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 Instant Transfer (DuitNow) & Interbank Giro (IBG)

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TSMilesAndMore
post Feb 26 2021, 11:37 PM

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QUOTE(GrumpyNooby @ Feb 26 2021, 11:31 PM)
Yes, you're right

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Does it applicable to all segment of banking customers?
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As far as i know, yes.

GrumpyNooby
post Mar 2 2021, 06:55 PM

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FAQ:

1. https://www.rhbgroup.com/general-info/faq/duitNow.html
2. https://www.rhbgroup.com/general-info/faq/IBFT-new-name.html
GrumpyNooby
post Mar 8 2021, 05:42 PM

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Waiver of ATM Cash Withdrawal Fee

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No transaction fees will be charged for cash withdrawals using your AFFIN Debit Card at any Automated Teller Machine (ATM).

Terms and Condition apply.
Human Nature
post Mar 15 2021, 02:10 PM

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Finally I solve the BR DuitNow ID issue. I deleted both registered ID and registered the destination account number as favourite instead. So now it behaves just like instant transfer without the DuitNow ID.

This post has been edited by Human Nature: Mar 16 2021, 12:11 AM
chonghe
post Mar 17 2021, 04:41 PM

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I dislike the use of Maybank app secure2u to approve transactions. It is so troublesome because I never like to use handphone for things like this. Is there a way to get around? Otherwise changing my priority bank seem to be the only option
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post Mar 17 2021, 06:31 PM

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QUOTE(chonghe @ Mar 17 2021, 04:41 PM)
I dislike the use of Maybank app secure2u to approve transactions. It is so troublesome because I never like to use handphone for things like this. Is there a way to get around? Otherwise changing my priority bank seem to be the only option
*
this is the future. for more classic way, maybe can try public bank.
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post Mar 17 2021, 06:32 PM

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QUOTE(GrumpyNooby @ Mar 8 2021, 05:42 PM)
Waiver of ATM Cash Withdrawal Fee

user posted image

No transaction fees will be charged for cash withdrawals using your AFFIN Debit Card at any Automated Teller Machine (ATM).

Terms and Condition apply.
*
eh just realised the new affin debit card is kinda nice

This post has been edited by !@#$%^: Mar 17 2021, 06:32 PM
chonghe
post Mar 17 2021, 07:24 PM

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QUOTE(!@#$%^ @ Mar 17 2021, 06:31 PM)
this is the future. for more classic way, maybe can try public bank.
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Thanks, I want to switch away from Maybank, refuse to use app to do transactions
nexona88
post Mar 17 2021, 08:22 PM

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QUOTE(chonghe @ Mar 17 2021, 07:24 PM)
Thanks, I want to switch away from Maybank, refuse to use app to do transactions
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Well you're not alone on this....
Many people that I know kinda refusing to use the apps...
They say phone is not really safe on banking transactions...
Use PC or laptops better... With the old school TAC sms 💪
Human Nature
post Mar 17 2021, 08:33 PM

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QUOTE(chonghe @ Mar 17 2021, 04:41 PM)
I dislike the use of Maybank app secure2u to approve transactions. It is so troublesome because I never like to use handphone for things like this. Is there a way to get around? Otherwise changing my priority bank seem to be the only option
*
I am going to close my MBB savings account soon. Will state this as reason.
chonghe
post Mar 17 2021, 09:09 PM

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QUOTE(nexona88 @ Mar 17 2021, 08:22 PM)
Well you're not alone on this....
Many people that I know kinda refusing to use the apps...
They say phone is not really safe on banking transactions...
Use PC or laptops better... With the old school TAC sms 💪
*
so what have they done about it? Yes app is not safe, and TAC is actually secure enough because there is only 3 tries and only valid for very short time. I don't understand why must use smartphone app

QUOTE(Human Nature @ Mar 17 2021, 08:33 PM)
I am going to close my MBB savings account soon. Will state this as reason.
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that's the ultimate move, for now Hong leong seems to be quite "free" when transfering fund. Public is a meh, only 10k/transfer
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post Mar 17 2021, 09:10 PM

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QUOTE(nexona88 @ Mar 17 2021, 08:22 PM)
Well you're not alone on this....
Many people that I know kinda refusing to use the apps...
They say phone is not really safe on banking transactions...
Use PC or laptops better... With the old school TAC sms 💪
*
im surprised many regulars here have such old school thoughts
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post Mar 17 2021, 09:12 PM

