any requirement to change? my normal debit visa still a few years away from expiring 

Did anyone managed to use paywave at AEON Department Store? This week i went to 4 AEON stores in Johor and all only have paywave at the supermarket and none at department stores. Wonder if this happen elsewhere?

No.. i tried online trnx too but failed. It will take some time for this card to function properly.

yes, ibg is a service with 10¢ charge. must have 6% on this charge, so 6% x 10¢, gst = 0.6¢

for ibg, gst is on transfer fee, not the transfer amount.

From RM0.10 to RM0.11 have to alamak?

u means u have ATM card from affin bank without annual fee?
Why u want to change it to debit card?

No. ATM cash withdrawal is still capped at 5k.
If you are using a Basic Savings Account without annual fee, then the Affin Bank debit MasterCard is annual fee free too. I had the BSA without annual fee issued with the Affin Bank debit MasterCard. As a matter of fact at the time I was given both ATM card debit MasterCard linked to the same BSA and I was told there will be no annual fee for either cards. True enough annual fee was never charged to my account during the 2 1/2 years the account was active.

Just to be absolutely safe, may be you should write to them or call their HQ to get a confirmation ?

Thank you for your communication and the opportunity to speak to you today on the above matter.

AFFIN MyDebit Card

As conveyed to you, our existing ATM Cards (Payment Multipurpose Card - PMPC) will expire soon. Therefore, to avoid any disruption, you need to replace your Bankcard (ATM Cards)  to AFFIN MyDebit Card at any of our nearest Branch. The replacement card fee will be waived for existing customers. This information is also displayed at our ATM machines.

AFFIN MyDebit Card is similar to the ATM/Bankcard with extra feature - 'contactless'. 'Contactless' refers to a 'PINLESS' purchase transaction that allow customers to perform MyDebit purchase  without keying-in  the PIN number at Point Of Sale (POS) terminal that support 'contactless'. However, the limit for this 'contactless' Mydebit purchase is only up to maximum RM250.00 per day. Should customers exceed the daily limit of RM250.00, he/she will require to enter the PIN at the POS terminal. The current daily limit for MyDebit purchase with PIN is RM 10,000.00 per day inclusive of the 'contactless' limit. Customers may request to 'DISABLE' this 'contactless' function at any branch at the point of requesting a replacement card. We wish to inform that AFFIN MyDebit Card cannot be used for online retail purchase.

Debit MasterCard

Please be advised that AFFINBANK Debit MasterCard is similar to a credit card or ATM Card, but operates like cash or a personal cheque. Apart from ATM withdrawal, the debit card can be used for retail purchases accepted at over 30 million MasterCard locations worldwide and your transaction will be debited from your AFFINBANK Savings or Current account. Customer is to ensure that there are sufficient funds in the account before making any transactions. You can earn 0.5% cash-back per transaction when you spend.

We wish to inform that the ATM daily withdrawal limit is RM3,000.00 per day with RM1,500.00 maximum per transaction. However, if you have a Debit MasterCard, you may perform withdrawal according to your spending limit.

You may approach your home/domicile branch or any of our branches most convenient to you on your application for our Debit MasterCard and to present your National Identification Card at our branch for verification purposes. Further information on Debit MasterCard you may obtained from our website ; http://www.affinbank.com.my/Consumer-Banki...TERCARD.aspxand you may download the application from our website ; http://www.affinbank.com.my/getattachment/...n_Form.pdf.aspx

If you apply for a Touch 'n Go Debit MasterCard, RM122 will be earmarked from your AFFINBANK Saving account. The earmarking will remain as long as the AFFINBANK Touch 'n Go Debit MasterCard is in use.

The fees and charges that will be imposed are as follows :

1. Annual Fee RM20 (waiver for 1 year)
2. Balance Inquiry at other Bank ATM RM1 (per inquiry)
3. Cash Withdrawal through Cirrus at other Bank ATM RM7 (per withdrawal)

Note : For subsequent year annual fee waiver, customers may write in to the Bank requesting for the waiver and the waiver is subject to the Bank's discretion and there are no charges imposed on Balance Inquiry and Cash Withdrawal performed at AFFINBANK ATMs.

We hope the above explanation sufficiently addresses you query.

Should you require any further clarification, please feel free to contact me at 03-2055 9439 or our Call Centre at 03-5522 3000 operating Mondays to Fridays 8.00a.m to 9.00p.m (closed on public holiday).

We thank you for your continuous support and look forward to serve you better.

Kind regards

Roshanieda Mat Zin
Customer Care & Quality
Affin Bank Berhad/Affin Islamic Bank Berhad
Tel : 03 - 20559439
Fax : 03 - 20261104
Website  :  www.affinbank.com.myand www.affinislamic.com.my

PB Debit Card - Enjoy 30% Cash Back for all Government Related Transaction [ PBB | T&Cs ]

based on MCC, stated in T&cs

Can't answer for cimb, but maybank black yellow ATM cards will continue to be usable till end of 2017.... apparently maybank have not decided what to do after...

There is no official instruction to migrate everybody to a debit card, just individual bank's policy....a pure ATM card system can run alongside the visa/mc co-branded debit card without any problem...

Actually that RM15 that you are saying is debit card annual fee which is charged for all debit cards issued by cimb. It will cost users RM15.90 (including GST per annum). As with BSA, there are two options,
1. BSA with annual fee (RM8.48 per annum) - this acc will give you unlimited withdrawal per month.
2. BSA without annual fee - you will be given 8 free atm withdrawals per month. This acc is good if you plan to have an acc which limits the amount of withdrawals you can make.

By default, in the system, CIMB sets the system to opt for BSA with annual fee (RM8.48). So you are advised to confirm the banker to open you the right acc if you want without annual fee. I have experienced this before, I opt for one without annual fee but the banker being so confident has accidentally open an account with annual fee. So what I did is I bring the bank manager to the problem and ask so that the account to be closed immediately and open me the right account in which she did it anyways since her employee was at fault.

Btw, cimb is one of the most expensive bank if you want BSA with debit card, the total would be RM24.38 per year (both BSA annual fee and debit card annual fee). If you want an account with no charges and limited withdrawal, you can always go for BSA without annual fee with Maybank and get their debit card too as they will not charge annual fee for both debit card and the BSA bank acc.

Yup in your case your total is RM15.90 per year will be charged.
You're same as me. I'm also having BSA without annual fee.

I just hope they will abolish that debit card fee this year.

No. You will not be charged any debit card annual fee if you are very sure that your CIMB Bank BSA is the non-fee option.
That is some very wrong information there. I've been using a CIMB Bank non-fee BSA for two years already. From the very beginning they already issued a CIMB Bank debit MasterCard and I was never charged an annual fee. Last year I changed my CIMB Bank debit MasterCard to the new PIN & PAY CIMB Bank debit MasterCard with MyDebit and they still didn't charge me any annual fee.

If you read a couple of posts back, another old regular user alexwsk has this CIMB Bank non-fee BSA too and he was never charged any annual fee too.

yes, confirmed no AF for my new PIN & PAY CIMB Bank debit MasterCard with MyDebit with non fee BSA
if they dare to charge me, surely complain to BNM; or even better, I'll cut the debit card in front of them and ask them to issue me ATM card 

btw, i'm also holding debit card with MyDebit for both MBB and SCB (Powerpay Savings Account), no fees whatsoever
my HLB and PBB still holding their ATM card, no plan to change yet until I cannot withdraw from the ATM

Do Affin Bank charge debit card issuance fee even I chose basic saving account (without annual fee)? When I read through their website, there is nothing about card issuance fee.

I just got charged RM10.60 and they stated that's for card issuance fee...