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 Debit Card V3

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JuneResources
post Mar 9 2017, 02:49 PM

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QUOTE(dannychen @ Mar 5 2017, 08:39 PM)
you can disable the annual fees for UOB debit card. just go to your home branch. free ibg/ibft until end of this year.
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You means that I still can get UOB debit card without annual fee as long as my BSA account is non annual fee.
Am I right? unsure.gif
JuneResources
post Mar 17 2017, 05:06 PM

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Hi, I want to know the charges by using Maybank Debit card if I purchase from online oversea such as US shopping online.

If let say I purchase from US shopping online (let take example USD 100), then how Maybank charge for it? Any service charge if I purchase from US online?
JuneResources
post Mar 27 2017, 04:43 PM

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QUOTE(tonytyk @ Mar 25 2017, 05:32 PM)
How to differentiate if both with mydebit symbol?
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See the actual physical card.
The card with Visa/MasterCard, that one have annual fees.

If the card with MEPS only, that one does not have annual fees (for limited withdraw money per month)
JuneResources
post Mar 28 2017, 11:44 AM

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QUOTE(tonytyk @ Mar 27 2017, 04:48 PM)
So one is with visa/master symbol, another WITHOUT then, right?
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Yes, checked yourself at Affinbank website there..
JuneResources
post Oct 31 2017, 09:08 PM

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QUOTE(Ichitech @ Oct 31 2017, 10:22 AM)
hurtedheartkartNom-el

Today is the last day for OCBC ATM to Debit card change and i had just found this..
So what i had i did now
1) I called up BNM to clarify if the bank to offer no annual fee BSA to customer -->  Yes
Link for the info : http://www.bnm.gov.my/index.php?ch=en_pres...&ac=950&lang=en
2) I did called up OCBC to ask
a) Is this replacement from ATM to Debit card compulsory --> Yes
b) Once i change, is there any fee impose as EASI save is still BSA as per this link.  But they refuse that now OCBC only offered Debit card, and NO no annual fee option
Link for the info : https://www.ocbc.com.my/assets/pdf/Accounts...ation-sheet.pdf
3) I did email OCBC and ask about this same thing again, but no response.. guess they scare i brought this to BNM ?

So all of the OCBCian here, not sure if u guys got any idea and if we can unite and do something like make a complaint.
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During you email to OCBC, did you CC email to BNM teams?
But if bring this to BNM, I'm sure there are some processing time to investigate. (I guess there is no dead-time to investigate about this issue)
It maybe take investigate around 15 working days or even 1 mth (depend case by case).

If you willing to wait, then need keep monitor and follow up week by week.. shakehead.gif
Otherwise, just tell ocbc "I'm sorry I can't support your bank anymore and unable pay the annual fee, bcoz I'm damn cheapskates. So pls help me to cancel account". whistling.gif


JuneResources
post Oct 31 2017, 09:40 PM

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QUOTE(iXora.ix @ Oct 19 2017, 10:36 PM)
me three. My old atm still kick in since 2014. Dont want change as already have cimb cc cr. but what to do, need to close old acc after my sponsorship ends cool2.gif
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QUOTE(kclamtarc @ Oct 25 2017, 08:08 PM)
Hi all. Is it true that we can opt for debit card with the no annual fee mode? I very suaku only know it today. What I heard was if opt for no annual fee mode, then we can withdraw for free for 8 times every month. If exceeded 8 times, each new transaction will be charged at RM 0.53.

I am wondering if this applies to RHB and CIMB because I am using the debit card of these 2 banks..
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I saw from other thread mentioned that still have non annual fee for CIMB.
But not sure true or not lah.. rclxub.gif

You need to double check from CIMB, it maybe case by case one.


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JuneResources
post Nov 1 2017, 12:41 PM

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QUOTE(Ichitech @ Nov 1 2017, 08:24 AM)
Yes i did, but is a general BNM email (telelink@bnm.com.my sort of like this).. No reply.. End up they called me yesterday evening, tell me is BNM ask them use debit card.. after quite a lengthy arguement, i insist they reply through email, they kinda reluctant.  End up i asked them to update me next week, else i will proceed to file a report using the email to BNM.
One good thing, dont change the card still ok for now as Internet banking can be accessed and transfer fund (I tried it 6am this morning).  But, don't ever forget ur password where u need card number to reset.  If this happened to you, then GAME OVER..  u need a card...
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Sometimes verbal call to you cannot as evidence statement. (Due to different person different method, end up communication barrier).
I think you file a report to BNM also useless, don't think so will work for it. Unless like aduan SKMM, we can see their system to know the current status.

JuneResources
post Nov 9 2017, 09:16 AM

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QUOTE(hebe87 @ Nov 8 2017, 07:30 PM)
I emailed OCBC and below is their reply
Dear Sir/Madam

Thank you for your email of 3 November 2017 and we apologise for the delay in replying you.

With regards to your enquiry, your Debit Card will not be charged with annual fee if it is only tagged to your Basic Current Account and/ or Basic Savings Account.

However, if the Debit Card has more than one account tagged besides the Basic Current or Savings Account, the annual fee will still be charged.

Please write to us if you have any queries, or call our Customer Service at 6(03) 8317 5000. Our operating hours are from 8am to 10pm (Malaysia time).

Thank you for banking with us. We look forward to serving you again.
Yours sincerely

Chew Cheah Yuen Lin
Customer Service Executive
Contact Centre
OCBC Bank (Malaysia) Berhad
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Wow, great~ icon_rolleyes.gif
Almost take 5 days to reply your feedback.

