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 Maybank m2u savers 2.1% pa, 2 gud 2 b true 4 savings acc?

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Ramjade
post Nov 6 2016, 03:43 PM

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QUOTE(monara @ Nov 6 2016, 03:36 PM)
Thanks for the quick reply ☺
So i can just select 2 months, and starting must deposit min 1k?
Then anytime can withdraw/add, no need to maintain min 1k all the time in the account right?
*
Yup. But remember each time you want to put, you need min rm1k.

This post has been edited by Ramjade: Nov 6 2016, 03:44 PM
monara
post Nov 6 2016, 04:01 PM

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Noted. So any amount more 1k, just transfer from m2u savers and park it in gia for higher daily interest.
Ramjade
post Nov 6 2016, 04:04 PM

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QUOTE(monara @ Nov 6 2016, 04:01 PM)
Noted. So any amount more 1k, just transfer from m2u savers and park it in gia for higher daily interest.
*
Just withdraw current one and add on. Eg.
Already have rm1k, then got rm500, just uplift the rm1k eGIA-i and place new eGIA-i with rm1500+interest.
cybpsych
post Nov 7 2016, 08:41 AM

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QUOTE(monara @ Nov 6 2016, 03:36 PM)
Thanks for the quick reply ☺
So i can just select 2 months, and starting must deposit min 1k?
Then anytime can withdraw/add, no need to maintain min 1k all the time in the account right?
*
be mindful that accessing eGIA is from 6am till 10.30pm, 7 days a week including public holidays.
wil-i-am
post Nov 7 2016, 08:53 AM

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QUOTE(monara @ Nov 6 2016, 04:01 PM)
Noted. So any amount more 1k, just transfer from m2u savers and park it in gia for higher daily interest.
*
If the sum is minimal n extremely short duration, it's not worthwhile as u need to login for placement n withdrawal
vincabby
post Nov 7 2016, 11:13 AM

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ramjade the advocate for e-gia
Ramjade
post Nov 7 2016, 11:23 AM

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QUOTE(vincabby @ Nov 7 2016, 11:13 AM)
ramjade the advocate for e-gia
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Where can you find something with instant liquidity and so high interest?

Of course I will continue to use eGIA-i until another bank can outperform maybank.drool.gif
vincabby
post Nov 7 2016, 11:30 AM

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QUOTE(Ramjade @ Nov 7 2016, 11:23 AM)
Where can you find something with instant liquidity and so high interest?

Of course I will continue to use eGIA-i until another bank can outperform maybank.drool.gif
*
not gonna dismiss that. every mid month get to see some kind of 'bonus' deposited in my account is an extra joy.
wan7075
post Nov 7 2016, 01:27 PM

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QUOTE(Ramjade @ Nov 7 2016, 11:23 AM)
Where can you find something with instant liquidity and so high interest?

Of course I will continue to use eGIA-i until another bank can outperform maybank.drool.gif
*
too bad the GIA rate was reduce cry.gif
I only started it since Jun
Ramjade
post Nov 7 2016, 01:33 PM

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QUOTE(wan7075 @ Nov 7 2016, 01:27 PM)
too bad the GIA rate was reduce cry.gif
I only started it since Jun
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Even if it's reduce, it's still way higher than any banks.
monara
post Nov 7 2016, 06:40 PM

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QUOTE(cybpsych @ Nov 7 2016, 08:41 AM)
be mindful that accessing eGIA is from 6am till 10.30pm, 7 days a week including public holidays.
*
QUOTE(wil-i-am @ Nov 7 2016, 08:53 AM)
If the sum is minimal n extremely short duration, it's not worthwhile as u need to login for placement n withdrawal
*
Noted there, thanks for the advice. Thought of using this account as temporary parking few days, before making payment for cc/ loan on its due date. Sounds quite leceh though. Anyone do this?
Ramjade
post Nov 7 2016, 06:46 PM

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QUOTE(monara @ Nov 7 2016, 06:40 PM)
Noted there, thanks for the advice. Thought of using this account as temporary parking few days, before making payment for cc/ loan on its due date.  Sounds quite leceh though. Anyone do this?
*
Planning to do ut when I get my credit card. After all this is my SA now. Anytime need money just uplift. Simple. What's a few minutes compare to totally zero interest (interest in normal SA is negligible)
cybpsych
post Nov 7 2016, 08:07 PM

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QUOTE(monara @ Nov 7 2016, 06:40 PM)
Noted there, thanks for the advice. Thought of using this account as temporary parking few days, before making payment for cc/ loan on its due date.  Sounds quite leceh though. Anyone do this?
*
yah, I'm doing this.

egia serial number already reaching #65 lol
kd88
post Nov 7 2016, 08:35 PM

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to get the promotional giai rate, is it just park minimum 10k in a single cert for 1 years?

The monthly rate will eventually automatically increase after 6 months right?
monara
post Nov 7 2016, 08:35 PM

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QUOTE(Ramjade @ Nov 7 2016, 06:46 PM)
Planning to do ut when I get my credit card. After all this is my SA now. Anytime need money just uplift. Simple. What's a few minutes compare to totally zero interest (interest in normal SA is negligible)
*
QUOTE(cybpsych @ Nov 7 2016, 08:07 PM)
yah, I'm doing this.

egia serial number already reaching #65 lol
*
Wow, ni betul2 expert ni.. sampai investment account treat like saving account 😁
Just wanna ask about the uplift, is it need to uplift the whole amount of a cert or can also select certain portion of it? Thanks.
Ramjade
post Nov 7 2016, 08:41 PM

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QUOTE(cybpsych @ Nov 7 2016, 08:07 PM)
yah, I'm doing this.

egia serial number already reaching #65 lol
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I am at 67 biggrin.gif

QUOTE(monara @ Nov 7 2016, 08:35 PM)
Wow, ni betul2 expert ni.. sampai investment account treat like saving account 😁
Just wanna ask about the uplift, is it need to uplift the whole amount of a cert or can also select certain portion of it? Thanks.
*
Uplift all. Cannot uplift partial. After that, just simply add the remaining money into a new placement.
wil-i-am
post Nov 8 2016, 10:00 AM

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QUOTE(kd88 @ Nov 7 2016, 08:35 PM)
to get the promotional giai rate, is it just park minimum 10k in a single cert for 1 years?

The monthly rate will eventually automatically increase after 6 months right?
*
Yes, u r rite
jack2
post Nov 8 2016, 01:31 PM

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e-gia can be opened through m2u without going to branch?
AIYH
post Nov 8 2016, 01:32 PM

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QUOTE(jack2 @ Nov 8 2016, 01:31 PM)
e-gia can be opened through m2u without going to branch?
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You do it the same way as you put efd smile.gif
jack2
post Nov 8 2016, 01:33 PM

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QUOTE(AIYH @ Nov 8 2016, 01:32 PM)
You do it the same way as you put efd smile.gif
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Thanks.

But princinpa is not guaranteed...



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