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 SSPN, Skim Simpanan Pendidikan Nasional

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wongmunkeong
post Apr 9 2021, 09:42 AM

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QUOTE(MGM @ Apr 9 2021, 04:27 AM)
If all my existing balances have been funded with credit card does that mean they cant be used for investment after 28April too, or only fresh topup after 28April?
How is boost going to segregate the type of topup?
Hope GO+ not doing this.
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heheh - i've already hit my Apr max limit transaction AND have $x,xxx reloaded via CC into Boost.. oof..
i think the only way i can clear that amount is to tutup account as my payment and stuff all less than $200 pm, excluding PTPTN's stuff
wongmunkeong
post Apr 11 2021, 01:32 PM

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QUOTE(9GAG/8FACT @ Apr 11 2021, 09:25 AM)
less than 2 days ago  sweat.gif
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good lord, U gave me a scare there... laugh.gif
wongmunkeong
post Apr 17 2021, 11:28 AM

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QUOTE(WaCKy-Angel @ Apr 17 2021, 02:13 AM)
Anyone noticed Shopee now can deposit to SSPN ?

Can use Credit Card too. I wonder it would earn cashback?
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Thanks for the heads-up WhaCKy-Angel

Sharing:
Tested via mobile & can do up to $4K (max $1K per transaction, $1 cost like Boost) only.
Bottom line:
a. Max per transaction = $1K charged, $999 into SSPN
b. My CC bank blocked after 4 transactions coz auto-triggered SUS! - they called me heheh.. and after unblocked, i can go on again!

This post has been edited by wongmunkeong: Apr 17 2021, 11:52 AM
wongmunkeong
post Apr 17 2021, 04:42 PM

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QUOTE(WaCKy-Angel @ Apr 17 2021, 03:38 PM)
What card are u using?
I think the best cashback card i have is Amex but then somehow Amex for Bill Payment in Shopee is a hit & miss.

I tested last night order failed but Amex got charged now pending refund.
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HLB for this coz milking it for the 0% 12 mths flexi pay conversion offer until end June XD
if no such offer, i'll use Affin Duo Visa Cash back + Ambank True Visa coz all 3 of my PB cash back cards milked 100% by BigPay & TnG ewallet, +MBB Amex via weekend bills via MBB/groceries

BTW - i tested Shopee Wallet --> Shopee mobile Deals, Top-ups & Bills > PTPTN>SSPN-i
works too - useful for those with Shopee's wallet. I purposely started the wallet & loaded it just for the test and wohoo! it works

Thanks again for the heads-up, WaCKy-Angel

This post has been edited by wongmunkeong: Apr 17 2021, 04:43 PM
wongmunkeong
post Apr 17 2021, 06:44 PM

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QUOTE(june1522 @ Apr 17 2021, 06:31 PM)
Good to know another option we have!
Does Shopee give Shopee coins for the SSPN top up?
Is there any maximum cap for Shopee spending?
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Shopee coins? no idea yet coz i've yet to click on "Received" or "Confirmed" which is AFTER seeing the $ in PTPTN

Max cap = same as ShopeePay's cap, ie. basic Vs verified a/c
https://ringgitplus.com/en/blog/e-wallet/sh...ion-limits.html

OR if U mean CC payment?
so far.. i've not hit anything from Shopee, only my bank's CC blocking coz they thought fraudulent transaction & after they called me.. er.. let's just say i kept on testing with no issues.
wongmunkeong
post Apr 18 2021, 08:46 AM

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QUOTE(june1522 @ Apr 17 2021, 06:52 PM)
Thanks for the info!

