You only have to use the card at least 12 times in a year and the annual fee will be automatically waived. There is absolutely no need to to get a supplementary card.

Poslaju

Higher travel insurance coverage and that's pretty much it.

Thanks for posting the picture here. The original HSBC VISA Platinum was tiny bit darker but this could be due to the flash light used when the card holder took the picture of this card.

Anyway, RM3.8k for a Platinum card is a joke, even in Malaysia. Instead of Platinum, may be HSBC should have come up with Titanium instead

Thought all Pavillion toilets are free ? No premium toilet à la KLCC and The Gardens. You meant The Gardens ?

Do you have an ongoing balance transfer in your account ?

Yeah. They are different. If you already have the HSBC Amanah Platinum and you wish to get the HSBC VISA Signature after a while, you will need to send in a fresh application. Do note that you may still keep your HSBC Amanah Platinum after your new application for HSBC VISA Signature is approved.

Yes. There is. Refer here

Not happy with the credit limit assigned to you, then just cancel it then. Problem solved!

Some promotions are applicable only to Platinum Card and the travel insurance coverage is higher.

Because humans like free stuff

Those people were previously holding a HSBC Gold VISA. When HSBC phased out the Classic credit card, classic credit card holder was all upgraded to gold card while gold to platinum.

You don't need to be a director to be eligible for HSBC Premier World MasterCard. Just deposit RM200k into your HSBC account and that's it. Tell your RM you want the card and he/she will get it for you.

Not true. Go to any HSBC branch to get a new application form for any of their credit card, you'll see that HSBC does need your consent for this CPP. If you agree to be protected by the CPP, you will need to put your signature on the application form twice.


HSBC doesn't forcefully enforce this CPP and so does Citibank. Did you apply for your Citibank credit card through an agent ? I believe he asked you to sign twice and you did not notice one of them is for this CPP stuff. I applied for my first Citibank credit card in October last year and i was not charged for this CPP.


It's not HSBC's fault. It happened due to his own negligence

Mistake is done. Anyway, try to call HSBC asap and tell them you want to opt out from that asap and see if they can make a refund to you.

How to sign up for this ?

OT; By the way, Maybank also has this kind of sms service for its regular debit card now and i already signed up for it. It is supposed to send me an sms whenever there is any transaction in my account, be it just a simple deposit of money or withdrawal. However, i've withdrawn money from my account many times but I never received any sms related to my Maybankard debit card

No.

1. I assume you booked it through EK's UK landing page and you see the amount in GBP ? Then you will be billed in GBP.
2. Admin fee for all transactions in foreign currency using HSBC Malaysia credit card is 1.25%.
3. HSBC USA is the one that doesn't impose any admin fee for its HSBC Premier World MasterCard for transactions in foreign currency.

That is so so wrong. Citibank does charge admin fee for all transactions done in foreign currency just like HSBC and all other banks in Malaysia.

Tell her it's called administration fee, not service charge.