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 SSPN, Skim Simpanan Pendidikan Nasional

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wongmunkeong
post Apr 15 2019, 11:31 AM

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QUOTE(MasterConfucion @ Apr 15 2019, 11:23 AM)
i read from the website u can withdraw through atm. have u tried?
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https://www.ptptn.gov.my/pengeluaran-penutu...aun-sspn-i-side

er.. i must have missed something. is there another website or page from PTPTN on SSPN on ATM withdrawal?
if it can be done.. wohooo!

thanks in advance

This post has been edited by wongmunkeong: Apr 15 2019, 11:49 AM
wongmunkeong
post Apr 15 2019, 02:00 PM

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QUOTE(MasterConfucion @ Apr 15 2019, 01:09 PM)
tq tq rclxm9.gif
time to see which bank = "terpilih" and how to hehe.. emailing them

PS: urgh.. email address..

Facebook messaged them & sharing here - they fast smile.gif
PTPTN fellow said, and i'm copying/pasting here:
"Ya, permohonan pengeluaran boleh dibuat dikaunter ptptn yang terhampir.

Pengeluaran melalui mesin ATM juga boleh dibuat di Bank Rakyat dan juga bank Islam sahaja. Pastikan tuan mempunyai kad ATM bank berkenaan. Jika telah ada akaun dan kad berkenaan, tuan perlu aktifkan kad ATM berkenaan untuk pengeluaran akaun simpanan SSPNI. Pengkatifan kad perlu dibuat dikaunter bank.

Tq"

user posted image

This post has been edited by wongmunkeong: Apr 15 2019, 02:19 PM
wongmunkeong
post May 21 2019, 02:59 PM

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QUOTE(wongmunkeong @ Apr 15 2019, 02:00 PM)
tq tq  rclxm9.gif
time to see which bank = "terpilih" and how to hehe.. emailing them

PS: urgh.. email address..

Facebook messaged them & sharing here - they fast smile.gif
PTPTN fellow said, and i'm copying/pasting here:
"Ya, permohonan pengeluaran boleh dibuat dikaunter ptptn yang terhampir.

Pengeluaran melalui mesin ATM juga boleh dibuat di Bank Rakyat dan juga bank Islam sahaja. Pastikan tuan mempunyai kad ATM bank berkenaan. Jika telah ada akaun dan kad berkenaan, tuan perlu aktifkan kad ATM berkenaan untuk pengeluaran akaun simpanan SSPNI. Pengkatifan kad perlu dibuat dikaunter bank.

Tq"

user posted image
*
For the smoother-flow of fellow forumers regarding Bank Islam account opening, linking to SSPN & ATM to-dos:
1. Open an account with Bank Islam
a. Walk-in OR
b. Online then walk-in to get number https://vao.bankislam.com.my <-- this is what i did, still took about 45m to open an account. i suspect "terus ke counter" will be lagi patience-testing tongue.gif

2. Once being attended to by bank staff, PLEASE ASK FOR SSPN-LINKING FORM - fill in & ask them to link straight away. U NEED YOUR SSPN account numbers - easily gotten from your iSSPN if U have logged-in before
sigh.. even when i was asking about SSPN and ATM - only when i asked anything to apply/fill-in i was told a form is needed to be filled in

3. Get Debit Card, go bank in cash to fund the account AND PUNCH IN MOBILE NUMBER.
sigh.. even when i was asking about Internet banking, wasn't told to punch in/register at ATM +ATM doesnt have process to remind first-time users

4. Go online to https://bankislam.biz
a. Klik “First time user”
b. Masukkan 16 digit nombor kad debit & 6 digit nombor ATM
c. Cipta ID pengguna
e. Kemaskini nombor telefon di ATM berdekatan. <-- this is the OUCH!! part for me currently.. gotta go back to Bank Islam ATM.. wheee...