Need to be careful with the limit otherwise cannot shop with Shopee already.
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"Max cap = same as ShopeePay's cap, ie. basic Vs verified a/c"
To be clear - i assume U are asking about ShopeePay /wallet max cap ya
For credit cards - as shared, no limits unless your cc's bank was triggered for sus activity & blocks the transaction.
wongmunkeong
post Apr 19 2021, 05:49 PM

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QUOTE(WaCKy-Angel @ Apr 19 2021, 01:50 PM)
LOL i got a bad news... Shopee has disabled CC payment for SSPN.
Now only Debt Card is supported but good news is BigPay is supported.
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oof..

on another note, hm.. some forumer here cant read English well, 4x only = $4K, then my bank called to check whether it's me or not.
SSPN - $8K tax relief, thus if 4x is spamming considering tax relief.. hmm.gif

This post has been edited by wongmunkeong: Apr 19 2021, 05:51 PM
wongmunkeong
post Apr 24 2021, 03:53 PM

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QUOTE(AnasM @ Apr 24 2021, 03:31 PM)
Can use shoppepay ewallet credit to pay sspni?
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Yup
wongmunkeong
post May 1 2021, 08:56 PM

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oops.. wrong post

This post has been edited by wongmunkeong: May 1 2021, 08:57 PM
wongmunkeong
post May 5 2021, 11:05 AM

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QUOTE(leanman @ May 5 2021, 11:03 AM)
I think this is the only way one can pay via CC (shopee-SSPN), another way is via e-pay but max is RM50 also RM1 service charge

Another question i need to know, how long does it take to be reflected in SSPN acct via Shopee?
Boost takes about 3 working days
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ShopeePay -->SSPN shows up in SSPN statement 3 working days (24 hours day ya). done several times in the weekends, very consistent 3 days

This post has been edited by wongmunkeong: May 5 2021, 11:06 AM
wongmunkeong
post May 5 2021, 09:11 PM

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QUOTE(lskee0908 @ May 5 2021, 04:58 PM)
Anyone successfully pay SSPN-i via Shopee using Bigpay?
My order is cancelled but amount has been deducted from my account.
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same kaka i had - Shopee said AirPay or their card processor didnt pay Shopee
ie. BigPay -->AirPay or some other Shopee card processor--X-->Shopee

i smell BS coz straight away after i keyed in OTP, transaction cancelled BUT my $ taken out from BigPay.
It took 8 working days+ to get my $ back into BigPay.

wongmunkeong
post May 16 2021, 11:46 AM

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QUOTE(AnasM @ May 4 2021, 10:43 PM)
Can use kiplepay to use cc to pay sspni also
limit 10k pm
roughly can earn 100 ringgit in cash back pm
*
Just to share my latest experience with kiplepay, may be useful for other forumers' planning/usage:
1. can only use Malaysia banks' CC - ie my SCB failed
2. daily CC reload $500 only
3. weekly CC reload $1500 - resets Monday
4. monthly CC reload $4,999
5. seems to be able to save only 2 CC for easy/fast selection. Others still can be used but must select "other cards" or something to that effect
6. ZERO cost to SSPN, unlike Boost & ShopeePay $1 per transaction BUT.. see item (2.) max daily & (3.) max weekly CC reload.

thanks again for a
wongmunkeong
post May 18 2021, 07:30 AM

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QUOTE(guy3288 @ May 17 2021, 09:55 PM)
Just put some in  for the Raya draw,
surprised Bank Rakyat FPX each time only RM10k,
but you can keep doing more than 10x still approved.
limit says RM50k/day?

Kiple pay just tried it out, can topup using credit card RM1500 one shot, max RM1500 wallet limit.

but pay sspni max only RM1000 per day......quite troublesome unlike Boost one day can deposit all in

Cash rebate 0.3% ,collected few thousands oredi

PS:CNY Ang Pow money in
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U can topup Kiplepay RM1500 one shot?
Thanks for the sharing - something must be wrong with my account as it stops me from toping up after RM500. urgh.. time to call CS

This post has been edited by wongmunkeong: May 18 2021, 07:30 AM
wongmunkeong
post May 18 2021, 02:07 PM

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QUOTE(Kcee @ May 18 2021, 07:47 AM)
Have you upgraded your account to Premium?
*
Yup - can do $4999 pm
+ it say "premium" at the balance RM area

This post has been edited by wongmunkeong: May 18 2021, 02:09 PM
wongmunkeong
post May 20 2021, 10:44 AM

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QUOTE(heata @ May 20 2021, 10:23 AM)
Hi guys.. I am new to SSPN. Did some searches, some of my questions are answered (thank you!) but some are not. Appreciate if anyone can clarify this..

