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 Instant Transfer (DuitNow) & Interbank Giro (IBG)

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nexona88
post Sep 16 2014, 10:32 PM

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QUOTE(Riki1 @ Sep 16 2014, 10:25 PM)
Hi, if the person deposit from HL via IBG after 5pm on Monday, to my Maybank account, what is the earliest time that the amount will reflect in my Maybank account tomorrow ?
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I think around 1pm onwards icon_rolleyes.gif
nexona88
post Feb 3 2015, 12:23 PM

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QUOTE(bro bro @ Feb 3 2015, 09:05 AM)
Thanks !:)
I purposely bank in at selangor branch but still can't run away from the public holidays ...hehe
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main cheque processing department @ back-office in KL.

So next time, better check KL holiday 1st before u bank-in your cheque icon_rolleyes.gif
nexona88
post Feb 4 2015, 12:58 PM

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QUOTE(c2lia @ Feb 3 2015, 11:46 PM)
Hi, my brother (using CIMB ATM because he's using CIMB) want to transfer money to my dad's maybank account. He told me (something like the following) : at first he tried using the interbank transfer > select maybank > enter account no. > next (but the ATM says error). So I couldn't figure out what's wrong or what's the error, he only told me about something offline or not available at the moment. Next he tried using the interbank giro > select maybank > enter account no > enter amount > success and money deducted from my brother account (got the receipt). After I examine carefully, I realized that he keyed in wrong account no. hence the reason why his first attempt at using the interbank transfer failed. Since interbank transfer is supposed to give you the name of account holder if the account number you entered is correct, I guess in my brother's case, the account that he keyed in doesn't exist at all. If like this, will the money auto-return to my brother's account after 2-3 days (because giro need about that amount of time to process) or I have to call either bank to inform of the situation? Which bank should I call then? CIMB or Maybank?
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No worries, money would be back into your brother CIMB Account icon_rolleyes.gif luckily the account non existence, if not big headache tongue.gif
nexona88
post Feb 10 2015, 05:05 PM

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QUOTE(smellz @ Feb 6 2015, 04:49 PM)
just checked with my bank and the beneficiary bank. myclear (which is the clearing company for all atm, ibg etc) doesn't bother about name. if u simply put any name also can go through as long as the account number is valid account number. if it's invalid it will be refunded the next business day. if you so unlucky that the beneficiary bank number is valid then u must go to your bank to reverse the transaction to see if u have any luck. customer rep told me that. he said to be safe input the person ic number is more secure so if the ic number is wrong then transaction will not proceed. just for information for everyone regarding this transaction ibg matter.
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how can they do like that vmad.gif mad.gif
nexona88
post Mar 12 2015, 12:33 PM

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QUOTE(jack2 @ Mar 12 2015, 12:29 PM)
Damn, bank transfer also got 6%?
The money you save there also cant earn 6% la

Some more this money you have withdrawn and you spend elsewhere, you need to pay 6% again.... Considering double?
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bank transfer is consider as "service" thus kena GST rolleyes.gif
nexona88
post Mar 12 2015, 03:52 PM

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QUOTE(LostAndFound @ Mar 12 2015, 03:44 PM)
The GST is for the charge, not for amount transferred.

So if you transfer RM10k you get charged RM0.10 for the transfer service. You will be RM0.006 (round up to RM 0.01) for that. Not RM600.
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thanks.

Now I know what jack2 trying to say blush.gif kinda blur2 with his reply laugh.gif
nexona88
post Apr 14 2015, 03:25 PM

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MilesAndMore update the 1st post to incl IBG limit for all banks

Thank You in advance notworthy.gif
nexona88
post Apr 26 2015, 07:55 PM

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QUOTE(8lackheaven @ Apr 26 2015, 02:20 PM)
Guys lets say yesterday 11.10 am my friend transfer some money to my account . Hong Leong to MAYBANK  I check this noon the money haven't come in . Doesn't it takes 1 day for non business day also ?
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Sat, Sun & KL PH not working rolleyes.gif
nexona88
post May 20 2015, 12:47 PM

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MEPS cuts interbank fund transfer fee to 50 sen from current RM1 - RM4 range
nexona88
post May 20 2015, 01:44 PM

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QUOTE(David83 @ May 20 2015, 01:40 PM)
Where's the source?
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http://www.theedgemarkets.com/my/article/m...t-rm1-rm4-range

icon_rolleyes.gif

if wrong info.. please sue The Edge laugh.gif
nexona88
post May 20 2015, 03:44 PM

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More Updates icon_rolleyes.gif

Interbank network provider, MEPS will establish a ceiling fee of 50 sen for its real-time Interbank Funds Transfer (IBFT) beginning June 1.

