QUOTE(billyboy @ Dec 1 2013, 05:14 PM)
I say, i'm not sure how much depth there is. Let me ahare with you....
- flat rate vs nomial rate. I'm 90% sure its flat rate. Behind SenQ is Aeon Finance. Their cost of financing is way higher than a bank. They typically quote in flatrate (and unfortunately most people don't know or get conned...). Pls check with more depth..
- your numbers assume a) tariff rate, b) no of hours of sun assumed a day. Can you share the numbers? Yours (or SenQ) may be on the high side....
- guarantee or waranty available ?
1) i'm quite sure nobody guarantees the kwh output in Msia so the numbers are only indicative...
2) what solar panels or inverters are being used?a china 3rd grade no brand (last 5 years) vs a panasonic? Degradation? Warranty?
Net net
- the loan repayment is a legal liabilty which will definitely have to be paid (and not sur e if flat rate or nominal rate ???)
- the revenue is based of a few factors (hours of sun, reliabily of eqpt, degradation etc) which is basically hope factor !!
Hope factor to pay back legal loan liabilty.
Hope you really really do your homework if not you might get burnt !!
Anyway, SenQ is NOT installing. Its sub out to a third party. Try to find out who they are first!!
hahahaha...i not so geng can come out with numbers - flat rate vs nomial rate. I'm 90% sure its flat rate. Behind SenQ is Aeon Finance. Their cost of financing is way higher than a bank. They typically quote in flatrate (and unfortunately most people don't know or get conned...). Pls check with more depth..
- your numbers assume a) tariff rate, b) no of hours of sun assumed a day. Can you share the numbers? Yours (or SenQ) may be on the high side....
- guarantee or waranty available ?
1) i'm quite sure nobody guarantees the kwh output in Msia so the numbers are only indicative...
2) what solar panels or inverters are being used?a china 3rd grade no brand (last 5 years) vs a panasonic? Degradation? Warranty?
Net net
- the loan repayment is a legal liabilty which will definitely have to be paid (and not sur e if flat rate or nominal rate ???)
- the revenue is based of a few factors (hours of sun, reliabily of eqpt, degradation etc) which is basically hope factor !!
Hope factor to pay back legal loan liabilty.
Hope you really really do your homework if not you might get burnt !!
Anyway, SenQ is NOT installing. Its sub out to a third party. Try to find out who they are first!!
all the numbers are from SenQ...
they estimate monthly revenue (total tariff obtained & sold) of RM563 or RM6754 per year
monthly repayment (based on 100% loan of RM40,800 & 10yrs repayment) is RM448 or RM5375 per year
hence, nett 'profit' of RM1378 per year...surely these are their high-side estimate..based on what i've read (in this forum) can expect average of 400kwh per month?
like u pointed out, i need to know whether the panels are from China or 3rd grade type...of course based on the published price, RM40800 vs other RM50-60k i can expect it to be grade A...
most i worried about is if the bloody unit breaks down totally after 10yrs then i'm well and soundly screwed
well...there's no quota available now till 2016 anyways....
Dec 2 2013, 01:01 PM

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