But I believe that he/she will feel the stress once saw this because the officer name has been published in thread. cool2.gif

JuneResources
post Nov 20 2017, 09:01 AM

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QUOTE(cybpsych @ Nov 18 2017, 10:34 AM)
PB Debit Card-Enjoy up to 30% Cash Back with any Government Related Transactions [ PBB | T&Cs ]
15 November 2017 - 30 April 2018

user posted image
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PTPTN consider as government related transactions, is it?
Is it compulsory must walk in by counter to swipe for transactions or can do transactions via online (example like PTPTN online portal)?
JuneResources
post Nov 20 2017, 09:47 AM

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QUOTE(cybpsych @ Nov 20 2017, 09:24 AM)
refer the T&C for eligible transactions/MCC.

then compare with your PTPTN payment from online portal. Does the MCC corresponds to the T&C?
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No much info from their T&C, very general explanation.
Somemore, it does not indicate PTPTN is under which MCC code.

I believe that payment by PTPTN machine unit or online portal can accepted, but just don't know PTPTN is referring which MCC code?


Anybody guy got try before using PBB card to do PTPTN transactions?
Kindly to share us.
JuneResources
post Feb 20 2018, 06:53 PM

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I check from AmBank website regarding the basic saving without annual fee been removed.
Is it means there is no more basic saving with no annual fee anymore?
Wanna to replace debit card, but been told got annual fee charge for debit card.

My previous saving account is basic without annual fee. Any advice how to replace debit card with no charge annual fee?
JuneResources
post Apr 13 2019, 10:29 AM

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QUOTE(jkngo2003 @ Apr 13 2019, 10:25 AM)
i pay ptptn at 8th march and i get rm100 cashback for gov o.
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How you pay ptptn?
Direct go to the officially website ptptn online payment via pb online banking or via debit/credit card transaction?
JuneResources
post Apr 13 2019, 06:27 PM

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QUOTE(jkngo2003 @ Apr 13 2019, 10:40 AM)
go to counter o. can use debit card to pay it. pay rm30 x10 times and get rm100 cash rebate o
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Huh? The ptptn counter can allow you to swipe 10 times of RM30? shocking.gif
JuneResources
post Apr 26 2019, 09:54 AM

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QUOTE(PJng @ Apr 22 2019, 03:07 PM)
Just go to replace new card, bank charge me RM12,
But operator said charge will waive
Confuse
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You are referring which bank card?

JuneResources
post Apr 26 2019, 11:45 AM

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QUOTE(PJng @ Apr 26 2019, 10:32 AM)
Oh, finally saw for your past conversation.. laugh.gif

By right they will waived the replacement card since unauthorized person been swipe your card via online..
Unless your physical card been stolen (lost card by yourself accidentally), then you need to pay off the replacement fees.

CIMB now force all the users to change password.. Else you cannot login cimbclicks anymore..
Damn their security system getting weak and weak already..
JuneResources
post Apr 27 2019, 01:55 PM

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QUOTE(PJng @ Apr 26 2019, 11:57 AM)
I already explaint to staff, operator say waive,
She still say if bring old card, free, new mydebit card will charge
She deduce on my acc, PMPC OTHER FEE 55XX XXXX XXXX XXXX RM12.00, my new card number
I already ignore few month not to change password, but now after change always wrong tyoe old password
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Then did you request them back to refund back RM12?
Since operation say waive, should drop email to them.

Like last time AMBank also request to change to debit card with paywave function (Mine one don't have paywave).
The card is automatic unable to use already currently (due to still use that paywave).

Go to the branch request change new debit card, then charge RM12..
I reject to them because I don't lost any card, why charge RM12?

End up don't change the card and sometimes staff ask why you don't change the card after saw my card?
Because you wanna charge me RM12.. Is BNM been force by your bank, but not force by me..
Should waive for customer (by right) and this will increase security.


JuneResources
post Apr 27 2019, 03:32 PM

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QUOTE(PJng @ Apr 27 2019, 02:17 PM)
E mail to cimb? I did not cotact bank yet
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If don't email or contact, then how come operator say can waive?
Cannot simple just say, but don't action leh..

Like that everybody can say shiok sendiri already.
"Everything can waive, but no action been done"..
JuneResources
post Aug 19 2019, 11:06 AM

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QUOTE(jhy999 @ Aug 16 2019, 01:42 PM)
PB DEBIT - Govt (July 2019) - credited on 16/08/19
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QUOTE(wym6977 @ Aug 19 2019, 10:57 AM)
Received mine too rclxms.gif  One more month to go..
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Hmm.. But mine one is "MISC CR", what is that?
Is it the same thing of Govt transactions?


By the way, do you guy use the RHB Multi currency Debit card?
Can share the experience for those who use this card? Any annual fees of that card?

Thanks a lot.
JuneResources
post Aug 19 2019, 11:56 AM

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QUOTE(ClarenceT @ Aug 19 2019, 11:15 AM)
You can't see the Campaign description/code at the ledger.
You only know PB gave you a Miscellaneous Credit of RM XX.XX.
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That's mean only PB know what's the actual campaign/descriptions, am I right? unsure.gif
Anyway, I just get the reward. As long as not deduct from my amount that's ok for it.. laugh.gif
JuneResources
post Aug 19 2019, 02:37 PM

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QUOTE(jhy999 @ Aug 19 2019, 01:39 PM)
PB DEBIT- Online(July 2019) - credited on 19/08/19
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What is that transactions?
Sorry, I'm lost the connections.. confused.gif

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