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 Hoe to buy bond, Apart from FSM platform

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Ramjade
post Jan 26 2019, 09:47 PM

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QUOTE(Nom-el @ Jan 26 2019, 02:28 PM)
Stop misleading people with the notion that ASNB fixed price fund min. return is 6%. There is no minimum return, that is just the lowest return historically. The return is still affected by the performance of the underlying equities. It can be higher or lower every year.
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I am not misleading. Based on track record, they never dip below 6%.Hvae you see them drop below 6%? 6% is like their benchmark.

Of course there's always a first. But the first have yet to be seen. So far min also 6%

Why do you think asnb is super popular among Malaysians?

This post has been edited by Ramjade: Jan 26 2019, 09:49 PM
Nom-el
post Jan 27 2019, 05:36 PM

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QUOTE(alexkos @ Jan 26 2019, 05:29 PM)
gooding bro..... mind to share ur asset allocation just for bond only? still cracking head how much % to gomen and corporate bond hehe
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I don't invest in retail bond because I personally feel the concentration risk is too high and return is just average. For fixed income, I am more interested in bond funds and P2P Lending.



QUOTE(Ramjade @ Jan 26 2019, 09:47 PM)
I am not misleading. Based on track record,  they never dip below 6%.Hvae you see them drop below 6%? 6% is like their benchmark.

Of course there's always a first. But the first have yet to be seen. So far min also 6%

Why do you think asnb is super popular among Malaysians?
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As you mentioned yourself, there is always a first. Just because it has not happened before does not mean it will never happen. The world is constantly changing. In fact, 6% is the lowest historically up till now. It was higher in the years before. In the past few years, the return seemed to be on a downtrend. What is there to stop it from going below 6% if the stock market is not doing well? Hence, no such thing as minimum return.

ASNB is super popular among Malaysians because it is one of the best low risk and low fees investment options available. Not because of minimum 6% return and guaranteed higher than FD return. There is no guarantee.
Ramjade
post Jan 27 2019, 08:07 PM

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QUOTE(Nom-el @ Jan 27 2019, 05:36 PM)
I don't invest in retail bond because I personally feel the concentration risk is too high and return is just average. For fixed income, I am more interested in bond funds and P2P Lending.
As you mentioned yourself, there is always a first. Just because it has not happened before does not mean it will never happen. The world is constantly changing. In fact, 6% is the lowest historically up till now. It was higher in the years before. In the past few years, the return seemed to be on a downtrend. What is there to stop it from going below 6% if the stock market is not doing well? Hence, no such thing as minimum return.

ASNB is super popular among Malaysians because it is one of the best low risk and low fees investment options available. Not because of minimum 6% return and guaranteed higher than FD return. There is no guarantee.
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You do know that if they give less or equal FD disaster is going to happen right? The lowest I think they can drop is 5%.
As ASB cannot drop too much. How long will it take to reach 5%? I don't know. Who knows never.

Know why ASNB exist in the first place
donhay
post Jan 28 2019, 10:14 AM

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QUOTE(Nom-el @ Jan 27 2019, 05:36 PM)
I don't invest in retail bond because I personally feel the concentration risk is too high and return is just average. For fixed income, I am more interested in bond funds and P2P Lending.
As you mentioned yourself, there is always a first. Just because it has not happened before does not mean it will never happen. The world is constantly changing. In fact, 6% is the lowest historically up till now. It was higher in the years before. In the past few years, the return seemed to be on a downtrend. What is there to stop it from going below 6% if the stock market is not doing well? Hence, no such thing as minimum return.

ASNB is super popular among Malaysians because it is one of the best low risk and low fees investment options available. Not because of minimum 6% return and guaranteed higher than FD return. There is no guarantee.
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Where did u invest in your bond funds? can you share your ideas please?

Thanks
TSalexkos
post Jan 28 2019, 09:41 PM

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ic...then which fsm bond gooding?

can hoot gomen 30-year bond? looks like coupon > 5%
T231H
post Jan 28 2019, 10:18 PM

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sorry sign0006.gif

some interesting data.....
not ALL bond funds in FSM had platform fees.
even if those that has....just minus 0.2% pa


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Ckmwpy0370
post May 14 2020, 04:24 PM

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is it go move to invest in sgpore bond ocbc, for example
hksgmy
post May 14 2020, 06:21 PM

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QUOTE(Ckmwpy0370 @ May 14 2020, 04:24 PM)
is it go move to invest in sgpore bond ocbc, for example
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I have a few OCBC issues - generally the 3 local banks’ bond issues are usually very well received and popular. And are usually investment grade issues.

 

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