amara under mukim selayang.
is selayang kl or selangor?

amara versus urban 360.
anybody care to start doing comparison chart?

hurray!

let's see now:
1. free water, yes.
2. lower assessment and quit rent, yes.
3. more transparent authority, yes. who knows, maybe kl also leh by the next ...
4. additional public holidays over kl, yes.

which one would you prefer to buy?

here's a thought.
assume your purchase price is rm300k.
take non dibs, means you only need to fork out rm3k for the time being and settled your 1st 10%.
usually for property purchase, the person would have at least 10-15% cash standby for the purchase.
let's assume you have this and you can settle the next 10% which is at least 3-6months from now (completion of foundation). this is going to be another rm30k.
the next billing which is 15% is at least another 6months from the first billing. this is for the completion of the structural framework of your unit. the higher the unit, the later the billing. here, you would need to fork out the next 10% and the balance will be taken care of by the bank.
so the question is are you able to raise rm60k (assuming PP at rm300k) within the next 1 year.
there are many alternatives for you to do so.
1. savings every month (rm3k per month)
2. personal loan (not recommended)
3. refinance your existing loans (which thereotically you should be able to do so since you have started payment)
4. withdraw from epf account 2. you must have minimum rm5k in account 2 to do so
5. i got a few more options which i would rather not say here

despite saying so, i am sorry to say you are not financially sound nor literate enough to start investing in property if you can't even know your own position in terms of loan limits. can you imagine if this project is abandon? do you have a bak up plan for it? are you ready to decalre yourself bankrupt?
pls don't play play with money. a lot of people are saying they made good money out of properties recently. but you might not have heard of the thousands who have lost really big sum in property. some may even have lost their lives.

you can't renovate balcony into room for condo. have to get approval from the management. even if you manage to get approval, if anybody within the development object/co,plain, you still need to take down your renovation because it affect the overall facade of the development.
there are some which the balcony is a fully solid wall 3-4 feet from the ground and if you are lucky, you might be able to install casement window on the top to seal it off. if the railings are of ventilated type, then no chance liao unless you don't mind no AC in the room.
congrats on your purchase anyway.
cheers!

ori price at RM274k?
around level 15?

iphone 5 in sept.
what do you think?
many pages ago i already say don't have high hope for the ipad lah.
when the time comes, dunno ipad what already.
remember it's from first drawdown.
for bros like cutealex who borrow minimum, when he gets his itoy, oledi maybe ipad xx liao (double digit??!!) ;p

they oledi twisted so many terms and conditions you guys still have faith in them ah?
from panel bank to panel branch without B&W also can.
you guys honestly think they will give ipad 3 in lieu of ipad 2 even if it's out by then?
i would not be surprised T&C will come out and clarify:
the terms and conditions states B&W is ipad 2. since ipad 2 is superceded with ipad3 and ipad 3 hot commodity and can't get stock, we will reimburse you with a samsung galaxy tab. ;p

think 1st claim should be end of this year.
second claim another at least 6 months later.



ipad2? can jail break liao mah.

JB liao no warranty ... affirmative.
can restore ori meh? dunno wor.


check ipad thread:
http://forum.lowyat.net/index.php?showtopi...post&p=43653503


This post has been edited by kochin: Jul 7 2011, 12:50 PM

the only thing i wish to discuss is tasha didn't add me as friend in her facebook.

bloody hell.
ask you update saville never reply.
got time to me when tasha rejected my friend request.

funny that jobs start at this time of year since it is the wet season and earthwork tends to be so much more difficult.

y u wanna add me?
just another fat old ******* lah...

user1984,
congrats. can share when you bought it?
and how much for your unit? block? level? type?
can also share how many units left and indicative pricing when you book your unit?
thanks.