3.58% as stated in their account details. funny how i can never see how much i earn from it until i do manual calculations. They say they will let me know after it matures but when it matures, it just goes back into my principal.

ramjade the advocate for e-gia

not gonna dismiss that. every mid month get to see some kind of 'bonus' deposited in my account is an extra joy.

summary:

min 1k for two months, do it via maybank2u, 3.75% ish interest per annum. can take out anytime without any penalty.
u want to put in for a month then min 5k.

great for liquidity and higher than even maybank2u savers interest.

ramjade mari check summary saya. later left out anymore juicy stuff

fresh or 'expired' funds also can. pardon my pun. just open online, transfer from ur SA and turn it into your new SA. easy peasy.

many thanks ramjade!

are u referring to gia-i or savers?

min for 1 month is 5k. it works the same as an FD. you can't leave a minimum amount and take out some. you need to take all out, then put in back in with a new amount. 1k is good for 2 months and above. it makes no difference in terms of duration and returns. so since it's non insured, keep it short term?

provided you have 2k which gives you extra 1.5%, use their debit up to 1k, give you another 0.5%, with all this things in there, maybank2u savers is more straightforward. put in money, take interest, settled.

as long as one account, one savers2u, i don't see any problem.

yes. that's also true. i think they verify with your IC so if you have an account, i don't think you can make another. however, if you do manage to make another one, then of course you can make that savers account.

is savers-i still giving out interest?

it works exactly like a savings account so yes. no need to do that transfer from savings to this account.

i could be mistaken but last week i still see the interest rate under savers-i. i think both of them now have the same interest rate. savers-i used to be good because of the low initial amount to start the interest rolling compared to 2k for savers.