oops oops, my bad.
I edited my previous post as corrected. Thanks to Gen-X.

well , you may let PBB proceed with your application, but don't forget you'll need to pay RM50 tax for this new card. Unless you don't bother about RM50 lor...

Yes, either Maybank or CIMB Card Centre can issue new card within one day.
Why must cancel it when you come back? Don't you use credit card? It is very useful tool to manage finance. Spend within capability will not harm you anyway.

Well, you may not need those benefits and privileges, but since you need the card urgently, you can only apply for premium cards like MBB Platinum Visa or Mastercard at Maybankard Centre, or CIMB Visa Signature at CIMB Card Centre (Sunway Pyramid). MBB is preferred due to lower admin charge for foreign transactions.

This post has been edited by chemistry: Mar 26 2011, 02:10 PM

Haha, you live your way, we don't want to sound like forcing you to use cards.

A combo of Maybankard 2 (M2) Gold and OCBC Titanium will cover almost all your needs.
M2 are free for life, while ocbc titanium annual fee can be waived by just 12 swipes in a year.
There is no GST waiver for M2. However, OCBC automatically waive GST for annual usage more than RM10,000.

For Lounge access, you may need to apply additional card such as Standard Chartered Business Platinum (or normal Platinum) for unlimited access to KLIA Plaza Premium Lounge only. However if you put it in drawer everyday and only use it to get lounge access , I'm afraid annual fee waiver is unlikely.

There are alternative such as Alliance Premier/Platinum debit cards, but number of access is limited on monthly quota basis.

Given that your monthly usage is not very high, M2 and OCBC Titanium suffice already. Give up that lounge access.

OCBC Titanium.
5% cashback on PETROL/UTILITIES/DINING/GROCERIES everyday, subject to total cashback RM50 per month.

Petrol:
No need to ask "Is today a weekend?", or "Do you accept Amex?". Simply refill and get rebated.

Toll:
Sorry, no Zing card with OCBC. However, you are advised to reload your TnG with your OCBC Titanium card at Esso/Mobil gas stations.

Phone bill:
Can use OCBC Titanium to pay various telco bills via PayOnline (also entitled to 5% cashback).
note: PayOnline doesn't accept Amex.

Better still, spend RM10,000 or more with the card and get GST automatically waived by OCBC.

If you don't mind refilling gas only on weekends, Maybankard 2 is your solution. Maybankard 2 Amex has got points and cashback on everything, hence match your selection criteria.

Otherwise, go for OCBC Titanium Mastercard. 5% for petrol/dining/groceries/utilities everyday. Easy to pay bills as well because Mastercard is widely accepted.

This post has been edited by chemistry: Mar 29 2011, 11:07 PM

Oops, it should be RM1 = 5 Treats Point for Maybankard 2 Amex.

I think you may be interested with this ALLIANCE-IKEA card, especially "0% Instalment Payment Plan (IPP) - Spend RM1,000 and above in a single receipt and at IKEA Malaysia and convert your purchase into easy payment schemes available at 6, 9, 12 and 24 months"

For more details, see here

Maybankard 2 (aka M2) caters to all your needs (petrol, multiple pts per dollar spent) except LCCT/KLIA Lounge Access. For this purpose, you may consider SCB Platinum since it has RM228 bonus and unlimited access to KLIA Plaza Premium Lounge (please note that LCCT lounge is not included). SCB Platinum also earns Triple Choice Pts for spending in foreign currencies.

For overseas transactions, it is known that M2 Visa/MC offers very competitive forex rate.
M2 Amex can be used as well, but its conversion factor 2.5% could offset the 5X TreatPoint earned.

Anyway, I am not sure whether can get these cards in such short time.

OCBC Titanium Mastercard, for online payment, grocery
SCB Gold, for air ticket, travel insurance, purchase protection.

I have no experience on claiming travel insurance, so can't advise you.

You are qualified for OCBC Titanium and Maybankard 2 Gold
You will need the OCBC Ti to pay bills online in order to earn 5% cashback.

If Maybank debit card also offer 5X TP + 5% cashback, who wants to pay RM50 GST?
Credit cards must have certain advantages over debit card to grab its market share.

If your CIMB Classic is a Mastercard, I think you can utilize it better at Giant/tesco/kfc/guardian on Sundays. That RM50 GST can be earned back in very short time.

You may reload at TnG Customer Service Centre using cc without any service charge. All Visa/MC are accepted except Amex/JCB/diners.

You MUST get both Maybankard 2 Platinum and OCBC Titanium Mastercard as soon as possible
For details, please browse their dedicated threads.

You may consider Maybank Islamic Ikhwan American Express Gold.

Awesome promo. Anyway, who in here own an Ambank card?

17.5% - 33% = 11.725%
Consumers are advised to make full payment despite bank offering cashback on retail interest.

Go for OCBC titanium

OCBC TITANIUM