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 Maybank m2u savers 2.1% pa, 2 gud 2 b true 4 savings acc?

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Ramjade
post May 24 2016, 10:57 PM

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QUOTE(suadrif @ May 24 2016, 07:26 PM)
If currently my saving account has about rm2k, which account should i choose?
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Go apply for Maybank wadiah. Go for the free one. Then open GIA.

QUOTE(nitehawk @ May 24 2016, 08:16 PM)
Where can I find information on the differences between Savers and Savers-i?
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Basically don't see a difference between them. Interest and min interest is the same.
Ramjade
post May 29 2016, 10:04 PM

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QUOTE(jian5481 @ May 29 2016, 06:19 PM)
For the above 3 points, yes, no fee if done through Maybank2u or ATM/CDM. As long as you don't do it over the counter.

And yes, minimum always RM250 and above & no closure within 3 months. After 3 months, you can close without charges.
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QUOTE(MiKE7LIM @ May 29 2016, 06:20 PM)
rclxms.gif  thanks for ur confirmation

will apply now and try out the GIA-i as well  icon_idea.gif
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Last time maybank took more than 3 months to allow me to close account via online. Stupid bank. For one of Malaysia's largest bank, system keep showing error when I tried to close m2savers. That one also having m2savers for >1 year. Close account because interest too low.
Ramjade
post Jun 3 2016, 08:41 PM

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QUOTE(heavensea @ Jun 3 2016, 07:35 PM)
assumption,

can I put all money in eGia-I, and take it all out after 1 month?
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Make a placement today, uplift the next day and you will still earn interest. rclxms.gif
Ramjade
post Jun 3 2016, 08:59 PM

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QUOTE(heavensea @ Jun 3 2016, 08:44 PM)
I just renew another efd...
no confidence with this investment type of account...

There're many questionnaires during I was applying for gia via m2u..
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Questionnaire only for first application. biggrin.gif
Well your loss then rolleyes.gif I have uplifted like 5x and each time received the interest.
Ramjade
post Jun 3 2016, 09:36 PM

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QUOTE(heavensea @ Jun 3 2016, 09:20 PM)
4%?
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0.04 x (number of days/366) x amount of money that I put in.
Ramjade
post Jun 3 2016, 09:49 PM

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QUOTE(heavensea @ Jun 3 2016, 09:43 PM)
Not /365?
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2016 is leap year so should be 366 days
Ramjade
post Jun 4 2016, 08:08 AM

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QUOTE(MilesAndMore @ Jun 4 2016, 03:26 AM)
I've checked a few of my GIA-i accounts and they all seemed to be divided by 365 days.
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Thanks for the head up.
Ramjade
post Jul 4 2016, 06:37 PM

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One cannot withdraw eGIA-i over the counter even if you bring your at card. One will have to transfer the eGIA-i to normal SA, then withdraw via normal SA. Would like to update that info.
Ramjade
post Jul 25 2016, 03:11 PM

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QUOTE(raclette @ Jul 25 2016, 03:04 PM)
it's only 3.75% now.. 15/7 till 15/8
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Of course la. OPR cut already what. That's the rate for now unless there are more OPR cuts.
Maybank always put the date so that in case anything, they can change the rates.
Ramjade
post Jul 26 2016, 04:08 PM

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QUOTE(heavensea @ Jul 26 2016, 04:00 PM)
3.75??? sien
is it time to port out??
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If you can find some where which can give you more than that for short term parking, pull out la.
Ramjade
post Jul 26 2016, 04:16 PM

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QUOTE(heavensea @ Jul 26 2016, 04:14 PM)
Maybank efd also reduced to 2.95 for 1 month, anyone know what happened??
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OPR cut what. Expect 2 more cuts.
Ramjade
post Jul 26 2016, 04:46 PM

