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Credit Cards HSBC Credit Cards, Discuss about your HSBC CC
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leahcim
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 Feb 28 2013, 01:04 PM
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Getting Started
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QUOTE(fly126 @ Feb 28 2013, 11:40 AM) I think NO for Online Gambling only...  You can Check on the Terms & Conditions Booklet they sent you along with Your New CC the term and conditions booklet is not that helpful as it doesn't list out the places but only give out a general information where the card can only be use; for the halal or Shariah approved goods and services and gambling definitely a no. from my conversation with the telebanking officer earlier on she told me that the card can't be use for bar, liquor, spa, gambling and genting (not so advisable as it might have high chances transaction that relate to genting might not get accepted). will not have any problem if we go oversea. all transaction will be accepted. i guess i'll need to use it for awhile for me to find out what place can and can't be use. This post has been edited by leahcim: Feb 28 2013, 01:06 PM |
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fly126
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Feb 28 2013, 03:23 PM
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QUOTE(leahcim @ Feb 28 2013, 01:04 PM) the term and conditions booklet is not that helpful as it doesn't list out the places but only give out a general information where the card can only be use; for the halal or Shariah approved goods and services and gambling definitely a no. from my conversation with the telebanking officer earlier on she told me that the card can't be use for bar, liquor, spa, gambling and genting (not so advisable as it might have high chances transaction that relate to genting might not get accepted). will not have any problem if we go oversea. all transaction will be accepted. i guess i'll need to use it for awhile for me to find out what place can and can't be use. Yeah, at least You still can use the Card for Food, Shopping at Genting, for Sure...  This post has been edited by fly126: Feb 28 2013, 03:31 PM |
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mickey1991
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Mar 1 2013, 06:43 PM
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the HSBC credit card platinum is not really good..
compare with other bank credit card premium.
hsbc seem like dont have a lot benefits
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fly126
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Mar 1 2013, 07:03 PM
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QUOTE(mickey1991 @ Mar 1 2013, 06:43 PM) the HSBC credit card platinum is not really good.. compare with other bank credit card premium. hsbc seem like dont have a lot benefits All Depends on Your Spending Pattern, Nothing is Prefect...  |
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mickey1991
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Mar 1 2013, 08:26 PM
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QUOTE(fly126 @ Mar 1 2013, 07:03 PM) All Depends on Your Spending Pattern, Nothing is Prefect... if i pay internet bill with my credit card. got any discount or cash rebate 1? |
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fly126
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Mar 1 2013, 09:03 PM
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QUOTE(mickey1991 @ Mar 1 2013, 08:26 PM) if i pay internet bill with my credit card. got any discount or cash rebate 1? YES... Retail Spending (Transaction) - All Purchases of Goods or Services or Online Purchase (including all the Billing, Insurance, Quit Rent, Assessment Fee...) Charged to the Credit Card But, NOT Includes: Cash Advances, Balance Transfer, Instalment Payment Plan, other Credit Plan, Annual Fee & Charge... all This NOT Consider Retail Spending As for All HSBC Amanah Card 0.5% Rebates back on Retail Spend & with 1% Cash back on Overseas Spend for Amanah Platinum... |
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mickey1991
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Mar 1 2013, 10:48 PM
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QUOTE(fly126 @ Mar 1 2013, 09:03 PM) YES... Retail Spending (Transaction) - All Purchases of Goods or Services or Online Purchase (including all the Billing, Insurance, Quit Rent, Assessment Fee...) Charged to the Credit Card But, NOT Includes: Cash Advances, Balance Transfer, Instalment Payment Plan, other Credit Plan, Annual Fee & Charge... all This NOT Consider Retail Spending As for All HSBC Amanah Card 0.5% Rebates back on Retail Spend & with 1% Cash back on Overseas Spend for Amanah Platinum... err. so less? haha... |
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fly126
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Mar 1 2013, 11:34 PM
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QUOTE(mickey1991 @ Mar 1 2013, 10:48 PM) 0.5% Rebate Back Unlimited... Yeah, Some Others Bank's Credit Card got more Cash Back, but usually Capped on $50 per month...  |
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mickey1991
