QUOTE(victorian @ Jan 13 2025, 12:45 PM)
I just went to the branch and requested for a new savings account for SSPN purposes.
Not sure why but the staff is trying to upsell me to another Islamic account.
I insisted to have a basic savings account with minimal feature.
Anyway, can I confirm that the RM12 card charge is unavoidable? Is it possible for us to go basic and request for online account only (without debit card)?
QUOTE(zartegh @ Jan 13 2025, 01:43 PM)
I think it's unavoidable for the first time, as you need it to activate your online banking. But for subsequent years, I think you can do without an ATM card to save on the RM12. This is possible for other banks. Not 100% sure for Bank Islam but should work as well. The downside is if you lose your password, you won't have ATM card to reset it.
QUOTE(Ultra+ @ Jan 13 2025, 02:46 PM)
i just open the basic savings account during lunch time. they dont really ask question and the customer service lady help all the way (initially ask me to fill info/open account online first).
i told her i want BSA and Option 1 (debit card no fees charge). but it seems that BSA meaning option 1. i also surprise that debit card that no fees charge.
initially she ask me to choose blue or red color debit card design but then realise i'm requesting BSA, thus she have to get the black color debit card for me.
Yes the black card for BSA is free, 0 fee.