Hope the above helps smoothen your flow AND yes, i did check whether can withdraw at ATM - wohoo! linked and can withdraw/put in
I was just hoping to do it online. I'll share further once i get to the ATM again.. to complete my online registration

This post has been edited by wongmunkeong: May 21 2019, 02:59 PM
wongmunkeong
post May 22 2019, 09:21 AM

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QUOTE(LostAndFound @ May 22 2019, 07:26 AM)
That's interesting, so can just withdraw direct from ATM at Bank Islam without waiting?
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yup
can TRANSFER from SSPN to Bank Islam account too
wongmunkeong
post May 22 2019, 10:13 AM

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QUOTE(Kaka23 @ May 22 2019, 08:40 AM)
Is there a fee to maintain the card yearly? If in active for years the card how?
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once a year go take out $10 lor tongue.gif

btw, pain in butt.. i just came back from their ATM - no menu item / selection for mobile #!!
Tried CDM/ATM & ATM only machines... good lord.. how to do Internet banking.. gotta call CS tomorrow again.. sigh..
wongmunkeong
post Jun 12 2019, 04:25 PM

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QUOTE(vfoong @ Jun 12 2019, 03:28 PM)
these transfers can only be done at the ATM right? I just opened an account with Bank Islam today. The customer service says there's no need to fill up the SSPN account linking form now. He asked me to just go over to the ATM and link the SSPN there so I linked it immediately and left. Logged into my internet banking but don't see any option to withdraw from SSPN.
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yeah, use ATM - cash out OR transfer to your BI's account.
then online U can move to other bank - safer than cash out and walking around biggrin.gif
wongmunkeong
post Jun 13 2019, 11:12 PM

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QUOTE(vfoong @ Jun 13 2019, 10:35 PM)
Successfully withdrew the funds today at the atm with no hassle at all! Thanks for the tip! So much easier than going to ptptn and filling up the form and having to wait a few weeks for your money 😁
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Thanks & credit go MasterConfucion as he pointed me to the new ATM-cash out options in PTPTN's SSPN page thumbup.gif

This post has been edited by wongmunkeong: Jun 13 2019, 11:13 PM
wongmunkeong
post Jun 14 2019, 12:03 PM

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QUOTE(skty @ Jun 14 2019, 09:57 AM)
Basic saving account enough to link with SSPN right?

BTW, Debit Card-i & TAP Mobile Banking is what?

debit card is ATM card right? If I don't choose debit card mean I cannot access the ATM?

TAP mobile banking for TAC online banking?
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yup, U need the ATM card / debit card

TAP? dunno - i've not needed / used it
wongmunkeong
post Jun 28 2019, 02:09 PM

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QUOTE(MUM @ Jun 28 2019, 12:52 PM)
wongmunkeong,...poking.. notworthy.gif
just a note for you, to note on the above post...
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ooo kamsiah kamsiah.

FYI - i chose Bank Islam over Bank Rakyat earlier because when i checked around on Bank Rakyat's services and "Internet Banking".. erm.. let's just say they reminded me of the 80s heheh.

Thank gawd i did it with Bank Islam - they've also some interesting products smile.gif
wongmunkeong
post Jul 4 2019, 11:29 AM

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QUOTE(avinlim @ Jul 4 2019, 11:27 AM)
Discussing here~
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like old Henry Ford's cars - U can have any color, as long as it's black tongue.gif

SSPN-i only la now
SSPN-i Plus has insurance tied to it - not touching that XD
wongmunkeong
post Jul 9 2019, 10:06 AM

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QUOTE(soules83 @ Jul 9 2019, 09:56 AM)
Eh come on, do you think I go and backtrace all my sspn dividend? I just take SSPN as education account for my kids to force myself to save. Dividend is just secondary which I didn't even bother to check.

last time when me and my wife fill up for the first time, sspn column is not auto filled. Maybe your time already have the system in place.
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er.. i think there's a miscommunication:
a. Talexeh (pls correct me if i misassumed) is talking about PTPTN "SSPN's tax document" which tells the account owner/us, how much tax relief we can file
VS
b. U are talking about LHDN's online tax preparation/submission which autofills based on previous data
wongmunkeong
post Nov 18 2019, 09:43 AM

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QUOTE(lyc1982 @ Nov 17 2019, 11:46 PM)
sspn is not a place where you can earn good returns...

it's mainly to reduce the income tax
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true and from another point of view, what U save = what U earn, right?

