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Credit Cards Standard Chartered Bank Credit Cards V1, Let's talk about SCB's credit card here

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celaw
post Oct 3 2012, 10:09 AM

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QUOTE(virgoguy @ Oct 3 2012, 10:47 AM)
what is the min annual income to apply business platinum visa? at the promotion banner it stated 48k but in the online application form it stated 72k
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Apply through online is 48k per annum then only you are able to submit the online form.. in actual fact, when PS called u, they will offer you platinum if Ur salary more than 36k per annum..
babana
post Oct 3 2012, 10:17 AM

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QUOTE(fastreader @ Oct 3 2012, 10:03 AM)
no. its not how soon u reach the 8k..its how soon u sent in the sms. i reach my 8k in 2 months time. average of 3k first month and then 5k in the second month

its all about how soon ur sms reach them,not how soon u spend 8k. btw, are u aware of the sms registration?
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yups, am aware of the sms registration (sent it in on the second day). well, there's where the business trick comes in! i noticed in the t&c that there were only 5,000 units of the micro cube system to be given away (http://www.standardchartered.com.my/personal-banking/latest-promotions/credit-cards/creditcards_megaspend2012/tnc.html) hence i called the customer service up to ask them this q - what if there's 10,000 ppl spending above RM8k during the promotion period out of the 17,500 sms received?

to which i received the reply - on a first come first served basis. the 5,001th person to spend > RM8k will receive the coffee maker, regardless on whether he spent above RM8k. which sounds logical, considering they prolly ordered 12,500 coffee makers and 5,000 micro cube systems from Philips before hand wink.gif

u must be pretty lucky...prolly the 4,000++ person to walk away with the micro cube...lol

This post has been edited by babana: Oct 3 2012, 10:19 AM
Human Nature
post Oct 3 2012, 10:40 AM

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anyone got solution to the online application bug? i already tried 3 computers sad.gif
fastreader
post Oct 3 2012, 11:07 AM

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QUOTE(babana @ Oct 3 2012, 10:17 AM)
yups, am aware of the sms registration (sent it in on the second day). well, there's where the business trick comes in! i noticed in the t&c that there were only 5,000 units of the micro cube system to be given away (http://www.standardchartered.com.my/personal-banking/latest-promotions/credit-cards/creditcards_megaspend2012/tnc.html) hence i called the customer service up to ask them this q - what if there's 10,000 ppl spending above RM8k during the promotion period out of the 17,500 sms received?

to which i received the reply - on a first come first served basis. the 5,001th person to spend > RM8k will receive the coffee maker, regardless on whether he spent above RM8k. which sounds logical, considering they prolly ordered 12,500 coffee makers and 5,000 micro cube systems from Philips before hand  wink.gif

u must be pretty lucky...prolly the 4,000++ person to walk away with the micro cube...lol
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then the first 5k sms tat reach them first will get it. smile.gif i understand its not fair too, but oh well..tats the limitation with the limited amount of gifts they got..

i can imagine the frustation when those making HARD effort to spend 4k hoping to get the coffe maker and in the end not getting any cos its not enuf to go about with it..

summore the sms when u send, they dun inform u whether they've alrdy receive 17.5k alrdy onot...which is fair too, cos the bank is not sure whether all the 17.5 sms tat comes first would spend 4k or 8k... smile.gif

catch 22 situation i would say. sad.gif
ck23
post Oct 3 2012, 01:12 PM

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QUOTE(Human Nature @ Oct 3 2012, 10:40 AM)
anyone got solution to the online application bug? i already tried 3 computers sad.gif
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Same here. Cant go thru via IE or Chrome.
silent_screamerz
post Oct 3 2012, 01:47 PM

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QUOTE(ronnie @ Oct 3 2012, 12:30 AM)
I applied one in Aug... now another one in Sep.... both gets Cash-back
Applying another one in Oct
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does it mean if got 3 card i need to pay rm50 x 3 for the GST?
celaw
post Oct 3 2012, 01:50 PM

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QUOTE(Human Nature @ Oct 3 2012, 11:40 AM)
anyone got solution to the online application bug? i already tried 3 computers sad.gif
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U already have 1 scb cc on hand? If yes, just called PS agent to apply. Will get full amt of cash back also.. You can PM me if you need the agent's phone no. I'm applying through them also for my gold card application after being rejected when apply online..


