QUOTE(solarwing @ Nov 23 2010, 11:08 PM)
CIMB 3 month for 3%..
Any special T&C ?FD rates in Malaysia, Which bank offer the highest FD rates?
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 Nov 23 2010, 11:27 PM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur   
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Nov 23 2010, 11:43 PM
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Senior Member
546 posts Joined: Apr 2010
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QUOTE(cherroy @ Nov 22 2010, 10:20 PM) Knew there won't be such a "big kap-la jumping around the streets"  |
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Nov 24 2010, 12:37 AM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(ycs @ Nov 23 2010, 10:20 PM) just curious, why are most of the banks promoting FD placements? A few possibilities >Is there some new reserve requirement coming up? - to prevent capital outflow - to attract new deposits - to strengthen their deposit base - playing a catching up game with the big players etc. |
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Nov 24 2010, 12:56 AM
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Elite
8,601 posts Joined: Jan 2003 From: KL 
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QUOTE(MilesAndMore @ Nov 24 2010, 12:37 AM) A few possibilities > my guess is that the government will be raising amount of money banks will need to have in reserve (or government requiring them to pick up government bonds) next year and the banks preparing for it or the interest offer is damn low where they will use our deposit to go and roll into other instruments like bonds.- to prevent capital outflow - to attract new deposits - to strengthen their deposit base - playing a catching up game with the big players |
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Nov 24 2010, 01:56 AM
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Junior Member
421 posts Joined: Jul 2010 From: ~Klang Valley~
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QUOTE(solarwing @ Nov 23 2010, 11:08 PM) CIMB 3 month for 3%.. Are you sure? 3% for 3 months only? |
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Nov 24 2010, 10:49 AM
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Staff
25,802 posts Joined: Jan 2003 From: Penang
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QUOTE(Gen-X @ Nov 24 2010, 12:56 AM) my guess is that the government will be raising amount of money banks will need to have in reserve (or government requiring them to pick up government bonds) next year and the banks preparing for it or the interest offer is damn low where they will use our deposit to go and roll into other instruments like bonds. The interest rate currently is more skewed to the way up due to inflation threat.So by lock in customer longer tenure FD is advantage to banks if there is rate is being up by BNM. |
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Nov 24 2010, 06:50 PM
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Junior Member
10 posts Joined: Nov 2009
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I can offer FD RM5,000 with additional Petrol voucher RM10 (=2% return instantly) + board rate.
RM50,000 for 1 year can get 3.48%p.a. Whoever intersted pls pm me for details. |
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Nov 24 2010, 07:15 PM
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Junior Member
68 posts Joined: Oct 2010 From: Ampang 
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alliance bank 3.1% for 12months
Added on November 24, 2010, 7:15 pmalliance bank 3.1% for 12months This post has been edited by cutegal0886: Nov 24 2010, 07:15 PM |
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Nov 24 2010, 09:11 PM
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Senior Member
1,224 posts Joined: May 2007
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QUOTE(Victor Ng @ Nov 24 2010, 06:50 PM) I can offer FD RM5,000 with additional Petrol voucher RM10 (=2% return instantly) + board rate. I believe that is 0.2% instead of 2%.RM50,000 for 1 year can get 3.48%p.a. Whoever intersted pls pm me for details. |
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Nov 24 2010, 10:44 PM
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Senior Member
1,202 posts Joined: Jul 2007 From: Western Digital "Bring your Life TO LIFE"
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QUOTE(MaxWealth @ Nov 24 2010, 01:56 AM) Are you sure? 3% for 3 months only? Yes..Go to the website and see urself.. Refer screenshot below.. This post has been edited by solarwing: Nov 24 2010, 10:45 PM Attached thumbnail(s) 
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Nov 24 2010, 10:55 PM
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Junior Member
421 posts Joined: Jul 2010 From: ~Klang Valley~
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QUOTE(solarwing @ Nov 24 2010, 10:44 PM) Yes..Go to the website and see urself.. Just curious, how come the interest rate increase to 3 and drop later and back to 3 for 12 months?Refer screenshot below.. |
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Nov 24 2010, 11:05 PM
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Senior Member
1,202 posts Joined: Jul 2007 From: Western Digital "Bring your Life TO LIFE"
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QUOTE(MaxWealth @ Nov 24 2010, 10:55 PM) Just curious, how come the interest rate increase to 3 and drop later and back to 3 for 12 months? No idea on it..found it yesterday.. |
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Nov 24 2010, 11:08 PM
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Senior Member
2,361 posts Joined: Feb 2008
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I just deposit in the 3 months for 3%. The staff told me is due to promotion that they carried out. He told me after 3 months auto renewal and still 3%.
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Nov 24 2010, 11:11 PM
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Elite
8,601 posts Joined: Jan 2003 From: KL
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QUOTE(cutegal0886 @ Nov 24 2010, 07:15 PM) alliance bank 3.1% for 12months 3.1% in not high, is their counter rate. Go ask for their promotion and you'll be more than satisfy.Added on November 24, 2010, 7:15 pmalliance bank 3.1% for 12months |
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Nov 25 2010, 03:19 PM
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Newbie
2 posts Joined: Nov 2010
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OCBC BANK...6% p.a...
plus FREE insurance for ur FD... been protected by dead or any accident cause that out of ability to pay it.. a GREAT deal for u and ur family... |
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Nov 25 2010, 03:29 PM
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Senior Member
4,440 posts Joined: Jan 2010 From: Kuala Lumpur
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QUOTE(chinzen @ Nov 25 2010, 03:19 PM) OCBC BANK...6% p.a... Give us more info on the terms and conditions and the FD itself la. What for just put a few lines of info.plus FREE insurance for ur FD... been protected by dead or any accident cause that out of ability to pay it.. a GREAT deal for u and ur family... |
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Nov 25 2010, 03:40 PM
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All Stars
11,954 posts Joined: May 2007
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cimb got eFD?
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Nov 25 2010, 03:53 PM
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Junior Member
210 posts Joined: Dec 2008 From: Ipoh
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QUOTE(MNet @ Nov 25 2010, 03:40 PM) cimb got eFD? Yes, I always use it.. |
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Nov 25 2010, 04:17 PM
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Staff
25,802 posts Joined: Jan 2003 From: Penang
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QUOTE(chinzen @ Nov 25 2010, 03:19 PM) OCBC BANK...6% p.a... Another bundled product.... plus FREE insurance for ur FD... been protected by dead or any accident cause that out of ability to pay it.. a GREAT deal for u and ur family...  Sometimes, really tired and time wasting for costumer to read this kind of bundled FD rate. |
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Nov 25 2010, 04:32 PM
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All Stars
11,954 posts Joined: May 2007
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stupid maybank
3 month still 2.75pa |
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