Maybank m2u savers 2.1% pa, 2 gud 2 b true 4 savings acc?
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 Mar 2 2018, 04:52 AM
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#81
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All Stars
24,386 posts Joined: Feb 2011  
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QUOTE(SwarmTroll @ Mar 2 2018, 04:14 AM) curious, as a fresh grad I have a choice to open a bank acc with Maybank or CIMB for salary purposes. Is this Maybank2u Savers still a liable option? I have also seen this e-GIA mentioned but now its called GIA-i? is it the same? Nope. Better stuff exist than m2savers.  Egia is also useless now. Avoid. |
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Mar 6 2018, 11:50 PM
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#82
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All Stars
24,386 posts Joined: Feb 2011
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QUOTE(yageosamsung @ Mar 6 2018, 04:26 PM) Hello Ramjade, Yes good place to park money. I have one question.... If I am looking for a place to temporary park my money with higher interested compared to Saving account, is this type of cash management fund good recommended? Does it act like other funds (equity...etc)? TQ. Understand what is money market fund. It's basically UT which invest in FDs. |
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Mar 29 2018, 12:34 AM
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#83
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All Stars
24,386 posts Joined: Feb 2011
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QUOTE(SwarmTroll @ Mar 28 2018, 06:09 PM) Is this maybank savers a good idea if I need a liquid account (i.e. for expenses like living, leisure, etc.). The drawback is it needs RM2000 to enjoy the 2% rate but is there a better option out there? Of course. See few post before yours. I never recommend or will use m2savers anymore. |
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Mar 29 2018, 08:38 AM
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#84
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All Stars
24,386 posts Joined: Feb 2011
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QUOTE(SwarmTroll @ Mar 29 2018, 03:04 AM) I see. But for what you had stated before, you can't use those ANSB or the Philip fund for immediate cash use isn't it? Like you can't redraw from ATM, purchase things online, etc? Or do you perhaps hold a set of cash on hand for an entire months worth of living expenses (food,petrol,etc)? Plan well and you won't have such issue. How often do you need to withdraw cash? Always use credit card to pay for your purchases. Using cash is the last option.I use cash where ever my cards are not accepted. |
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Mar 30 2018, 09:49 PM
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#85
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All Stars
24,386 posts Joined: Feb 2011
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QUOTE(Bla Bla Sheep @ Mar 30 2018, 03:37 PM) I bought AS1M, but have to go to bank few days to check for the availability of the units. haha... Use Myasnb. Free of charge and is online. No need to visit banks.if use normal saving account to do saving, M2U saver is recommended. Other oversea bank saving account need you every month deposit a certain amount, and use their credit card, and some T&C, then only give you 3% to 4%p.a.. M2U saver is you got minimum RM2k balance in the account then give you 2%p.a. |
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Feb 18 2021, 07:32 AM
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#86
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All Stars
24,386 posts Joined: Feb 2011
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QUOTE(kakalaku @ Feb 17 2021, 10:32 PM) Hi all, Nowadays no one uses m2u savers anymore. Use versa. You get 2.46%p aJust opened an M2U Savers account online, but after 3 days it has not appeared on M2U yet. (Existing Maybank Savings acc holder) how long will they take to process the application? No instant withdrawal though. You wait about a day to get your money back. This post has been edited by Ramjade: Feb 18 2021, 07:39 AM roarus liked this post
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Feb 18 2021, 11:45 PM
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#87
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24,386 posts Joined: Feb 2011
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QUOTE(cklimm @ Feb 18 2021, 09:32 PM) Ram, what versa? Thats new to me That's why don't know why you guys use want to use PB. Can PB rates beat what's offered by fintech? Waste of money by using PB. One of the reason I avoided PB entirely  |
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