Added on October 3, 2012, 1:51 pm
QUOTE(silent_screamerz @ Oct 3 2012, 02:47 PM)
does it mean if got 3 card i need to pay rm50 x 3 for the GST?
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Yes.. but the cash back is given per card n more than enough to cover gst.. smile.gif

This post has been edited by celaw: Oct 3 2012, 01:51 PM
TSronnie
post Oct 3 2012, 01:53 PM

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QUOTE(silent_screamerz @ Oct 3 2012, 01:47 PM)
does it mean if got 3 card i need to pay rm50 x 3 for the GST?
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Total GST: RM150 (RM50 x 3)
Total Cashback : RM600 (RM200 x 3)

NETT FREE CASH = RM450 drool.gif rclxm9.gif icon_idea.gif thumbup.gif icon_rolleyes.gif

Wait another 30-day for addtional Free Cash of RM300 drool.gif rclxm9.gif icon_idea.gif thumbup.gif icon_rolleyes.gif
Human Nature
post Oct 3 2012, 01:57 PM

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QUOTE(celaw @ Oct 3 2012, 01:50 PM)
U already have 1 scb cc on hand? If yes, just called PS agent to apply. Will get full amt of cash back also.. You can PM me if you need the agent's phone no. I'm applying through them also for my gold card application after being rejected when apply online..
Hi thanks, I have send them an email to ask about this. Thanks.
silent_screamerz
post Oct 3 2012, 01:57 PM

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QUOTE(ronnie @ Oct 3 2012, 01:53 PM)
Total GST: RM150 (RM50 x 3)
Total Cashback : RM600 (RM200 x 3)

NETT FREE CASH = RM450  drool.gif  rclxm9.gif  icon_idea.gif  thumbup.gif  icon_rolleyes.gif

Wait another 30-day for addtional Free Cash of RM300 drool.gif  rclxm9.gif  icon_idea.gif  thumbup.gif  icon_rolleyes.gif
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Awesome. will apply later, anyone want me to use the refferral? do pm me.
hongchai888
post Oct 3 2012, 02:55 PM

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Really speechless, do SCB really expect us to use 7 of their cards?

user posted image
fastreader
post Oct 3 2012, 08:45 PM

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QUOTE(ronnie @ Oct 3 2012, 01:53 PM)
Total GST: RM150 (RM50 x 3)
Total Cashback : RM600 (RM200 x 3)

NETT FREE CASH = RM450  drool.gif  rclxm9.gif 

Wait another 30-day for addtional Free Cash of RM300 drool.gif  rclxm9.gif
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i cant apply anymore as i'm limited to 2 cards as per the new ruling by BNM...gaji kecik.. cry.gif cry.gif
Human Nature
post Oct 3 2012, 08:54 PM

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QUOTE(fastreader @ Oct 3 2012, 08:45 PM)
i cant apply anymore as i'm limited to 2 cards as per the new ruling by BNM...gaji kecik.. cry.gif cry.gif
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One of the card is SCB right?

According to the ruling, two issuers, not two cards.

fastreader
post Oct 3 2012, 09:13 PM

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QUOTE(Human Nature @ Oct 3 2012, 08:54 PM)
One of the card is SCB right?

According to the ruling, two issuers, not two cards.
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correct..one of them is std..

so, meaning fr std i can get a few cards?.. hmm.gif
Human Nature
post Oct 3 2012, 09:14 PM

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QUOTE(fastreader @ Oct 3 2012, 09:13 PM)
correct..one of them is std..

so, meaning fr std i can get a few cards?.. hmm.gif
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Yup biggrin.gif refer to the pinned thread for info on BNM ruling
celaw
post Oct 3 2012, 09:21 PM

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QUOTE(fastreader @ Oct 3 2012, 10:13 PM)
correct..one of them is std..

so, meaning fr std i can get a few cards?.. hmm.gif
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Yes.. As per BNM new ruling, is max 2 card issuers, not 2 cards. And it is shared credit limit across all credit card with 1 card issuer, not 1 credit limit per card.
fastreader
post Oct 3 2012, 09:21 PM

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QUOTE(Human Nature @ Oct 3 2012, 09:14 PM)
Yup  biggrin.gif  refer to the pinned thread for info on BNM ruling
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alrite..thanx a lot!!! rclxms.gif rclxms.gif rclxms.gif notworthy.gif
teikwing
post Oct 3 2012, 09:24 PM

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Just got SMS from SCB on the Philips Coffee Maker. Spent about 5k during the period.
fastreader
post Oct 3 2012, 09:29 PM

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QUOTE(teikwing @ Oct 3 2012, 09:24 PM)
Just got SMS from SCB on the Philips Coffee Maker. Spent about 5k during the period.
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congrats!!! rclxms.gif rclxms.gif
bertdeen30
post Oct 3 2012, 09:54 PM

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my sis and i win 2 coffee maker.
this 1 year period , won digital frame ? , 3 hifi sound system , 1 iphone dock , maybe there is others , im not really rmb.

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