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Mar 2 2013, 07:43 AM
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QUOTE(fly126 @ Mar 1 2013, 11:34 PM) 0.5% Rebate Back Unlimited... Yeah, Some Others Bank's Credit Card got more Cash Back, but usually Capped on $50 per month... Capped? Mean at least rm50? Or? |
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fly126
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Mar 2 2013, 08:45 PM
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QUOTE(mickey1991 @ Mar 2 2013, 07:43 AM) Capped? Mean at least rm50? Or? No... Cash Rebate Max Out to $50 a Month only |
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mickey1991
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Mar 2 2013, 10:54 PM
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QUOTE(fly126 @ Mar 2 2013, 08:45 PM) No... Cash Rebate Max Out to $50 a Month only err my monthly cash rebate oni rm2.xx something. so u mean hsbc doesn't limit the cash rebate? |
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fly126
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Mar 2 2013, 11:45 PM
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QUOTE(mickey1991 @ Mar 2 2013, 10:54 PM) err my monthly cash rebate oni rm2.xx something. so u mean hsbc doesn't limit the cash rebate? It Should Be...  |
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mickey1991
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Mar 3 2013, 08:25 AM
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QUOTE(fly126 @ Mar 2 2013, 11:45 PM) It Should Be... Like nw i dnt hv epf ady. Thn i go apply other bank credit crd. Isnt okay that i jus fil up the form and state dat i hav a credit crd own and thy shal approve? |
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fox_shinoda
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Mar 3 2013, 10:44 AM
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QUOTE(mickey1991 @ Mar 3 2013, 08:25 AM) Like nw i dnt hv epf ady. Thn i go apply other bank credit crd. Isnt okay that i jus fil up the form and state dat i hav a credit crd own and thy shal approve? the last 2 cards that I apply both only use my IC and EPF statement. Both was easily approved. If you don't have EPF, either your pay slip or proof of income for business I think should do it |
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mickey1991
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Mar 3 2013, 04:19 PM
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QUOTE(fox_shinoda @ Mar 3 2013, 10:44 AM) the last 2 cards that I apply both only use my IC and EPF statement. Both was easily approved. If you don't have EPF, either your pay slip or proof of income for business I think should do it can i make sure of it? hahaha.. err. the income slip can be combine 1 right? i mean come from different way |
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fox_shinoda
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Mar 4 2013, 12:40 AM
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QUOTE(mickey1991 @ Mar 3 2013, 04:19 PM) can i make sure of it? hahaha.. err. the income slip can be combine 1 right? i mean come from different way you have to confirm it with the sales representative then |
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mickey1991
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Mar 4 2013, 11:03 AM
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QUOTE(fox_shinoda @ Mar 4 2013, 12:40 AM) you have to confirm it with the sales representative then okay thanks |
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SUSw19
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Mar 5 2013, 10:08 PM
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LATEST INFO! HSBC 5% CASH BACK FOR WEEKEND! (HSBC Amanah mPower Visa Platinum) *RM100 CAP PER MONTH. *PETROL (SHELL, PETRONAS, CALTEX), GROCERIES (AEON BIG, GIANT, TESCO), DINING. *FIRST COME FIRST SERVE. *MAXIMUM CASH BACK RM7.5 MILLION. https://www.hsbc.com.my/1/PA_ES_Content_Mgm...ns_20120228.pdfLATEST INFO! HSBC SWIPE 5 PROMO! *SWIPE 5 TIMES RM80 = RM50 CASH BACK = 12.5% CASH BACK. *SPEND - SHOPPING, GROCERIES, PETROL, F & B, HOTEL, TRAVEL, DEPARTMENTAL, ENTERTAINMENT. *CAP RM250 VISA SIGNATURE, PREMIER WORLD. *CAP RM150 FOR OTHER CARD. *RM75K CASH BACK PER WEEK. *RM600K PROMOTION PERIOD. https://www.hsbc.com.my/1/PA_ES_Content_Mgm...5_promo_tnc.pdf |
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sangaran
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Mar 7 2013, 09:44 AM
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Getting Started
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requested for increase credit limit after my annual income increased
but after 3 days, rejected.
sigh.
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LightningZERO
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Mar 7 2013, 10:34 AM
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QUOTE(sangaran @ Mar 7 2013, 09:44 AM) requested for increase credit limit after my annual income increased but after 3 days, rejected. sigh. Do u ask for a huge increase? I want to try too. My current credit limit was way too low and I just got increment. But I dunno if it will work now that HSBC has increased its card requirement to 3k |
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