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QUOTE(heavensea @ Jul 26 2016, 04:40 PM)
govt want us to spend instead of saving ah?  dry.gif
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Yup. Want you to spend/invest in bursa sad.gif whole world cutting rate except US so of course malaysia need to follow.
Ramjade
post Aug 11 2016, 10:21 PM

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QUOTE(cklimm @ Aug 11 2016, 09:23 PM)
Guess what, Maybank is reducing their M2u saver rate

http://www.maybank2u.com.my/WebBank/casa-r...-rates-0816.pdf
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Luckily I tutup long time ago already. rclxms.gif rclxms.gif Too low profit.
Btw, I am keeping my Ambank Truesavers. Will IBG RM5.00 from true transect > SCB Just One current > IBFT back to Truesavers once a year.

So that both account will not be dormant and no need to pay RM0.11 for IBG. If use bank like Maybank, Cimb, have to pay RM0.11. laugh.gif laugh.gif

This post has been edited by Ramjade: Aug 11 2016, 10:25 PM
Ramjade
post Aug 12 2016, 09:50 AM

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QUOTE(hybridkit @ Aug 12 2016, 09:27 AM)
Is the SCB IBFT a permanent feature or promotion offer?

Any reason why u switch from Ambank to SCB?
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Is there since 2014. If they cancel it, will close account.
SCB free IBFT vs Ambank Truetransect free IBG. You tell me which one better? biggrin.gif tongue.gif
But like I said, I am keeping the ambank so that I don't need to pay RM0.11 to keep both account active (transfer from SCB > AMbank once a year then ambank > scb the next year)

This post has been edited by Ramjade: Aug 12 2016, 09:51 AM
Ramjade
post Aug 16 2016, 06:18 PM

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QUOTE(deity01 @ Aug 16 2016, 04:42 PM)
M2U saver 2.0% pa still more than Ambank Truesaver 1.8%..

Dear Valued Customers,

Please be informed that effective 1 May 2016, the TRUE Savers Account interest rate will be revised as follows:

Account Feature Existing Revised
Flat Interest Rate 2.8% p.a. 1.8% p.a.
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Who uses truesavers anymore when there is maybank eGIA-i?Besides I am keeping the truesavers alive (inside only have rm0) to keep my standard chartered just one alive.
Ramjade
post Sep 2 2016, 11:25 PM

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QUOTE(heavensea @ Sep 2 2016, 10:42 PM)
Hi guys, do i received tinterest of my Gia(I set for 1 month) if I withdraw earlier than maturity date?
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Yes. Duration not important.
Ramjade
post Sep 17 2016, 12:42 PM

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QUOTE(vincabby @ Sep 17 2016, 12:20 PM)
3.58% as stated in their account details. funny how i can never see how much i earn from it until i do manual calculations. They say they will let me know after it matures but when it matures, it just goes back into my principal.
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Because you set it like that. Try changing it to "Credit to account"
Ramjade
post Sep 20 2016, 12:43 PM

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QUOTE(heavensea @ Sep 20 2016, 12:28 PM)
Hi, anyone know how long I can get the money when I "surrender" the GIA?

asking this to plan how should I prepare to top up amanah saham.. should I bring cash every time I go to bank counter and ask? Sounds dangerous for nowadays social security...
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You can only withdraw eGIA-i the next day. You can't withdraw on the day of placement. sad.gif
Ramjade
post Sep 20 2016, 06:47 PM

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QUOTE(eastwest @ Sep 20 2016, 05:57 PM)
Sorry, what's GIA?
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http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts
Ramjade
post Sep 22 2016, 06:43 AM

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QUOTE(neuro4869 @ Sep 22 2016, 02:59 AM)
I put rm5.5k in this saver account. After calculation i should get around rm9 per month? Would it be better if I put it in eGIA?

Btw eGIA acc can't be opened online right? Need to go to branches?
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Of course eGIA la. The return is extra 1% sweat.gif
The name is eGIA la. You think lei. sweat.gif

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