1. Can i deposit (auto debit- my bank account/ credit card under my name) to my wife account?
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auto debit for SSPN-i is something new to me hehe
and
yes, U can deposit for your wife's SSPN-i account
wongmunkeong
post May 20 2021, 11:25 AM

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QUOTE(yklooi @ May 20 2021, 11:08 AM)
if the money is done through FPX....there is electronic money trail....cannot do money laundering without getting tracked or traced...

money bank into business a/c must have reason...and from who for what....
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offtopic a bit - also layering, smurfing, etc to bring back to the "clean cycle" seems forgotten by so called launderer bwhaahaa
wongmunkeong
post May 23 2021, 11:04 AM

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QUOTE(ktyong123 @ May 23 2021, 10:52 AM)
I try to use kiplePay to pay for my SSPN-i for the first time.

but with error:

"You are detected outside of Malaysia

You are unable to use this feature outside of Malaysia. Please try again once you are back to Malaysia"

I am currently in Malaysia of course.  Anyone encounter this error before?

user posted image
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As i've used up 1.5K this week, i cant test the below.
It may be the causation & related solution:
1. KiplePay uses your phone's location
Thus:
2. did U enable KiplePay to use your phone's location (GPS)? - needs to be allowed
3. did U switch on your phone's location (GPS)? - needs to be on
4. are U using a GPS spoofing software OR VPN network? - needs to be off
wongmunkeong
post May 24 2021, 10:07 AM

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QUOTE(tan_aniki @ May 24 2021, 12:52 AM)
without OTP mostly nope, unless those specific ewallet mentioned by bank for eg affin
*
just to share - dunno whether Affin's CS clear or not though, see coming statement then sure XD

I called Affin CS just a minute or so ago
I specified i'm clarifying whether i can get cash back for my 17th May VS today's transaction with KiplePay coz
a. 17th May - wasnt a saved card thus had OTP sms
vs
b. today's - was a saved card (one of two in KiplePay) and no OTP sms received

Feedback from Affin CS = as long as online, web or phone app, gets cash back with their Visa CashBack card


BTW - i did the same thing with PB - was told very clearly YES, ada cashback for Quantum Master + Visa Signature +Islamic Visa
even when i compared the transaction with eTnG saved cards, PB's CS stated backend processing different for Kiple - not termed as autodebit

Hope the above helps in planning cash back spending/optimization
wongmunkeong
post Jun 3 2021, 06:26 AM

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QUOTE(guy3288 @ Jun 2 2021, 10:46 PM)
I thought is referral reward, becos all family members  deposit to sspni, only me got reward RM9
topup RM1500 one shot
SSPNI daily limit only rm1k
yeah got RM20  for all accounts

tips- BC MBB card got cashback w kiplepay
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May i clarify - MBB'c BC card = Maybank FC Barcelona Visa Signature?
wongmunkeong
post Jun 14 2021, 04:00 PM

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QUOTE(guy3288 @ Jun 14 2021, 03:46 PM)
Right, so just taruk saja whatever money you have for this campaign, and withdraw  hold on till next year!
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technically not a good idea unless have too much cash flow until dunno what to do with it la OR just after the 4%pa average returns (not sure stuff ya) without tax relief
coz
once in, say $100K in and kept until Jan 01 2022 - way above the $8K tax relief - then from next year onwards, still stuck $100K unless dont want the tax relief coz tax relief = net of cash in LESS cash out of SSPN for the year.

This post has been edited by wongmunkeong: Jun 14 2021, 04:02 PM

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