how do i increase my credit limit?..do i needa talk to the branch?..or can do it online?..i needa increase by Rm1k only..

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Added on April 20, 2012, 12:14 amAnother question, "Currently Outstanding Balance"..that is the balance tat i owe the bank?..because they just approve my card and they deduct RM50 for the GST..so left RM100 which is stated as "Currently Outstanding Balance"...meaning this is the amount tat i can spend or the amount tat i needa pay the bank?..

This post has been edited by fastreader: Apr 20 2012, 12:14 AM

1- call us customer service and inquire what is the procedure.

2- current outstanding balance means what you owe the bank currently. The amount that you can spend is your credit limit minus this outstanding balance amount.

You check you outstanding amount stated RM 100.00 or RM 100.00 CR.

If you see RM100.00 CR meaning the bank owe you, you don't need to pay anything.

*Always pay statement amount in full, doesn't matter how much is the outstanding amount, you should not get charge any interest.

Usually they will require you to fax over your latest salary slip in order for them to increase your credit limit. Don't know about you guys but SCB has been pretty generous with their credit limit to me.

would like to know what are the credentials does the bank take to determine the credit limit?

i am surprised to get such high credit limit for the new card.

oic..alrite..its a CR..so meaning tat its a cashback from the bank..sorry,mistaken it.

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Added on April 20, 2012, 8:16 pmi was tinking, let's say for the month of May, i need a higher credit limit, then can i pay extra to increase the limit?..

say i need 9k for May and my limit is 7k, then for April i pay RM9k in advance so tat i can use RM9k in May (assuming tat the bill is RM0.00)..is this case possible? tat is assuming tat they refuse to increase my credit limit..or the increase of credit limit takes a long time to take effect...

This post has been edited by fastreader: Apr 20 2012, 08:16 PM

is the Cash Advance optional?...i would like to cancel it...the charges for using the service is damn high!!!

Anyone here familiar with Standard Chartered CashOne?? Any link on their interest calculation???

Just called up to request for GST Waiver for Supplementary Card.
Swipe 3 times on any amount to get 6000 ChoicePoints

swipe 3 times to get 6000 rewards points?..where to get this offer?..priviledge members only?..

Just give a call to CS

give a call to CS?..and then?..mention to give the 6000 points with 3 swipe?.. what's the offer about?

Did your SCB card get GST charged ? If not, it doesn't apply TO YOU.

of cuz it does...can get the GST not charged kah?.. and in what way does it not apply to me?

Once the GST is charged, you should swipe 3 times and call the CS line to get your ChoicePoints...

oic...alrite..thanx a lot for the explanation...hopefully the CS is also kind enuf to give me the choicepoints too.. scare tat they juz would give me the RM50 waiver and not the points.. tamak aku..

I just applied 3 credit cards from SCB to get the RM200 cash back. So total cash back that I can get is RM600

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Added on April 26, 2012, 3:23 pmI just applied 3 credit cards from SCB to get the RM200 cash back. So total cash back that I can get is RM600

This post has been edited by echoesian: Apr 26 2012, 03:23 PM

The best thing is swipe 3 times with ANY AMOUNT!!!

Last year I went to Tesco to buy something < RM10 3 times to get the GST waiver + 1000 choice points.

Swipe at Petrol for RM1 also can hehehehe.. At least cashier doesn't give you the LOOK.

LOL dream on bro. Read T&C note 11.

"If a New Customer applies for more than one credit card through any application channel during the Campaign Period, the cashback will only be awarded to one credit card, namely the credit card with the highest cashback entitlement."