true. i think one famous forumer here uses 2g phone just to receive sms tacs only. haha

Different people different preference....
Let's see if MBB does some U turn on this later on...
Only time would tell...
I'm sure they monitoring the transaction number now...

true true. from lining up at counters, to using website only, to modern ways. macam macam ada.

I didn't enable lock screen too. Luckily I have a habit of no banking apps, didn't login banking site from mobile site and always clear my SMS. So the only thing that got me worried that time was my email accounts and several apps that got my credit card linked (like airbnb). So they first need to guess which bank I have account with....and my email have tons of email from banks

Having said that, I have no choice but installed OCBC apps now because it requires the one token. For this I make sure to use it only for the token without the need to login.

There was a time when CIMB website is down and the only way to make a transfer was through its app. I installed the app and made the transfer. Then I found out that once I enable the app, I will not get OTP anymore. So I contacted CS to reverse back, disable app and enable OTP.

nevertheless, i highly suggest u to enable screen lock for security purposes. most smartphones nowadays have biometric security and it would just be as easy as swiping ur phone or pressing the on button.

There is a story behind it. I did enable my phone. I was travelling overseas and remembered showing my friend just few days before, okay here is my unlock swipe pattern just in case something happened to me. But I later disabled it because it might be too complicated. Few days later, the phone got pickpocketed

nowadays nobody use pattern d. go for biometric.

Use others banks..
Especially those smaller ones...

Well..
The cost of sms.. do eat into the banks profits...
That's why pushing for apps based...

yup I would go that way, for now <RM3k still can use TAC on Maybank, who knows it will change again
Hong Leong seems a good choice for me, never got any problem, they never push the app

Maybank is the largest bank, they push app base due to sms cost?

Every ringgit counted...
Especially those big banks...
Shareholders milking their dividend to the maximum...
Because the biggest holder is UT...

hong leong uses appauthorise. only a matter of time before compulsory.

what is the threshold to use appauthorise? I haven't encountered yet

seems like Maybank did some "u turn"
it's become "coming soon" on the effective date, instead of effective 15 March
I mean the SMS Tag thingy.... Full usage of Secure2u

This post has been edited by nexona88: Mar 18 2021, 06:22 PM

for now 10k

https://www.maybank2u.com.my/maybank2u/mala...g/secure2u.page

Interbank GIRO (not instant transfer) no amount limit to force use secure2U, correct? If that's the case, I will use IGB for transfer >3k

just delaying the inevitable. better get another account during this transition period. or not later every1 rushing to open new account when the dateline comes.

yeah I wouldn't mind if I can delay this, I believe many are in the same shoes

why need to get another account? which bank are you referring to?

i mean maybank gonna fully implement this sooner or later. eventually u will need to get a new account from another bank that still uses sms tac.

Hi, i just created a new HSBC account and wanted to transfer some money from CIMB account. However, this thing popped up when i tried to use instant transfer. It works with IBG. Is it some setting issue that i need to change?

Try to call HSBC hotline to enquire on this issue.