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 SSPN, Skim Simpanan Pendidikan Nasional

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MGM
post Jun 21 2024, 08:06 PM

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QUOTE(Barricade @ Jun 21 2024, 01:31 PM)
DUITNOW above RM5k. Something new implemented but BI didn't inform customer. If don't want to get charged RM0.50, do multiple transfers below RM5k.
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Wasn't aware of this, just found out I was charged 50sen last week. No charges for May.
Just to confirm if amount is 5k then no charges.?

This post has been edited by MGM: Jun 21 2024, 08:07 PM
MGM
post Jul 15 2024, 09:23 AM

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QUOTE(virtualgay @ Jul 15 2024, 09:15 AM)
Maintenance is over since yesterday 10pm
Shopee decided to remove ptptn option
Don't think is coming back
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What makes u think so?
MGM
post Nov 4 2024, 10:01 AM

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QUOTE(togekiss @ Nov 4 2024, 09:31 AM)
Unfortunately, I don't have bank islam account. You reckon it'll be faster to just open a bank islam account instead of going to PTPTN office to withdraw?
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yes for some of us who use it few times every month.

This post has been edited by MGM: Nov 4 2024, 10:01 AM
MGM
post Dec 1 2024, 01:36 PM

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QUOTE(virtualgay @ Dec 1 2024, 01:28 PM)
Try to top up sspn via shopee today got issue
Anyone facing any issue?

user posted image
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Yes since morning
MGM
post Dec 1 2024, 03:18 PM

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QUOTE(thinkhappy @ Dec 1 2024, 03:11 PM)
yup. cannot sspn anymore.
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May be temporary, just a hiccup.
MGM
post Dec 16 2024, 08:46 PM

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QUOTE(MyCaseMoD @ Dec 16 2024, 08:11 PM)
Hi, i am trying to use shopee ewallet to make payment to the SSPN prime, but i was stuck at the IC number after i keyin my kid ic number into it. anyone facing the same?
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When u open the sspn acc who is stated as the depositor of the account, u or your child? Use the ic of the depositor.
MGM
post Dec 20 2024, 07:57 AM

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QUOTE(guy3288 @ Dec 20 2024, 01:09 AM)
main attraction of sspn is actually tax relief RM8000
not so much of interest
interest not so easy to earn
must deposit before certain date
delay in capturing deposits may cause u to lose out

KDI easier, interest straight forward
and paid daily.

so for me mainly the tax relief
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Is KDI working like a CASA, with instant transfer like duitnow? I am currently uisng ocbc360 savings acc which is giving 3.1%.
MGM
post Dec 20 2024, 08:52 PM

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QUOTE(tan_aniki @ Dec 20 2024, 01:42 PM)
not 3.25% pa meh?
i'm using it as well but priority to uob one RM200k 4% pa + rhb smart RM100k 3.35% pa then the rest rize 3.3% pa
will depo into ocbc 360 if rhb smart and rize no more special rate
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I dont need to keep so much in CASA for daily cashflow, around 50k+ monthly only for cc bills. Prefer to keep in ASMx which give better returns than those u mentioned.
MGM
post Jan 1 2025, 07:02 AM

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QUOTE(Avangelice @ Jan 1 2025, 12:52 AM)
Anyone taking their money out now?
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I tot better to withdraw after 6th day of month to entitle for previous month's interest?
MGM
post Jan 11 2025, 11:07 AM

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QUOTE(Avangelice @ Jan 11 2025, 09:07 AM)
user posted image

I take out for kaf bond fund in January
Take out from kaf bond in December
Any proceeds from kaf bond I put into prs

So I end up maxing out both prs and sspn.
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U mean u put into PRS in Dec2024 n get 1 year returns in Jan2025? Any other cost in&out of funds?

This post has been edited by MGM: Jan 11 2025, 11:08 AM
MGM
post Jan 12 2025, 08:16 PM

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It is already 12Jan but only my 1Jan & 2Jan shopee>sspn txn have been credited in sspn account, the rest from 3rd to 8th Jan still nowhere in sight.
MGM
post Jan 13 2025, 06:28 PM

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QUOTE(victorian @ Jan 13 2025, 12:45 PM)
I just went to the branch and requested for a new savings account for SSPN purposes.