In a statement, MEPS group managing director Zulkanain Kassim said it would also increase the transfer limit to RM10,000 from RM5,000 by June 30 before the limit is raised further to RM30,000 early next year.

“The ceiling fee, a drop of 50% to 88% from the current fee range of between RM1 and RM4 is applicable for transactions at automated teller machines (ATMs), Internet and mobile banking channels of MEPS participating banks.

http://www.theedgemarkets.com/my/article/m...sfer-fee-50-sen
nexona88
post May 20 2015, 04:27 PM

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QUOTE(sms2u @ May 20 2015, 04:23 PM)
Should it be RM0.53 which 3 cent is 6% GST?
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yeah, correct.. tat 50c excl GST tongue.gif
nexona88
post May 25 2015, 03:53 PM

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QUOTE(Petre @ May 25 2015, 03:28 PM)
can someone pls advice me on how can i reverse/retract/cancel an money/funds transfer to another maybank acc?
i suspect i am scammed. pls help
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go to branch & tell them to cancel ASAP.. Do it today..do it NOW. if do Tomorrow can kiss your $$ good bye
nexona88
post May 25 2015, 04:11 PM

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QUOTE(Petre @ May 25 2015, 03:54 PM)
thanks for your reply
i will go bank tomorrow

transaction went thru last friday and only just now i am made aware that the fella is a scammer

hope can reverse  cry.gif  cry.gif  cry.gif
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can kiss your $$ goodbye rolleyes.gif


nexona88
post May 25 2015, 09:49 PM

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QUOTE(aromachong @ May 25 2015, 05:57 PM)
Since i have in good mood today, i will provide you some step to overcome the conman/conwoman.

First, the payment will go through and bank has no authority to block it but they can freeze it provided you have strong valid grounds and the process is a very long way to go... by now you are still typing and i'm sure tomorrow the transaction success

Secondly, what you can do now... go for a police report instead of asking here! Ask IO(Investigation officer from COMMERCIAL/KOMERSIAL SIASATAN JENAYAH) fax and contact with home branch account officer and they will freeze his account until the amount you transferred credited back to you. Make sure you police report got the words "diperdaya". don't use "ditipu".. this is to avoid loopholes in future the accused got charged in court.

If the amount is small, take it as a lesson.

The above procedure apply to MAYBANK.

Different banks have different policies.
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+1

thanks for the info.. Good for those who got scammed notworthy.gif
nexona88
post Jul 7 2015, 04:35 PM

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QUOTE(xxronron @ Jul 7 2015, 04:14 PM)
Got reference number. I need to call maybank cs and tell them?
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yes ASAP icon_rolleyes.gif
nexona88
post Jul 9 2015, 10:02 PM

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QUOTE(xxronron @ Jul 8 2015, 03:28 AM)
Confirm kena scam...thank you guys... sad.gif
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do police report..

get some help from MCA unker

icon_rolleyes.gif
nexona88
post Jul 27 2015, 10:29 AM

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QUOTE(henshin80 @ Jul 27 2015, 10:18 AM)
IBG at ATM 30 sen... Instant transfer at ATM 50 sen... which one u would generally use?
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Instant transfer. Real-time fund transfer to beneficiary account. No mistake in sending into wrong account because u will know the name on ATM display before transfer completed
nexona88
post Jul 27 2015, 03:46 PM

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QUOTE(valexllea @ Jul 27 2015, 02:30 PM)
rclxub.gif  rclxub.gif  rclxub.gif
weird policy..... ATM transfer used up their electricity maybe.....  why they want to charge extra 20 cents....
gonna try clicks la next time....
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electricity yes.. u need to consider others factors also like securities services, insurance on ATM machine & also rental sweat.gif
nexona88
post Sep 29 2015, 11:37 PM

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However, the Instant Transfer fee at automated teller machines (ATMs) remained at 50 sen, it said. yawn.gif

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