Yup. But remember each time you want to put, you need min rm1k.

This post has been edited by Ramjade: Nov 6 2016, 03:44 PM

Just withdraw current one and add on. Eg.
Already have rm1k, then got rm500, just uplift the rm1k eGIA-i and place new eGIA-i with rm1500+interest.

Where can you find something with instant liquidity and so high interest?

Of course I will continue to use eGIA-i until another bank can outperform maybank.

Even if it's reduce, it's still way higher than any banks.

Planning to do ut when I get my credit card. After all this is my SA now. Anytime need money just uplift. Simple. What's a few minutes compare to totally zero interest (interest in normal SA is negligible)

I am at 67

Uplift all. Cannot uplift partial. After that, just simply add the remaining money into a new placement.

Correction 3.6%. Interest depends on OPR.

This post has been edited by Ramjade: Nov 8 2016, 02:22 PM

Yes that's common. Money must be in main account. M2Savers not counter. You can only withdraw from M2Savers

Of course it's better. I already close my M2Savers long time ago. Been using GIA-i for almost a year already. It might not be suitable for people as principle, returns not guaranteed, no PIDM.

All you need is your main account.

It's like OCBC 360

Actually for basic savings account, the rule is one account/customer/bank which means one customer cannot have 2 basic savings account.

If you go to maybank, there's a notice board there clearly explaining about basic savings account by bank negara and it's stated one basic account/customer.

You card will always be link to the account you open. It will never be linked to M2savers. However you can withdraw money from m2savers by selecting others at atm machine.

M2savers is another account. Hence you will get another account no for m2savers. You can use m2savers to transfer money to other people, use that account no to let people transfer money to you.

Btw, m2savers is obsolete already when there's eGIA-i.

Nope. Card is linked to main account. Your transaction won't go through.

1) both have PIDM. Only difference is with the islamic one slightly higher interest, also even thouhh you don't have RM2k, you will still get very small interest rate. Better ro open islamic one. Non muslim can open. There's no restriction saying only for muslim.

2) once the expiry date for changing over is in place, you cannot use that old card already. Actually I cannot even use that old card immediately once I switched to new card.

Btw, m2savers is antique already. No one uses this product anymore now that there is maybank eGIA-i giving 3.45% which let you withdraw anyday.

First, PIDM only cover you if the bank bankrupt. It don't cover if kena hack/rob.
Second, to protect yourself from kena hack, use common sense. No antivirus can protect you 100%. Don't simply click link, don't simply install stuff, install a antikeylogger (zemana free and keyscrambler personal are good choice), don't use public wifi, if possible don't do transaction via phone.
Third, if a bank bankrupt, PIDM doesn't have enough money to cover everybody (someone did a calculations already)
Fourth, if maybank bankrupt, you no need to think about your m2savers anymore as malaysia will be in deep s**t

If you don't like maybank egia, can consider FSM money market fund which invest in FDs. You can withdraw anytime you like but need to wait 2 days for money.

This post has been edited by Ramjade: May 19 2017, 10:53 PM

Who knows

Normal maybank account pay you peanuts (negligible). While M2u savers pay you interest 2%p.a if you have RM2k inside. To open account, you need min RM250 inside. Which means RM250 is stuck inside. Should you have have RM1999, you won't earn anything.

Is it good?
Yes. Previously was good.

Are there better stuff?
Of course. All you need to do is research. You can get up to 3.5x% if you choose other place to park your money. That's at least 1.5% different if you compare against M2u savers

Why last time good and now no good?
Last time, they were the only one with super high interest account. Nowadays got so many which beat them.

Yes. RM250 cannot be withdraw.

Looks like I have to do your homework for you.
Phillip money market fund-3.53%p.a
Amanah saham fixed price fund-6%p.a but you need to go to bank whenever you want to make a withdrawal.

A minor inconvenience considering that so many banks are not agent.

Not if you follow asnb thread. That's when you will know when to spam.

It invest in FD. If you want capital guaranteed, good luck. PIDM doesn't have enough cash to pay if a bank defaulted. Sometimes you need to let go of capital guaranteed.

1) maybank slow to update their websitr
2) they could have choose not to increase the interest rate.