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Credit Cards Maybankard 2 Gold and Platinum Cards V3, AMEX with Visa or MasterCard

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zenquix
post Feb 5 2012, 10:00 AM

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QUOTE(pspfan @ Feb 5 2012, 09:47 AM)
just wanna find out whether paypal is considered as an overseast transaction? performed a paypal payment using my VI and find it funny that they converted it to RM before i click pay... thks.. was hoping for the 5 times points. since its a huge amount.
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as long as the country of transaction is not MY (Malaysia) then it is considered an overseas transaction. So it depends on the country that processed the payment.

Before you make payment next time look out for an option where paypal either does the forex for you (hence the transaction in RM + bad rates) or to let the banks do it for you.

do share once your statement comes.

edit: typo tongue.gif

This post has been edited by zenquix: Feb 5 2012, 10:08 AM
zenquix
post Feb 8 2012, 09:47 AM

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QUOTE(dannyw @ Feb 8 2012, 09:03 AM)
Guys, need some clarification. I have not received any statement from the 1st month of using this card.
I call up CS, to request for the hardcopy statement, and they reply since I already opt for softcopy which can view the statement online, then I can't have the hardcopy.

Is that so? Because I remember last time when I use the Petronas card's time, the moment I receive the statement is quite late, almost due date if got PH in between, and during that time is going to charge.

I know now for 2cards is no charge for Hardcopy statement, but can i have both (view online and hardcopy statement)?
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there is a setting to get m2u to email it to you every month
zenquix
post Feb 8 2012, 05:59 PM

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QUOTE(jchong @ Feb 8 2012, 05:55 PM)
Going back to Paypal, recently made a payment using it. I have 2 cards linked to Paypal, a MBB2 AMEX and MBB Visa.

The transaction was in USA. When I chose the MBB2 AMEX the payment was quoted in USD. When I chose the MBB Visa the payment was quoted in RM. How come this happens? Is it because there is a tighter integration with Visa such that it can take the live quote and do conversion there and then?
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It seems that Amex is not allowed to be used for MYR transactions (all transactions via Amex has to be forex). Must be a licensing issue.

For Visa, there should be a link for you to set whether Paypal does the conversion (hence the MYR quote) or allow the banks to do it (goes back to the transaction currency, USD in this example).

This post has been edited by zenquix: Feb 9 2012, 04:33 PM
zenquix
post Feb 8 2012, 09:45 PM

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QUOTE(jchong @ Feb 8 2012, 09:43 PM)
I checked Paypal's website just now to see if there are any settings for conversion. Didn't find any.

From my past experience any transaction which goes through Paypal, they will do the conversion (and Paypal's rate has always been worse). I don't think Paypal allows the banks to do it otherwise Paypal loses out on their fees.
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there is but the option only comes out when you are making a payment. The next time I use paypal not anytime soon I will try to get a screenshot
zenquix
post Feb 10 2012, 10:05 AM

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QUOTE(edwardc @ Feb 10 2012, 02:22 AM)
I was planning to redeem a 65,000pts Rowenta tower fan from Amex. Called them said sudah habis.
Now planning to redeem on the spot at Senheng which offers 8000pts=RM50 or 200pts=RM1 for that tower fan that cost RM299 there.

1) Amex : 65,000pts
2) Senheng RM50 voucher : RM50 x 6 = 8000pts x 6 = 48,000pts <-- saved 17,000 pts!!!
3) Senheng RM1 voucher : RM1 x 300 = 200pts x 300 = 60,000pts

Option 2 very worth it hor. Haha!
Just sharing. Perhaps you guys can advice on this. Just my first time redeem my points. Got the card on sept 2011. :-)
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while your calculation is correct, I do not see option 2) on the treatspoint website, only option 3)
zenquix
post Feb 17 2012, 09:47 AM

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QUOTE(ronnie @ Feb 17 2012, 09:33 AM)
Agoda booking entiled to 6% discount for Maybankard holders, right ?
At which stage will the discount be credit in ?
If I selected MYR currency payment, would my CC bill show the same amount in MYR ?
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only for visa and mastercard. shown at payment stage. CC should show same amount right?
zenquix
post Feb 24 2012, 07:55 PM

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QUOTE(hye @ Feb 24 2012, 03:19 PM)
@miliardo83
Your intention is a criminal offense and it is constituted as fraud or attempted fraud.
The cashier at the terminal have all the right to call security to apprehend you if you attempt to use the card. I don't sanction such behavior in here and if you have any criminal/law breaking intentions, don't drag anyone of us here. Do it your own risk or whatever you want and the discussion on your question ends here.
Not only is it fraud it is downright theft

zenquix
post Feb 29 2012, 03:09 PM

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QUOTE(limks123 @ Feb 29 2012, 03:04 PM)
Requirement is ok, that's mean i can upgrade to platinum but how should i proceed? Just feel a bit unfair coz SCB gave me platinum which i seldom use (useless card), still prefer MBB2 card (Amex) which giving more points. hahaha.
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you can try calling in to the CS. It might be handled like a new application though. For sure need to submit income docs.

Note: the difference between the gold and plat is not much. Up to you to decide whether you want to go through the hassle. I certainly don't see what is "unfair" about the whole matter. What reason SCB decide to give you plat does not need to apply to MBB right, being different banks and all?

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