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QUOTE(chonghe @ Mar 17 2021, 09:09 PM)
so what have they done about it? Yes app is not safe, and TAC is actually secure enough because there is only 3 tries and only valid for very short time. I don't understand why must use smartphone app
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the reason is u can authorize transactions only from one device as compared to sms tac which can be cloned and given to strangers/scammers.
chonghe
post Mar 17 2021, 09:22 PM

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QUOTE(!@#$%^ @ Mar 17 2021, 09:12 PM)
the reason is u can authorize transactions only from one device as compared to sms tac which can be cloned and given to strangers/scammers.
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App is not safe also, and got privacy issue as well, I really prefer tac which only valid for 3 mins or so and is secure

The inconvenience that the app brought outweighs the security reason they use

Take Maybank app for example, when installed, I have to enable screen lock on my app (for what reason?). I am lazy to even swipe my phone just to unlock it, so I never lock my screen. With Maybank app, I have to enable screen lock now bangwall.gif

Such a deal breaker to me really.
Human Nature
post Mar 17 2021, 09:25 PM

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QUOTE(!@#$%^ @ Mar 17 2021, 09:10 PM)
im surprised many regulars here have such old school thoughts
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As someone that has experience a stolen phone before, the lesser the device is linked to sensitive info, the better it is.
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post Mar 17 2021, 09:35 PM

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QUOTE(chonghe @ Mar 17 2021, 09:22 PM)
App is not safe also, and got privacy issue as well, I really prefer tac which only valid for 3 mins or so and is secure

The inconvenience that the app brought outweighs the security reason they use

Take Maybank app for example, when installed, I have to enable screen lock on my app (for what reason?). I am lazy to even swipe my phone just to unlock it, so I never lock my screen. With Maybank app, I have to enable screen lock now  bangwall.gif

Such a deal breaker to me really.
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QUOTE(Human Nature @ Mar 17 2021, 09:25 PM)
As someone that has experience a stolen phone before, the lesser the device is linked to sensitive info, the better it is.
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that’s y phone security is important, whether for banking apps or otherwise. anyhow already explained how sms tac can be insecure as well.

but of course i understand for some it will be a hassle esp for those less tech savvy. but with time perhaps will change. there were many skeptical
regarding internet banking as well previously cus easily hacked internally or externally via wifi etc, but the benefit outweighs the risk. nevertheless u can still see many old ppl lining up at banks to bank in money, transfer money, using cheques etc. it’s a transition. in the meantime can always choose a bank that suits ur needs, though over the past few months more and more banks adopting this though not compulsory yet. just a matter of time.

This post has been edited by !@#$%^: Mar 17 2021, 09:36 PM
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post Mar 17 2021, 09:38 PM

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QUOTE(Human Nature @ Mar 17 2021, 09:25 PM)
As someone that has experience a stolen phone before, the lesser the device is linked to sensitive info, the better it is.
*
also to note, if ur phone is stolen, sms can still easily be seen even if locked. if not locked like our friend up there, even more.
nexona88
post Mar 17 2021, 09:41 PM

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QUOTE(!@#$%^ @ Mar 17 2021, 09:10 PM)
im surprised many regulars here have such old school thoughts
*
Well your would be surprised the figure... Many dislike this forces from MBB....
Just that, many not expressive like me.... Openly...
And I heard... M2U transaction numbers dropped... Lower than normally.... Needed to wait month end to confirm it.. since it's the peak time for most online banking.... Also favorite for system offline 😂
nexona88
post Mar 17 2021, 09:42 PM

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QUOTE(Human Nature @ Mar 17 2021, 09:25 PM)
As someone that has experience a stolen phone before, the lesser the device is linked to sensitive info, the better it is.
*
This is one of the many reasons...
For not having linked to apps....
Even with all kind of security features on phone... Sure someone can break & gain access to it...
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post Mar 17 2021, 09:43 PM

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QUOTE(nexona88 @ Mar 17 2021, 09:41 PM)
Well your would be surprised the figure... Many dislike this forces from MBB....
Just that, many not expressive like me.... Openly...
And I heard... M2U transaction numbers dropped... Lower than normally.... Needed to wait month end to confirm it.. since it's the peak time for most online banking.... Also favorite for system offline 😂
*
for me either is good. can adjust/adapt easily.

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