Marina Bay Sands by shuigao25, on Flickr

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Added on July 22, 2011, 11:44 pm
When you go spa, also same mah. The shorts and towels also ppl use over and over
Don't forget that to buy HDB you also not allowed to own any property in other countries.

yah...
petrol now is RM2.8/L double from RM1.40 about 10 years ago iirc.
traveling btw KL and SG/JB is tiring especially for the elderly, your folks need strong legs.

Once you get the HDB, you are stuck here for at least 5 years in not decades. It will be harder for you to move back home.

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Added on July 25, 2011, 11:00 am

about 20 yeas ago the HDB is 5 digit.
about 10 years ago the HDB price is few hundred k less than current price.

you pocket need to be "EXPLODED" in order to catch-up the highly manipulated HDB,COE market.

So when it is the right time to strike, you better hit it. The key player is the GOV, so watch out its policy.

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Added on July 25, 2011, 11:29 am
what you said is true on the book and but what happen was in the "market place" not on your monitor screen.

Now you can go to money changer that offer better rate than bank. Right before CNY and during CNY, only some money changer still open and 99% of them will chop your head off. You may show them your FX data but they will point to their white board and tell you the same old tune "This rate very good d".

This has no effect to FX player and those who change CNY money with bank because they dont play with money changer but most Malaysian who work here exchange their money with a money changer. To me (non finance people), it is different market place.

Track the deviation between FX rate and money changer rate and you will see their margin increase weeks before CNY. You can even detect the pattern on normal friday to sunday, whats more on a major holiday? What we spend is ringgit in hand, not the rate on board. The rate is just a guide for you to get the cash in your market place.

Share with us how to change at better rate for coming CNY? I really appreciate some helps as I plan to exchange more this year.

can ask on your rejection, did there mention to apply after certain period ? 6 month or 2 years ?

u go back 4 time a years only ? wow 

err... you get your year end bonus end of the year right?

wow... where do u stay? kl? and how do u go back? 

no wonder....... u staying in kl? mine to share the total cost per trip? thanks.... 

wah elite leh..   
what car u driving ? jap korean or german 

Get a set of bogus Malaysian rego plates and some double-sided tape. Tape it on in your garage, drive slowly to the nearest petrol station & fill, and then drive home and remove. Make sure no accident or police block, you'll be okay. If there's a petrol station at the end of your jalan, that'll be perfect.

I tot everone is doing that wat. Even SG are doing that....

Malaysian can still pump ron95 la. my uncle (Singaporean) always pump. and 1 tank is around RM130 for his car.
When they ask, just show them ur Malaysian IC (my aunty is Malaysian), then its ok.

nippon car so makan minyak ar?
I drive Made in Malaysia car only need RM200. RM41.30 for toll. around RM50 for petrol.

u can say i outdated, but i think mayb u got face problem. my uncle and I have been pumping ron95 without any issue at JB.
even Mackiddo is pumping it as well and we din encounter anything.

haha, 1st u cari gaduh with Mackiddo, now u wanna argue with me. ok la ok la, u win. i saw the letter at the petrol stations. but do they really enforce?
the answer is "no". u get stopped because u got face problem or when they ask u, u answer them LCLY. if u talk to them nicely, i can say 100% they let u pump.
ok la, u can say that i like to say this, but its part of the "unwritten" law as well. the "unwritten" law i mention here all the time is the general practice.

Agree, he means the actual money changer exchange rate drop not the FX rate. His reason may be this

At year end, a money changer have that much of RM stock and he know his targeted customers:

1) many people just got the bonus
2) Xmas and CNY are within a month from their bonus payout
3) many families in MY depend on their money, they die die must change money to RM only.
4) they are in festive mood (once a year never mind lah)
5) they are in rush. Project closing, festive preparation, travelling rush etc
6) other money changer will chop these people too. (observed)
7) they willing to pay more for a CNY hair cut and CNY seafood, so they should be ok even I chop their carrot head.
8) number of money changer remain the same during that time if not lesser due to vacation.
   
If we only look at money changer which most of us use, how can an increase in demand for his stock will not drive his rate down?

I agree it is face problem. Every time I go, just insert my CC Angkat Tolak Masuk Picit.

alot of bro here changing more than 10 k at once, was at raffles exchange last week, saw few bro sgd 15k one go. alot elite here     u know who u are 

bro 10k, i never seen in real life leh

indeed there is a letter BUT i doubt the validity of the letter NOW. The Msia Government has issue 2 directives, IIRC. 1st one is banning all Foreign registered car from fueling 95Ron and the other one is Foreign registered car can fill 95Ron provided they show Msia NRIC (proofing the drive is a Msian). I begin to think they displayed the earlier directive instead of the latest one. well, i might be wrong and there could be a new directive. Don't care anymore, Msia famous with flip-flop policies anyway.

anyway, it's good to provide some links/facts in every arguments, that way the arguments will not turn hostile.

i still have a Msia cc and i do pump 95Ron sometimes.

SOS
SOS

Nah eat this!!!!

Have to go to bank counter or casino cashier to get 1K and 10K notes... I rarely go to either leh. Anyway, I'll probably stick to Maybank2u or CIMB Clicks. Might explore transfers via money changer.

About the petrol pumping thing... don't argue lah. Whatever the direction of the govt... ask yourselves... who implements? It's the Bangla pump attendant. I doubt he even knows how to read the directions. Probably acting on briefing by the petrol station owner's wife who's half past six as well. With implementation like that, no wonder all sorts of "possible scenarios" will occur.

Forumers in JB?? Ain't I 1 of them??  Ever wonder why I know so much of those unwritten rules?? Coz I travel everyday. "7 days a week. Even I not working I will come in sg for gathering with others" so I will chit chat with a few auxiliary police when queuing in immigration. That's why I always say there are 2 laws in kastam and almost everywhere. They see u face prob, they kacau u. If u are friendly and nice and frequent /regular patron, that's when the 2nd laws come in.

partially due to debate going on in the thread. fun to watch!! better than SG against Msia. and u have ppl writing some coz nothing better to write like me!!!

I think is difficult to find a room just for a month unless u go through agent.

But when u go through agent, u need to pay 50% of your rent as agent fee which I see is not worth it as u r only staying for a month.

I checked about 18-19km from the causeway....please dont stay in jb and work in sg...the transit time will take u like 2 hours minimum and the driving stress is no fun....but then again staying in sg also no fun....but stay in sg is easier....aiya both also got + and - just depends which way u see it

this is singapore not malaysia, get back to work!!
no such thing as sudden holiday just because they win a game.