Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsBalance Transfer, What is it actually???
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 May 2 2011, 11:46 PM
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All Stars
52,874 posts Joined: Jan 2003 
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QUOTE(pocketcctv @ May 2 2011, 11:45 PM) I dont really get what you mean Bro.ronnie. I am about to apply BT with CIMB CC that i've got last week. Any special promo at this point of time? This is not a special promo. It's a on-going campaign. So no need to rush for it. |
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May 3 2011, 12:02 AM
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All Stars
21,309 posts Joined: Jan 2003 From: Kuala Lumpur  
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QUOTE(David83 @ May 2 2011, 11:36 PM) Make sure you track well if you have several concurrent BTs with CIMB/DA. That's the beauty of CIMB/DA BT program that they have separate BT accounts to ease monitoring. |
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May 3 2011, 10:01 AM
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Junior Member
73 posts Joined: Jun 2010
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Would like to ask wthether possible to BT from maybankcard amex to public bank (0% for 6 mth)
as AMEx card only consists of 13 digits |
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May 3 2011, 10:16 AM
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All Stars
21,309 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(romariotan82 @ May 3 2011, 10:01 AM) Would like to ask wthether possible to BT from maybankcard amex to public bank (0% for 6 mth) Should be OK... I'm still waiting for approval for my Maybank AMEX balance-transfer to CIMBas AMEx card only consists of 13 digits |
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May 3 2011, 08:12 PM
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Senior Member
1,332 posts Joined: Oct 2005
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Like to ask opinion of sifus here..
CC A due date soon, BT from Bank B have not approve yet. dun wanna incure late payment/interest or CCRIS bad record.. What is the best option to not pay CC A until Bank B approve the BT ? |
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May 3 2011, 08:38 PM
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All Stars
21,309 posts Joined: Jan 2003 From: Kuala Lumpur
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Go chase Bank B to expedite based on the Due Date of CC A... Else pay 5% first before due date.
CCRIS won't have record on the first late payment... |
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May 3 2011, 09:40 PM
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Senior Member
1,332 posts Joined: Oct 2005
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QUOTE(ronnie @ May 3 2011, 08:38 PM) Go chase Bank B to expedite based on the Due Date of CC A... Else pay 5% first before due date. pay 5% means the minimum payment ?CCRIS won't have record on the first late payment... let's say i pay minimum payment, will i be charge interest? if yes, how much ? |
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May 4 2011, 04:21 AM
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Senior Member
1,393 posts Joined: Aug 2006 From: Sungai Petani
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I'm using hsbc platinum card but want to do BT with standard chartered for their visa infinite card which do more for me than my current card.
So, how much is the maximum amount of debt (balance) can I transfer and how to calculate the monthly commitment that I should bear for it? |
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May 4 2011, 06:43 AM
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All Stars
21,309 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(turion64 @ May 3 2011, 09:40 PM) pay 5% means the minimum payment ? You will be charged interest on the remaining 95% outstanding balance lah... beased on your CC interest tier max at 18% p.a. (or 1.5% per month)let's say i pay minimum payment, will i be charge interest? if yes, how much ? |
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May 4 2011, 06:59 AM
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Junior Member
292 posts Joined: Oct 2007
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QUOTE(nyunyu @ May 4 2011, 04:21 AM) I'm using hsbc platinum card but want to do BT with standard chartered for their visa infinite card which do more for me than my current card. charge 1 time interest divide by repayment tenure, it will create a new account for BT, same statement with ur CCSo, how much is the maximum amount of debt (balance) can I transfer and how to calculate the monthly commitment that I should bear for it? |
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May 4 2011, 08:57 AM
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Senior Member
1,332 posts Joined: Oct 2005
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if i have a supplementary card from bank A (do not have account with them), am i able to perform BT from them?
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May 4 2011, 09:26 AM
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Junior Member
139 posts Joined: Sep 2006 From: Serdang-PJ 
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is there any BT have attractive promotion? Seem Maybank and CIMB BT campaign already expired
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May 4 2011, 09:40 AM
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Senior Member
1,332 posts Joined: Oct 2005
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QUOTE(babypao @ May 4 2011, 09:26 AM) is there any BT have attractive promotion? Seem Maybank and CIMB BT campaign already expired CIMB BT already expired? when ? |
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May 4 2011, 10:22 AM
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Junior Member
139 posts Joined: Sep 2006 From: Serdang-PJ
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Not sure.. the form there written until 31 Dec 2010
This post has been edited by babypao: May 4 2011, 10:25 AM |
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May 4 2011, 10:58 AM
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All Stars
21,309 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(babypao @ May 4 2011, 09:26 AM) is there any BT have attractive promotion? Seem Maybank and CIMB BT campaign already expired Current CIMB Balance Transfer 0% 6-month BT program ends on 30 June 2011Maybank's 0% 12-month BT program ended on 30 April 2011 |
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May 4 2011, 12:00 PM
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Junior Member
139 posts Joined: Sep 2006 From: Serdang-PJ
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QUOTE(ronnie @ May 4 2011, 10:58 AM) Current CIMB Balance Transfer 0% 6-month BT program ends on 30 June 2011 Thanks for the information Ronnie. Maybank's 0% 12-month BT program ended on 30 April 2011  |
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May 4 2011, 07:29 PM
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Senior Member
1,332 posts Joined: Oct 2005
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QUOTE(turion64 @ May 4 2011, 08:57 AM) if i have a supplementary card from bank A (do not have account with them), am i able to perform BT from them? hi anyone knows? |
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May 4 2011, 10:49 PM
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Senior Member
7,923 posts Joined: Feb 2007 From: 1 Malaysia
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HSBC still have for new to bank customer
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May 4 2011, 11:44 PM
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Senior Member
1,748 posts Joined: Jan 2003 From: Pearl Of the Orient
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Can I BT from Maybank Amex CC to CIMB? Or only VISA/MASTER to VISA/MASTER?
thx |
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May 4 2011, 11:55 PM
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Senior Member
1,332 posts Joined: Oct 2005
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QUOTE(mustang @ May 4 2011, 11:44 PM) Can I BT from Maybank Amex CC to CIMB? Or only VISA/MASTER to VISA/MASTER? Can. Should not be a problem.thx |
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