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 Credit Card v15, Ask general questions here, Please read the 1st post before posting

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DM3
post Mar 17 2011, 10:03 AM

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wats the longest waitin time for the MBB2 cards?
DM3
post Mar 17 2011, 12:47 PM

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QUOTE(bingozero @ Mar 17 2011, 11:19 AM)
About 3 weeks, sometime one month  sweat.gif
*
thts quite a long wait, no cancellin my citibank cards after more than 11 yrs
DM3
post Mar 17 2011, 04:38 PM

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citi cashback good for fuel purchase only,other than tht not much rebates
DM3
post Mar 18 2011, 12:35 PM

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actually good la, so ppl will not spend so much beyond their means.. too many young ppl are bankrupts
DM3
post Mar 18 2011, 12:42 PM

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QUOTE(chemistry @ Mar 18 2011, 12:37 PM)
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where did u read tht?
i tot just say not more than 2 mths mthly income?
DM3
post Mar 18 2011, 02:42 PM

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damn customers have to bear the sms charges ka?


In the effort to further enhance credit card security and to promote public confidence in the usage of credit cards as a safe payment instrument, effective 1 January 2012, transaction alerts via Short Messaging Service (SMS) will be implemented by card issuers for their cardholders after transactions are performed. This will be followed by the implementation of the Personal Identification Number (PIN) verification for card transactions from 2015 onwards.

DM3
post Mar 18 2011, 03:01 PM

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i think by this move, they shud just take away the stupid tax.

DM3
post Mar 18 2011, 03:14 PM

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Hye,

not mentioned there but very likely will charged seems normal as losing out always end users .
DM3
post Mar 18 2011, 03:25 PM

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QUOTE(hye @ Mar 18 2011, 03:21 PM)
Today ... almost all banks uses SMS authentication (a.k.a TAC) to verify transaction. And this has been implemented for many years.
Have any of the banks ever charge the users yet ?

Please don't jump to conclusions.
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ok we shall see..
for authentication will be as often , i dun see much sms received so far frm banks? if compare to every transactions in future for cards??
DM3
post Mar 19 2011, 07:18 PM

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sure ar use CC online got sms? the only sms are the promotion info frm them neva in my life receive any on transactions performed.

As for high CL, dun bother as long as over 15k enuff for me.
DM3
post Mar 22 2011, 08:58 AM

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more info on Bank islam cards:
http://biz.thestar.com.my/news/story.asp?f...67&sec=business
DM3
post Mar 23 2011, 05:35 PM

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WTA:
for the SCB business card, it is necessary to put in the co. name, but is there a requirement tht needs the approval frm my co. ? or jsut can fill it for fun.

DM3
post Mar 23 2011, 06:00 PM

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Hye,
thanks
but when i tryin to fill the online form, it was asterisk as must fill in, then i give up and need to find out more tongue.gif
DM3
post Mar 24 2011, 10:45 AM

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fyi for standard charted RM228 promo rebate will off set not only the rm50 govt tax but also the cards annual fee which i thought would be 1st yr free and if apply the plat business card its 300! haha wat a rip off,
DM3
post Mar 24 2011, 11:25 AM

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ronnie,

either the phone officer dunno or goin to quit the bank, he jus told me will use the 228 for offset the fees.
these officers are really uselessla
DM3
post Mar 24 2011, 02:34 PM

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hye,

come on chill will ya, dun be so tensed , sorry if i dun follow wat u've said or mentioned before, i dont have the time to read all ur postings rite. so its my opinion which i've experienced frm the officer tht doesn't knw much info and which i thought the cash rewards given will deduct the cards fee and i cant even say/voice it out here.

DM3
post Mar 29 2011, 03:51 PM

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guys,
if wan to cancel the card which has some cash rebate for the coming statements, will it be forfeited? i wan to cancel on the coming govt tax anniversary .
DM3
post Mar 31 2011, 08:30 AM

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Hi all,

for the rhb travel money card: wat do they mean by cap 20% on total spending? but the rebates still based on the 60 cap.
its like no difference rite? u wont get the fuel rebates when theres not fuel transactions only..
see here:

http://www.rhb.com.my/cards/credit-card/pd...travelmoney.pdf
DM3
post Mar 31 2011, 09:56 PM

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just got my mbb2 cards, now really wonder how well accepted is the amex in jb .
DM3
post Mar 31 2011, 10:12 PM

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thanks guys frm here i knw the shell ,esso/caltex can accept amex smile.gif so far been using shell

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