IMHO: per input, up to $8K pa = 20%+/- "returns" first year (due to tax relief) + 4%+/-pa
= dang good % * FOR SURE
= hands down best "investment", at least for several years until the CAGR drops below 5%pa compounded XD

This post has been edited by wongmunkeong: Nov 18 2019, 09:49 AM
wongmunkeong
post Dec 18 2019, 06:50 PM

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QUOTE(yklooi @ Dec 18 2019, 06:46 PM)
thumbsup.gif thanks for sharing.

knock knock wongmumkeong, just some info that I think is good to know...

can someone help to check the current status of this out, the next time if happens to go to LHDN office for business?
they need both the SSPN Tax statement AND the SSPN Account statement too?
*
thanks for the heads-up bro.
nah, wasn't worth "cycling" earlier.
now, if "cycle" the cash - more like meh XD

This post has been edited by wongmunkeong: Dec 18 2019, 06:51 PM
wongmunkeong
post Jan 2 2020, 09:24 AM

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QUOTE(rapple @ Jan 2 2020, 09:14 AM)
To ensure I'll get the full 4% and I dont really invest in any stock/unit trust anymore except ASM3..
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clarity of options & goals - very hard to find with these days' "in/out instant culture" notworthy.gif
wongmunkeong
post Feb 4 2020, 12:24 PM

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QUOTE(swn525 @ Feb 4 2020, 10:57 AM)
1. bank islan can link to 2 sspn-i account?
2. i already have bank islam saving account, the linkage can be done in ATM machine? or must go counter?
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1. bank islan can link to 2 sspn-i account?
Yup, IF accounts are under U.
i've 2 with my kids, linked.

2. i already have bank islam saving account, the linkage can be done in ATM machine? or must go counter?
Straight to the ATM machine - can DIY.
i did mine at the counter when opening an account
AND i did go over to the ATM to check how to.. IT people always tests heheh. Saw options to remove link and link SSPN accounts.
wongmunkeong
post Feb 28 2020, 08:06 PM

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QUOTE(rapple @ Feb 28 2020, 06:11 PM)
Tax relief statement is now available to download.
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thank U for the heads-up, Rapple
wongmunkeong
post Feb 28 2020, 09:25 PM

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QUOTE(rapple @ Feb 28 2020, 09:23 PM)
Seems like the calculation is a bit off.

I deposit 8k with no withdrawal but tax relief statement calculated 7960.. the amount is immaterial so I will just ignore it and follow 7960..
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hm.. mine's correct.
Lemme check my wife's. Feedback later if her's on or off (via Boost)
wongmunkeong
post Mar 31 2020, 10:21 PM

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QUOTE(jieGeGe @ Mar 31 2020, 10:08 PM)
Can use internet banking transfer out from SSPN?
I thought need to use ATM machine to transfer?

P/S try to withdraw today by using Bank Rakyat ATM. But failed ( server no response )
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Yes. i just did last week+ , moving from my boy's account out,
via Bank Islam - cost me a pretty penny of RM0.50,
then BOOST into my daughter's account (U'all know why right? 0.5% 8 months)

Fellow forumers already shared can +snapshot the menu's showing in Bank Islam's online banking. Seek and ye shall find.
wongmunkeong
post Apr 9 2020, 04:21 PM

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QUOTE(cklimm @ Apr 9 2020, 03:57 PM)
Kids, behold to: negative balance
[attachmentid=10467149]
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whoa.. how the?
wongmunkeong
post Apr 10 2020, 07:45 AM

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QUOTE(cklimm @ Apr 9 2020, 10:08 PM)
Last year I withdraw 5000 cash via bank raykat atm, but sspn did not credit the fund to BR,
BR last month sent me a letter chasing me the 5000, complained to sspn,
upon adjustment sspn deducted my fund till negative.  dry.gif
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omg.. Bank Rakyat & SSPN systems are kaka neh bangwall.gif
sorry for you pains & thank U for sharing - i'm avoiding BR cow cow

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