Not sure why but the staff is trying to upsell me to another Islamic account.

I insisted to have a basic savings account with minimal feature.

Anyway, can I confirm that the RM12 card charge is unavoidable? Is it possible for us to go basic and request for online account only (without debit card)?
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QUOTE(zartegh @ Jan 13 2025, 01:43 PM)
I think it's unavoidable for the first time, as you need it to activate your online banking. But for subsequent years, I think you can do without an ATM card to save on the RM12. This is possible for other banks. Not 100% sure for Bank Islam but should work as well. The downside is if you lose your password, you won't have ATM card to reset it.
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QUOTE(Ultra+ @ Jan 13 2025, 02:46 PM)
i just open the basic savings account during lunch time. they dont really ask question and the customer service lady help all the way (initially ask me to fill info/open account online first).

i told her i want BSA and Option 1 (debit card no fees charge). but it seems that BSA meaning option 1. i also surprise that debit card that no fees charge.

initially she ask me to choose blue or red color debit card design but then realise i'm requesting BSA, thus she have to get the black color debit card for me.
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Yes the black card for BSA is free, 0 fee.
MGM
post Jan 14 2025, 11:25 AM

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QUOTE(MGM @ Jan 12 2025, 08:16 PM)
It is already 12Jan but only my 1Jan & 2Jan shopee>sspn txn have been credited in sspn account, the rest from 3rd to 8th Jan still nowhere in sight.
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QUOTE(theberry @ Jan 13 2025, 08:47 AM)
me 2
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QUOTE(LostAndFound @ Jan 13 2025, 09:56 AM)
Start of the year definitely some delays cos of manual processing. Stay tenang, keep records,and just wait.
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ok finally in last night 13Jan, immediately withdraw out, BTW what is the minimum balance for sspn?
MGM
post Jan 15 2025, 06:12 AM

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So now we have 2 BI apps n 2 web url to access BI acc? Need to use new one?
MGM
post Jan 16 2025, 12:05 PM

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QUOTE(Deathscythe@@ @ Jan 16 2025, 10:53 AM)
That was what I faced too. Ended up using phone app and all good.
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QUOTE(IceLeo @ Jan 16 2025, 10:57 AM)
the old website has old apps.. they migrate to new apps with new website...
old website only allow 5k per day..
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So transfer limit & charges r for old app n https://www.bankislam.biz/.
New app n https://web.bimb.com/ has higher transfer limit & no charges?
MGM
post Jan 16 2025, 05:50 PM

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QUOTE(ben3003 @ Jan 16 2025, 12:13 PM)
new app duitnow got 50cent charges, 10cents ibg
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For any amount transfered?
MGM
post Feb 14 2025, 08:08 PM

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QUOTE(extinct_83 @ Feb 14 2025, 05:17 PM)
It has RM 5000 per day limit
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That is for old app n website right? Higher limit for new one.
MGM
post Feb 25 2025, 01:28 PM

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QUOTE(pisang @ Feb 25 2025, 10:22 AM)
yes, thank you. Just tried the new app. Everything works again.
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After installation of new app need to activate at ATM b4 using?
MGM
post Feb 26 2025, 12:52 AM

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QUOTE(xiaomoon @ Feb 25 2025, 01:34 PM)
no need
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I have just installed the BIMB mobile n Web, but can't add sspn account at [Add Wealth], need to relink it at ATM?
Now I can't even access the old app n Web.

This post has been edited by MGM: Feb 26 2025, 12:54 AM
MGM
post Feb 26 2025, 10:21 AM

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QUOTE(MGM @ Feb 25 2025, 01:28 PM)
After installation of new app need to activate at ATM b4 using?
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QUOTE(xiaomoon @ Feb 25 2025, 01:34 PM)
no need
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I installed the new app on new phone, i think that is why i am required to do authentication at ATM or branch office.

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