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Maybank m2u savers 2.1% pa, 2 gud 2 b true 4 savings acc?
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Ramjade
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Nov 6 2016, 03:43 PM
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QUOTE(monara @ Nov 6 2016, 03:36 PM) Thanks for the quick reply ☺ So i can just select 2 months, and starting must deposit min 1k? Then anytime can withdraw/add, no need to maintain min 1k all the time in the account right? Yup. But remember each time you want to put, you need min rm1k. This post has been edited by Ramjade: Nov 6 2016, 03:44 PM
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monara
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Nov 6 2016, 04:01 PM
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Noted. So any amount more 1k, just transfer from m2u savers and park it in gia for higher daily interest.
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Ramjade
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Nov 6 2016, 04:04 PM
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QUOTE(monara @ Nov 6 2016, 04:01 PM) Noted. So any amount more 1k, just transfer from m2u savers and park it in gia for higher daily interest. Just withdraw current one and add on. Eg. Already have rm1k, then got rm500, just uplift the rm1k eGIA-i and place new eGIA-i with rm1500+interest.
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cybpsych
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Nov 7 2016, 08:41 AM
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QUOTE(monara @ Nov 6 2016, 03:36 PM) Thanks for the quick reply ☺ So i can just select 2 months, and starting must deposit min 1k? Then anytime can withdraw/add, no need to maintain min 1k all the time in the account right? be mindful that accessing eGIA is from 6am till 10.30pm, 7 days a week including public holidays.
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wil-i-am
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Nov 7 2016, 08:53 AM
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QUOTE(monara @ Nov 6 2016, 04:01 PM) Noted. So any amount more 1k, just transfer from m2u savers and park it in gia for higher daily interest. If the sum is minimal n extremely short duration, it's not worthwhile as u need to login for placement n withdrawal
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vincabby
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Nov 7 2016, 11:13 AM
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ramjade the advocate for e-gia
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Ramjade
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Nov 7 2016, 11:23 AM
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QUOTE(vincabby @ Nov 7 2016, 11:13 AM) ramjade the advocate for e-gia Where can you find something with instant liquidity and so high interest? Of course I will continue to use eGIA-i until another bank can outperform maybank.
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vincabby
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Nov 7 2016, 11:30 AM
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QUOTE(Ramjade @ Nov 7 2016, 11:23 AM) Where can you find something with instant liquidity and so high interest? Of course I will continue to use eGIA-i until another bank can outperform maybank.  not gonna dismiss that. every mid month get to see some kind of 'bonus' deposited in my account is an extra joy.
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wan7075
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Nov 7 2016, 01:27 PM
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QUOTE(Ramjade @ Nov 7 2016, 11:23 AM) Where can you find something with instant liquidity and so high interest? Of course I will continue to use eGIA-i until another bank can outperform maybank.  too bad the GIA rate was reduce I only started it since Jun
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Ramjade
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Nov 7 2016, 01:33 PM
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QUOTE(wan7075 @ Nov 7 2016, 01:27 PM) too bad the GIA rate was reduce I only started it since Jun Even if it's reduce, it's still way higher than any banks.
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monara
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Nov 7 2016, 06:40 PM
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QUOTE(cybpsych @ Nov 7 2016, 08:41 AM) be mindful that accessing eGIA is from 6am till 10.30pm, 7 days a week including public holidays. QUOTE(wil-i-am @ Nov 7 2016, 08:53 AM) If the sum is minimal n extremely short duration, it's not worthwhile as u need to login for placement n withdrawal Noted there, thanks for the advice. Thought of using this account as temporary parking few days, before making payment for cc/ loan on its due date. Sounds quite leceh though. Anyone do this?
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Ramjade
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Nov 7 2016, 06:46 PM
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QUOTE(monara @ Nov 7 2016, 06:40 PM) Noted there, thanks for the advice. Thought of using this account as temporary parking few days, before making payment for cc/ loan on its due date. Sounds quite leceh though. Anyone do this? Planning to do ut when I get my credit card. After all this is my SA now. Anytime need money just uplift. Simple. What's a few minutes compare to totally zero interest (interest in normal SA is negligible)
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cybpsych
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Nov 7 2016, 08:07 PM
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QUOTE(monara @ Nov 7 2016, 06:40 PM) Noted there, thanks for the advice. Thought of using this account as temporary parking few days, before making payment for cc/ loan on its due date. Sounds quite leceh though. Anyone do this? yah, I'm doing this. egia serial number already reaching #65 lol
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kd88
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Nov 7 2016, 08:35 PM
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Getting Started

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to get the promotional giai rate, is it just park minimum 10k in a single cert for 1 years?
The monthly rate will eventually automatically increase after 6 months right?
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monara
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Nov 7 2016, 08:35 PM
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QUOTE(Ramjade @ Nov 7 2016, 06:46 PM) Planning to do ut when I get my credit card. After all this is my SA now. Anytime need money just uplift. Simple. What's a few minutes compare to totally zero interest (interest in normal SA is negligible) QUOTE(cybpsych @ Nov 7 2016, 08:07 PM) yah, I'm doing this. egia serial number already reaching #65 lol Wow, ni betul2 expert ni.. sampai investment account treat like saving account 😁 Just wanna ask about the uplift, is it need to uplift the whole amount of a cert or can also select certain portion of it? Thanks.
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Ramjade
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Nov 7 2016, 08:41 PM
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QUOTE(cybpsych @ Nov 7 2016, 08:07 PM) yah, I'm doing this. egia serial number already reaching #65 lol I am at 67 QUOTE(monara @ Nov 7 2016, 08:35 PM) Wow, ni betul2 expert ni.. sampai investment account treat like saving account 😁 Just wanna ask about the uplift, is it need to uplift the whole amount of a cert or can also select certain portion of it? Thanks. Uplift all. Cannot uplift partial. After that, just simply add the remaining money into a new placement.
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wil-i-am
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Nov 8 2016, 10:00 AM
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QUOTE(kd88 @ Nov 7 2016, 08:35 PM) to get the promotional giai rate, is it just park minimum 10k in a single cert for 1 years? The monthly rate will eventually automatically increase after 6 months right? Yes, u r rite
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jack2
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Nov 8 2016, 01:31 PM
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e-gia can be opened through m2u without going to branch?
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AIYH
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Nov 8 2016, 01:32 PM
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QUOTE(jack2 @ Nov 8 2016, 01:31 PM) e-gia can be opened through m2u without going to branch? You do it the same way as you put efd
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jack2
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Nov 8 2016, 01:33 PM
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QUOTE(AIYH @ Nov 8 2016, 01:32 PM) You do it the same way as you put efd  Thanks. But princinpa is not guaranteed...
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