for the SCB plat business card, not necessary mus own biz or need current company for approval to add the co. name on the card?

citibank shell came up with new structure for the rebates up to 8 % for shell purchases only and for 2.5k min transactions , no more non shell purchase 0.75% rebates . wat do u guys think?

i received their letter which will start by end of this mth onwards, so its not on their site yet.
the initial rebate starts at 4% for min $300 transaction and later about 6% for Rm1k onwards and 8% for $2.5k

no,it can combine to any purchases to meet the min amount regardless of shell product.
it kinda sucks but its a way for them to force u to use their card so u get more rebates on the petrol

ya i knw, just share opinion or for discussion purpose anyway. no unhappy or anything, dun get me wrong ya

actually currency exchange rates charged by banks varies alot? how to determine which bank gives better rates as the currency rates varies by the moment it gone through the transaction?

wow, u guys are good and thanks for the info.
i did notice tht if u use is for currency which involves more zeros like jpYen ,rupiah ,baht, the rates(still high) are quite comparable to the rates tht u get from money exchangers. but if use it on SG, Euoro countries, very high.

so u are saying otherwise not based on daily rates but fixed foreign exhange? are u sure? yesterday's rate on sgd same as todays? as u say?

ya i was jus saying it feels as if it the rates are near but of course its the same and based on the daily forex rates .
ok my bad to even give my opinion as i've been comparing on the countries tht i've been and as i mentioned earlier its difficult to pinpoint the best rates for me at least until milesandmore mention the best are frm maybank

CC gurus,
i should have come here earlier to get more info rather than wondering or lookin/callin the banks to compare. tq for ur info.

any of u knw bout the ING public bank?
is it worth it to get the 2% rebates and can the current insurance plan just transfer to the CC?

gen X,
tq.
as per my previous post on the shell, to do u think its good if consolidate all purchase from 2.5k/mth and get 8% rebates for fuel only ,which is the highest if compare to maybank2cards 7.5%?
so far use citibank plat cashback for fuel, DA Plat for groceries for since last yr.. my spendings are beyond 4k/mth and no owing or believe in paying single cents for interest to them but to gain moreon rebates and benefits .

thanks for ur info,
ya i did not get the insurance frm public bank and i think i'll go for tht since my family's premium yearly already 10k+

the ing is for single transaction only and i think cant be combined for several premiums:
taken frm their T&C:

a) 2% Cash Back Given on ING LIFE Annual premium transactions:
i) 2% Cash Back is awarded to Co-Brand Cardholders on ING LIFE Annual premium single transactions only [which exclude Zero Interest Instalment Plan (ZIIP)].

yeah, just foun d out frm citibank shell,
the max for 3rd tier is $800 max frm shell purchases with 8% for it only so its $64/mth with condition other purchases must be 2200 to get to the 3rd/highest tier.
1st tier need to spend 250 for shell purchase and 2nd tier is max 500
so conclusion its not worth it.

Gen X bro,

ya must say a very comprehensive and good info on ur blog for me.

i prefer scan the documents & email than fax, which will be clearer.

Bankin FR:

Just update and so happen was free today and d decide to go banking at to PB , it seems the ING insurance can be entitled to the 2% rebates and not necessary need to get frm PB. so i just sign in.

Later i went Maybank for some investment to do and decided to apply the MB 2card. it seems tht lady says no max cap rebates per mth, i ask sure, she said very sure. haha i just smiled

the problem here now, i went to the branch to fill up the form to apply and casually ask wats their benefits; after i asked twice to be sure and said finally tht i read the benefits online tht theres a cap rebates per mth, she said no only yearly cap and its 1k . wah liou really terrible.

ya man here we get proper information.
i must report tht lady to maybank if not mislead damn alot of people and she happily get commission.
the only plus point just now is they jus photocopy my other plat credit cards only without any pay slips etc.

ya been so long since last walk in to aplly, normally either thru online or call, been holding cards more than 11 yrs