Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
4 Pages < 1 2 3 4 >Bottom

Outline · [ Standard ] · Linear+

Credit Cards Maybankard 2 Gold and Platinum Cards V3, AMEX with Visa or MasterCard

views
     
zenquix
post Nov 30 2011, 07:30 PM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008


QUOTE(oneeleven @ Nov 30 2011, 07:25 PM)
Not sure if anyone has mentioned already:

One time fee for setting up Standing Instruction to pay CC bills from your MBB account is RM$10. You can do it via M2U but will additionally be charged $2 every month. If you go to your home branch to request in person, NO MONTHLY CHARGES.

Unfortunately when I first set it up the officer told me to do it online. vmad.gif Cancelled and paid again for branch SI.

111 vmad.gif  vmad.gif
*
I avoid using SI as M2U is very simple to pay bills, even allowing payment to be scheduled later. I usually log in to download my statements + set future payment. Then just have to make sure there is funds in my account by the payment date.


zenquix
post Dec 1 2011, 06:19 PM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008


QUOTE(1love @ Dec 1 2011, 06:08 PM)
must be family member?
*
QUOTE(fruitie @ Dec 1 2011, 06:10 PM)
Anyone...
*
But which outsider will take all the risk of giving you a supp card without knowing you?
zenquix
post Dec 4 2011, 02:33 AM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008


QUOTE(ckkmy @ Dec 4 2011, 02:07 AM)
Complimentary Platinum Parking for Maybankard Visa Infinite, World MasterCard and Maybankard Platinum Credit Cardmembers (first-come-first-served basis).
from 26-Nov-2011 to 31-Dec-2011
*
Actually the complimentary parking ends 26-Dec.

user posted image

Source:http://www.facebook.com/ajax/sharer/?s=2&appid=2305272732&p[]=103262869741142&p[]=563706
zenquix
post Dec 5 2011, 03:15 PM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008


QUOTE(hiansitt @ Dec 5 2011, 03:08 PM)
is that any way after we swipe the purchase, then we call back to arrange EPP?? as what i heard la..

how if i plan to use the AMEX??
*
ezypay plus - http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
zenquix
post Dec 6 2011, 11:49 AM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008


QUOTE(echoesian @ Dec 6 2011, 11:35 AM)
This free parking for MBB Platinum card member is only applicable if one spend RM300 or above in one single day ?
no RM300 spend is for the box

zenquix
post Dec 10 2011, 08:45 AM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008


to be frank, i am not surprised since it is almost an open secret that a majority of cardholders share the CID.. For the 13 numbers, the first 6-8 is already fixed. So very easy to clone the cards....
zenquix
post Dec 11 2011, 11:40 PM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008


QUOTE(sg999 @ Dec 11 2011, 11:18 PM)
hi friend
i also got 3 cards
ocbc,citibank,hongleong bank
everymonth pay FULL amount and NEVER late
still got rejected
what to do.... doh.gif
*
just a guess but likely you have too much commitment (total credit limit) with those 3 cards. I would cancel one (the one getting replaced with your M2C) and reapply,
zenquix
post Dec 12 2011, 12:03 AM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008


QUOTE(sg999 @ Dec 11 2011, 11:48 PM)
actually only the citi and ocbc active
hongleong still got installment to pay every month
i wish to cut hl cc also!!!! sad.gif
but i got active current acc in mbb  brows.gif
*
but if they print CCRIS they still see 3 cards right? Does not matter which one is 'active' or not
zenquix
post Dec 12 2011, 12:47 AM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008


QUOTE(den @ Dec 12 2011, 12:05 AM)
but isn't it as long as one earns >36k, then they dont care how many credit cards you have?
*
QUOTE(sg999 @ Dec 12 2011, 12:33 AM)
it count be the reason declined me too
but if im can manage it why decline me for the forth card
i just felt mbb look down on me
doh.gif
*
This is not a no. of card issue but total credit limit issue. If you only make RM5k but your total credit limit is RM100k, most banks would not give you a card (a new credit limit). In this case, additional cards from the same bank is ok if the credit limit is shared as the total credit exposure remains the same.

Think this is called gearing, have to ask the finance people.

There are cases some people will get a card if they request for a specific low credit limit (since it does not change the gearing too much)

zenquix
post Dec 13 2011, 11:25 AM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008


QUOTE(MilesAndMore @ Dec 13 2011, 10:16 AM)
MSOS has indeed been replaced according to a notice posted on Maybank website. On websites that provide Verified by VISA and MasterCard SecureCode service, Maybank will send you an SMS containing a 6-digit PIN whenever you use your Maybankard VISA or MasterCard.
*
replaced may be miscontrued. I would use 'upgraded'. Previously MSOS platform was outsourced to Australia (require fixed password, URL is australian URL). Current MSOS is based on the TAC system and is based in Malaysia (likely MBB owned and amanaged)
zenquix
post Dec 16 2011, 01:09 PM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008


QUOTE(ck23 @ Dec 16 2011, 12:19 PM)
Buy iPhone 4S 16GB on Saturday/Sunday with MBB2 Amex Credit card, it's just RM2085.25.

32GB RM2386.53;

64GB RM2679.03.
*
err.. why?

cash back is capped @ RM50
zenquix
post Dec 19 2011, 11:21 AM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008


» Click to show Spoiler - click again to hide... «


Sounds like a classic case of DYKWIA

1) There are systems issues before, I have been a victim as well. But do you realise that
a) MY cards are considered high risk for fraud
b) Maybank does not control the credit card terminals in Hong Kong

FYI to even purchase HK MRT cards online, a Malaysian card holder needs to contact MRT, who would then talk to their payment solution provider to enable a short period for a Malaysian card to be used. Yes by default, Malaysian cards are blocked.
Whether your case is due to an issue with the credit card payment provider remains unseen although on hind sight Maybank may have done better to better engage with their HK counterparts.

