when going to sign loan agreement? pls share how much discount can get. thx ~~~

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Added on June 15, 2011, 12:45 pmHi, anyone apply loan from ambank, can i have banker phone? thx

1. Before Purchase
Agent said" 1st month get L.O from Bank & signed S&P. 2nd Month, signed LO fr bank then get I-pad free. (ok..fine)

2. After Purchased
Agent said" may apply from paneled banks (AM & CIMB) bc they can proceed faster.

3. 1 week plus later. Agent called again" Pls be informed there're few bankers in sales gallery and we can apply from other banks"
I told him I also applying from PBB, so I wont go to sales gallery.

4. Few days later, he called and asked me to cancel my PBB as the branch is not under their paneled "BRANCH".theirs is SS2
I can't afford to cancel and re-apply in other branch as only few days left from my due date. Moreover, AM & CIMB no respond yet.

5. After, I went to sales gallery to clarify further. I asked what if I used other branch PBB instead of SS2? The person in charge
told me" then you have to pay the legal fee for the housing loan lohhhhhhhHHHH since their lawyer is not under same lawyer firm.
I asked" what if I used the same lawyer for both S & P and Housing Loan? She replied" .....THEN no i-PAD !!!!"
(my mind was: what???? i-PAD is more important than the HOUSE!!! no way!!hahhaaaa)
Next, my last Q to her " what if I cancel my purchase? She turned to me with unfriendly face....."RMXXXXX fee loh! and 1.8% extra
charge for Cr.Card refund!!
6. Same day...my agent called " Hey! ur house due date is not 16th anymore! after I checked is 15th!! (means TODAY??????)
walauuuuu........................my heart beating almost stop....
Anyway, the property is nice just I don't prefer to deal with this agent anymore. Seriously....my heart is weak

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Added on June 15, 2011, 8:08 pm
one more to share, my friend called the sales gallery and asked the same Q. ended....the agent said" if u not satisfied then cancel la!"
bc they can sell higher value for the next buyers???ｈａｉｚ．．．．．．

can anyone here tell me the step2 for buyer like me have to do..this is my first experience n i dont know much about buying2 house ni..
so pliss..plisss anyone here who can gv tips or advise..
example like :-

1. pay 1% (12mei)
2. sign the loan offer from bank
3. sign the nipis S&P and pay RM500 ..(30thmei)
4. waiting for the legal firm to call to sign the LOAN aggrement n S&P tebal right?(dunno when, juz now call, the lawyer said wait for another 1 -2 weeks)

wat about the due date of i-pad? i mean..which date is accurate to be calculated in order to pastikan
that ipad can get or not...

confuse..confuse lah..

not onli pasar malam. its pasar borong

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Added on June 19, 2011, 1:23 am

380psf

whats wrong with me?

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Added on June 20, 2011, 9:22 pm
what do you mean by +1000 ?

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Added on June 20, 2011, 9:25 pm
am i the one who booked d unit u mention? i dun think so ! i booked on 14/5!

should be %

Anyone signed the Loan Agreement?

My lawyer asks me to sign next week, but my stupid bank agent still not yet gao dim my sub Letter of Offer for the MRTA changes. Damn this camel bank, until last step also so slow... if not rushing for ipad2, really wont get this stupid camel.... 

Haha, dont congratulate me yet, havent even started with the loan process. A million things can go wrong there, hehe, but thanks anyway

Bro,

this one should ask back yourself....but none of us here....

Haizzz really speechless...
i tot u at least got follow this thread...then as long as u re beginning then should know...

1. SnP fees
2. Bank Loan agreement Fees

Both above are different... developer mention is FREE SnP provided you using the same panel law firm for both SnP & Bank Loan agreement..

Now, ask urself...during u borrow loan and i believe ur loan has been approved..do you finance ur legal fees into the LOAN?

wtf, 5k++, how much is ur unit and ur loan?

i guess should be the same as mine.

My price almost same with u. Then i guess mine also should be around 5k+. Damn.

Anyway i had signed LA this morning. The legal fee not known yet. Ask me to check with his staff next week. Wtf. I think he purposely dun want tell there to prevent u from bargaining with him.

And he said my legal fee should be financed inside my loan but my banker said i have to pay myself. Wtf. Why diff version 1   

Did you manage to get a discount?
I've been trying to contact the lawyer (Tam) but he isn't getting back to me. My legal fees financed, so he said can't discont bla..bla..bla..translation: "its financed,so i'm taking the max I can claim"
This lawyer, claim fees pandai, wanna get back to customer, not interested..wtf man...
Anyway, I believe if we can approach this guy as a group will be easierla..Anyone volunteer to be our "spokesperson"?hehe

Guys, anybody still pending loan approve? CIMB giving 90% but no DIBS. Ambank's quota full, but opening new quota.
My due date to sign LOn SPA on 11/7/11. AmBank so slow. SA promised can know status on 4/7/11, but up till today no answer...
Anybody in same boat? Is CIMB without DIBS a good take?
CuteAlex and guys advise please....
No Ipad 2 for sure...

The top SA said that the dev will go full speed ahead to complete it in 2 years. Judging from the design of the building, which is not very high and spread out in a long layout, at least 2 tower cranes need to be erected. Space for storing building material is fair enough, just like the First Residence's layout design. No working hours curfew as it is not near to high residential areas or hospitals around. More importantly, it all depends on the cashflow and project management of the dev. DIBS scheme factor will also propels the project to complete ahead of time. Faster = good!