by tax relief definition it is on tahun semasa.

so if i save 6k in 2018
in 2019 i withdraw all
in 2020 i just save 6k i can get the tax relief d right?

yes correct. i ask like that coz got something to do in 2019 so need to wdraw all remain min balance only and start back on 2020. if withdraw now 18k, later save 6k per yr until 2023 only can get rebate then no point d.

how long it takes from withdraw request until get money?

good news 4% return.

but i wonder how can they generate 4% return.

perhaps.

no fin report can be found also.

prorated based on monthly min balance. but not sure when is the cut off date

ya hence only they know where those money coming from.

mine 0 of 2. so maybe they staggered key in

early nov is what date?

i think its depend on cut off date. for eg if cut off date 5th every mth then u depo b4 that date may still eligible for div. if cut off date is 1st every mth then confirm not eligible.

sspn need to borrow money to lend to others at certain rates.

n they need extra money to pay as div to depositors too at 4% avrg.

PTPTN interest is how much % now? like ujrah its 1% if not mistaken.

so yeah, looks like gov-backed ponzi to me lolzzz