2) Temporary credit limit increase is usually a 2 working day SLA. give or take. This is due to an approval process that the front end CS cannot do. The fastest credit limit increase I believe is an emergency credit limit increase that the current shift supervisor can do (abt 30 mins to an hour) but the quantum is very limited.

3) One should not feel entitled to something they do not qualify for (I am assuming your salary does not qualify for a plat card or this would not be an issue in the first place) just due to past spending patterns. I expect your request was considered and a decision made (although not to your liking). A 6-month banking relationship is very very short. And more often than not they do not review a card (credit limit or otherwise) within the first 6 months. Try again when the card hits a year old.

4) On a weekend especially a peak shopping period as such, it is expected CDMs may be out of service because it is too full. While I have my problems with the CDM machine in the past (money taken and retained with no credit to my account.. .TWICE!), it is unrealistic to expect the call centre to be able to do anything about it other than raise a report. CDMs are controlled by the backend office, and the CS cannot even pull up any info on these. They don't know who is the collection agent, when is it collected, whether it is full or not etc.... They just don't have access to this. There are a lot of Maybanks, some opening on weekends. I honestly believe your time and energy would have better spent traveling there then hang around and complaining and playing the DYKWIA game.

CS are human beings too, and don't expect them to perform miracles outside their circle of influence at your beck and call. Treat them with respect and in a friendly manner, and they may go the extra mile (more positive notes to the backend processing, highlighting your name to some higher up for selective promotions etc.)

This post has been edited by zenquix: Dec 19 2011, 11:55 AM
zenquix
post Dec 23 2011, 02:33 PM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008


your CID is the 4 numbers in the front, not the 3 numbers in the back
zenquix
post Dec 24 2011, 12:25 AM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008


QUOTE(ronnie @ Dec 24 2011, 12:17 AM)
I manage to get the Christmas Gift Box after swiping my Maybankard 2 AMEX... brows.gif
user posted image
http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

Terms and Conditions:

•Promotion is valid from now until 26 Dec 2011.
•Limited to two (2) per Cardmember per day, while stocks last.
•Gifts redemption can be made at Maybankard Centre, Ground Floor, Oval.
Payment must be made using Maybankard MasterCard, Visa Credit or Debit Card.
*
Amex is valid. I got 1 box previously. Still have 2 receipts to redeem.. they are always out of stock. Do they still have alot?
zenquix
post Dec 27 2011, 06:18 PM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008


QUOTE(WintersuN @ Dec 27 2011, 04:03 PM)
If order from amazon use my American express then want to get the 5X points need weekend right. I heard that the process will slow then  become register money din get the 5% rebate and 5X point.

So if i order on 12am Sat will surely get my 5% cash back n 5X pts right?
*
they never ship on weekends. Transaction date will always be a weekday. You do better by going to Ebay and using paypal since that charges your card straight away. Of coz time zone matters so evening of Saturday is a better bet.
zenquix
post Dec 27 2011, 10:29 PM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008


that is surprising milesandmore. So far all my orders only ship on Monday altho ordered several days before
zenquix
post Dec 28 2011, 09:32 AM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008


QUOTE(charymsylyn @ Dec 27 2011, 08:26 PM)
Time zone of the transaction does not actually matter for rebate purposes, what really matters is which batch the merchant submits the transaction for processing. E.g. if you buy something from Tesco at Saturday 1230am, the transaction date will show as Friday (did not try this recently, though). If you check out from a hotel in US on Sunday but it's already Monday in Malaysia, most likely the transaction date will be on Sunday (no guarantees).
*
I agree. it is based on batch date as well as the local time of the transaction, not Malaysia's time. I had a experience where an airline ticket ordered from MAS at 1am Saturday turn out to be Friday in the statement's transaction date.

Thus most often or not I try to order middle of the local time. So for paypal payments I tend to aim around 8-10pm local time (translates to mid mornings (8-10am) EST, evening (UK time) etc.)

Very interesting Amazon experience tho. I have to confessed I have not had a shipment sent out overthe weekend yet. They always wait till Monday. As previous post mentioned, could be product related.
zenquix
post Dec 29 2011, 10:42 AM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008


hye, you are on holiday so stay cool (heard it's cold there right now)

@wintersun
doubt you even bothered looking around before coming here and expected to be spoonfed
go read http://forum.lowyat.net/topic/1845691 and understand
zenquix
post Dec 29 2011, 02:34 PM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008


the only card i know where degree is a requirement (or helps) is CIMB Direct Access
zenquix
post Dec 30 2011, 11:25 PM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008


New promo

QUOTE
iPhone 4S

Spend with your Maybankard and be in the running to win an iPhone 4S!*
200 units are up for grabs monthly.

*600 units to be won.

How?

    Just be one of the Top 100 Monthly Spenders
    Get an automatic entries with every RM100 spent in a single receipt. Better yet, double your entries when you register via SMS: IPHONE 12 Digit NRIC Number and send to 66628


Terms and Conditions:

    Contest starts from 30 December 2011 - 31 March 2012.

    Payment must be made using Maybankard MasterCard or Visa Credit Card.

    Total of 600 units of Apple iPhone 4S 16G will be given away during the campaign period.

    Winners will be notified by 30 April 2012.

    Click here for other Terms and Conditions.
Terms and Conditions

- 300 for top spender. 300 for sms contest.
- Ezypay, balance transfer and autopay bills not counted
- principal and supplementary separated


4 Pages < 1 2 3 4 >Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0447sec    0.54    7 queries    GZIP Disabled
Time is now: 25th November 2025 - 11:49 PM