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 Credit Card v15, Ask general questions here, Please read the 1st post before posting

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DM3
post Apr 4 2011, 07:44 AM

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QUOTE(tgeoklin @ Apr 4 2011, 06:53 AM)
It really depends on your spending records as banks will never set a precedent such as paying GST on your behalf based on cancellation, as once the market gets wind of it, everyone will pull the same trick. But for the info of everyone, all banks will pay your GST and waive your annual fees if you are a valued customer, period!  tongue.gif
how to define valued customer ? is it by having debts with them thus we pay interest? so far for 10 yrs i hardly pay any interest and just use their cards, will tht consider as no value since i dont give them the extra income? biggrin.gif

DM3
post Apr 4 2011, 09:32 AM

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hahaha ya,

i think everyone sure will ask for waiver and at the end of the day its the bank that will judge how valuable u are to them to give waiver.

DM3
post Apr 7 2011, 09:52 AM

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applied for fun the SCB business plat, been calling my house for few days but i always not in and the end the reject application thru SMS, i heard frm my wife its frm S.Chart ,so i called n ask why cant they call my mobile ,she said need to call land line for verification, but when i told them when they call during office hrs ofcourse i'm not home and why not try to call my office.
damn funny these ppl. tongue.gif
1st time i heard need to call landline for verification, other banks like tht also?
DM3
post Apr 7 2011, 10:27 AM

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QUOTE(andy_lyy @ Apr 7 2011, 10:06 AM)
huhu.. there is FREE cash of RM276 (RM 138 nett for each platinum card).. wat a waste~~ tongue.gif
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cash 228 for plat .
DM3
post Apr 7 2011, 10:54 AM

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QUOTE(MilesAndMore @ Apr 7 2011, 10:30 AM)
Not all banks call all the time. I did not receive any calls for my last few credit card applications. The banks were Citibank, Maybank and OCBC Bank.
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ya same here no calls frm the banks frm above mentioned plus CIMB,RHB,Alliance .

DM3
post Apr 7 2011, 11:28 AM

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QUOTE(ronnie @ Apr 7 2011, 11:24 AM)
Was your IC's address and home/billing address different ?

SCB didn't even call me to verify when I apply for their earlier RM138 FREE CASH offer
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ya i.c ,billing adds are diff.

DM3
post Apr 12 2011, 10:31 AM

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any thing special with the new MBF plat master card?
DM3
post Apr 20 2011, 08:03 AM

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QUOTE(David83 @ Apr 19 2011, 11:35 PM)
I hate this kind of awkward situation!
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usually i dont bother and just proceed.
the other day at Kfc in JB, the outlet says no discount of 10% and held up the que until i told them to go check properly and was told to eat my food . after tht they told me its only 5%. ok just accepted it but later went back and find out its only for weekend now to get the discount biggrin.gif
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post Apr 21 2011, 10:04 AM

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i think need to highlight also its good tht mbb2 amex gives all the rebates mentioned but not all merchants wan to accept Amex.

DM3
post Apr 28 2011, 07:49 AM

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since when here become mobile phone talk? there's thread on the digi prepaid rite?
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post May 5 2011, 11:22 AM

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Damn ..i just applied the Standard Business Plat, what a time for them to reduce the rebates and not competing with other banks.
DM3
post May 5 2011, 11:40 AM

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ronnie,
had tht plan to get the cash to offset my other new cards tongue.gif
just cancelled citibank affter 11 yrs with them but offer me half govt tax only but need spend 1.5k, i say no need, as its not competitive anymore and not sincere in giving the rebates with shell cards and also the cash waiver as new applicants can get 50 tongue.gif
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post May 9 2011, 04:30 PM

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Hye,
its 60 to be cashed out, in dilemma now as nex mth new card anniversary short of $18 as last mth use mbb2kard n forget bout citi as i plan to cancel soon tongue.gif

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post May 13 2011, 08:49 PM

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i applied Standard charted twice n all rejected as they like to call fix line, call how 1st time ,ofcourse nobody's home n reapplied n put my co. phone but so happen not in office/desk. terrible la, why cant they call hp to verify .
DM3
post May 14 2011, 08:25 AM

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QUOTE(tanch78 @ May 13 2011, 10:33 PM)
I state only mobile number in all my application. Why give house & office number at the first place??? So far no problem!!!  rclxms.gif
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well if u apply thru online, there's asterisk marks as a must to fill up, no choice tongue.gif


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