dining and tngo reload at jaya grocer..haha..now wait for 2nd month cash back..buy gift card and reload for 500 at aeon big..will do the same for 3rd months..then slowly use the gift card for purchase.. You participate for Month 1 [15 June to 14 July 2015] and receive the cashback on 30 Jul. That's pretty fast  Also the quota seem to be still available towards end of the campaign month.
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fruitie
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Aug 20 2015, 04:47 PM
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Rise and Shine
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QUOTE(ronnie @ Aug 20 2015, 04:28 PM) You participate for Month 1 [15 June to 14 July 2015] and receive the cashback on 30 Jul. That's pretty fast  Also the quota seem to be still available towards end of the campaign month.  Thank God their customer base is not huge.
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wjleong15
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Aug 20 2015, 05:04 PM
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QUOTE(fruitie @ Aug 19 2015, 04:46 PM) Still not yet posted for me.  Good idea but we seldom buy things from Giant.  to me is because i can use it to reload tng later. i also seldom buy things from giant
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fruitie
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Aug 20 2015, 05:19 PM
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Rise and Shine
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QUOTE(kremlin @ Aug 20 2015, 09:45 AM) I am wondering.. I bought RM500 tesco voucher and do you think it is possible for me to use it to reload my TnG card?  You have a solution now.  Please refer below.  QUOTE(wjleong15 @ Aug 20 2015, 05:04 PM) to me is because i can use it to reload tng later. i also seldom buy things from giant
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