because Ganjaran pays only for NEW deposits........not for money already in there earlier.

If you have RM100k in there before campaign starts....this RM100k dont get to earn Ganjaran 1%

So people remove the RM100k out, and when ganjaran starts, they put back their old RM100k as "new" deposit to  earn Ganjaran RM1000

Of course you can leave the original Rm100k in and dont remove,
later add additional RM100k you also can earn RM1000,
but if do like them, remove and put back add more  you can earn RM2000 instead

Should we withdraw now?
Bank Islam deposit is limited as FPX or unlimited?

yes, nothing new

newbies to sspn, mostly not eligible. myself included 

Same here

Anyone encounter problem to log in sspn account to check balance and place payment by using sspn website?

With FD rates breaching 3.0% pa, there will be an exodus of funds from sspn once ganjaran rewards are paid.

what if next year SSPN declare 4% for 2022 dividend + 1% ganjaran...
will you regret to withdraw just after ganjaran ...?  since the highest FD in the market is 3.3% from BR

No, you dont keep full 9 months how to expect 9 month interest?

you must wait till after 5.10.22,  withdraw on 6.10.2022 .
T&C says yau koi kong mo  lei kong, cant do anything.
i rugi besar lo if sspn play dirty

FD rates going up, SSPN i if still pay 3% sorry lah big supporters will run, left only those  saving 8k for tax relief only.. if  4% then still can continue

FD rates going up, SSPN i if still pay 3% sorry lah big supporters will run, left only those  saving 8k for tax relief only.. if  4% then still can continue

Obviously people referred to previous year dividend lah 3%

You think  this year can get 4%?
Susah........
even Amanah Saham announced only 3.75%..

can get 4% everyone would be happy la,
but people cant wait see got better rates  elsewhere they cabuted already..

on another note, now opr raised another 25 points, sspn and even asnb still can survive for the next one year? interesting to see what the m40 do