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 Recommendation for Credit Cards V1, TQ to contributors ! (From MOD)

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chemistry
post Jun 23 2011, 12:43 PM

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QUOTE(koh_424 @ Jun 23 2011, 10:21 AM)
Did the OCBC Titanium CC offer 0% interest (6mths or 12mths) for the CC purchase installment plan?
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Yes, but limited to certain merchants only. If I recall correctly, most of them are luxurious items like Rolex, Coach etc.
chemistry
post Jun 30 2011, 07:08 PM

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QUOTE(hoaxer @ Jun 30 2011, 04:55 PM)
1. Annual Income: 37k
2. Free Lifetime Annual Fee: A Must.
3. Card required for: Petrol, shopping, restaurant
4. Existing credit cards if any: nil
5. Preferred Bank or Considering CC from banks: international bank  cause my work require travelling overseas.
6. Estimated Spending per month with the card: 200 - 1k
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Even HSBC credit card could be rejected in United Kingdom (where its HQ is located at).

This post has been edited by chemistry: Jun 30 2011, 07:12 PM
chemistry
post Jul 7 2011, 06:53 PM

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QUOTE(UbuntuClient @ Jul 7 2011, 03:01 PM)
1. Annual Income: RM36k
2. Free Lifetime Annual Fee: A Must
3. Card required for: Don't Know.
4. Existing credit cards if any: Nil.
5. Looking at CC from: Anything
6. Others: Prefer MasterCard
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OCBC Titanium Mastercard, ngam ngam 36k requirement.
chemistry
post Jul 18 2011, 10:00 PM

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QUOTE(ubuntu @ Jul 18 2011, 09:45 PM)
1. Annual Income: RM36k - RM40k
2. Free Lifetime Annual Fee: A Must / waive for minimum transaction apply
3. Card required for: cash back / reward point
4. Existing credit cards if any: OCBC TMC, Applying Maybank 2 cards
5. Preferred Bank or Considering CC from banks: Citibank due to that particular merchant only giving citibank for installment and discount.
6. Others: N/A
7. Estimated Spending per month with the card: 500 to 1K
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i think you are already very clear on what you want. Just go to apply Citibank card. nod.gif
chemistry
post Jul 27 2011, 10:38 PM

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QUOTE(Gen-X @ Jul 27 2011, 10:34 PM)
True, many people just plain lazy to go read previous post. Maybe I should like compile the frequent cases in the first post.
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no use one. Ppl just come in and post question at the last page. No one bothers to read first post.
chemistry
post Aug 4 2011, 11:42 PM

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QUOTE(snigapoe @ Aug 4 2011, 11:13 PM)
i think now they are only promoting amex and mastercard
not sure can choose to visa not
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I don't think so.
My friend wanted Visa but was given Mastercard instead.
chemistry
post Aug 5 2011, 12:38 AM

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QUOTE(mp3 @ Aug 5 2011, 12:22 AM)
1. Annual Income: RM36K to RM48K
2. Free Lifetime Annual Fee: Optional
3. Card required for: Oversea hotel, petrol
4. Existing credit cards if any: Nil.
5. Preferred Bank or Considering CC from banks: Preferred Maybank but not a must.
6. Others: Mostly use for oversea, therefore need to have a card without headache oversea
7. Estimated Spending per month with the card: <400 for petrol. Oversea spending can be up to 2-4k but claimable.
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Maybankard 2 Gold.
Since your spending is claimable, so the 2.5% conversion factor for using Amex overseas is not an issue anymore.
Use Maybankard 2 Amex if the merchant accepts Amex, otherwise use Maybankard 2 Visa/Mastercard.
chemistry
post Oct 24 2011, 09:25 PM

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QUOTE(xproc @ Oct 24 2011, 08:39 PM)
but after i back from kl, i feel i need a card with travel protection and lounge access... based on my spending pattern, which 1 suits me where worth me take it?
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hong leong the store pacific:-
free 500 entries per month at the Plaza Premium Lounge in KLIA, LCCT and Senai Airport. You can enjoy free 100 entries per month at the Changi Airport Lounge Singapore as well.

Stanchart platinum:-
Unlimited access to KLIA Plaza Premium Lounge only.

Added on October 24, 2011, 9:28 pm
QUOTE(terabbas @ Oct 24 2011, 09:21 PM)
i had just applied for OCBC Titanium this afternoon, hope they will approve my application soon. So i got a question on the GST RM50 charges, when will this charges appear? upon approval of the card or after 1 year?  and how to check my application status?
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GST will be charged to your card immediately after approval.
call 1300-88-5000 to inquire application status. Please allow 5 working days before the inquiry.

This post has been edited by chemistry: Oct 24 2011, 09:28 PM
chemistry
post Oct 24 2011, 10:22 PM

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QUOTE(xproc @ Oct 24 2011, 10:09 PM)
how about PRE-approved Credit card, they mentioned is and some sort ask me must sign the document(they say help them hit quota)? does it means pre charged me GST RM 50?
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pre-approved means no need to apply, it doesn't mean no need to pay GST.
chemistry
post Oct 24 2011, 11:43 PM

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QUOTE(xproc @ Oct 24 2011, 10:50 PM)
i know... i heard the CS said if i no active it it not charge me gst... which makes me blur now....
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Easy.
which bank is it?
Call the bank, double confirm the statement with CS. Get the conversation recorded.
chemistry
post Dec 15 2011, 11:00 PM

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QUOTE(TeraPox @ Dec 15 2011, 10:16 PM)
BT is a scheme that banks allow users to tranfer their debt from other banks. and CIMB is offering 0% for 6 months and 1% for 12 months....
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12months 1% BT has expired.
Now left only 6months 0% BT.
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