My deposits via shopee on 1Jan2024 r still dated as 15Jan2024, so no interest for this month?
SSPN, Skim Simpanan Pendidikan Nasional
SSPN, Skim Simpanan Pendidikan Nasional
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Jan 18 2024, 11:00 AM
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All Stars
18,400 posts Joined: Oct 2010 |
My deposits via shopee on 1Jan2024 r still dated as 15Jan2024, so no interest for this month?
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Jan 18 2024, 07:08 PM
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#422
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All Stars
18,400 posts Joined: Oct 2010 |
QUOTE(MGM @ Jan 18 2024, 11:00 AM) Found out from otc at ptptn jb that eventhough the TARIKH URUSNIAGA is 15Jan2024, tarikh deposit in their system is still 1Jan2024. So i will make withdrawal on 6Feb2024 to get at least 1month interest. |
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Jan 20 2024, 03:39 PM
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#423
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All Stars
18,400 posts Joined: Oct 2010 |
QUOTE(rinapua @ Jan 19 2024, 06:50 PM) If my sspn got 50K in there, now my daughter apply PTPTN for University study. PTPTN will see my sspn account got money, then they not give loan for my daughter study or not? tq My child is studying in IPTA with fees of 1300/semester but the ptptn loan is 3k/semester. We have 3 sspn-prime accounts parents+child with total balances of 5 figures few years ago. Since i no longer have taxable income i keep balances at minimum using it for "washing". So i dont think ptptn refer to sspn in deciding the loan amount. chongteck, theevilman1909, and 1 other liked this post
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Jan 21 2024, 07:55 AM
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#424
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All Stars
18,400 posts Joined: Oct 2010 |
QUOTE(MUM @ Jan 21 2024, 07:07 AM) You put in money in sspn as saving, you get abt 4% pa dividend. Not only that, u will only be charged d 1% interest on the loan after you graduated n if graduate with 1st class honours u don't have to repay the loan.You take ptptn loan the interest rate is 1% annually. You keep your saving in sspn without taking it out but you take up the loan, ...who untung, who losses? If you have 50k in sspn saving, if you are allowed to keep all the 50k inside sspn earning 4% pa, while if ptptn allows you 50k loan at 1% rate pa. ....wow, ... MUM liked this post
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Jan 22 2024, 06:43 PM
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#425
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All Stars
18,400 posts Joined: Oct 2010 |
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Mar 6 2024, 12:05 PM
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#426
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All Stars
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QUOTE(guy3288 @ Mar 6 2024, 01:19 AM) share my records with you guys.. Wont depend on sspn for the returns for now, just for "washing", cashout monthend then into epf&asm.any comment? when would you prefer to make EW deposit now? it seems either system also can capture transaction on same day or system can backdate it as it likes.. This post has been edited by MGM: Mar 6 2024, 12:07 PM |
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Mar 10 2024, 10:51 AM
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#427
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All Stars
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QUOTE(Barricade @ Mar 10 2024, 09:43 AM) How do we know which deposit is reflected? We deposit from shopeepay/kiplepay etc but all came out the same description in the statement? How do we troubleshoot in case deposit is missing? Use diff amount like 990,991,992....999 for same day transaction. Now more difficult cos no longer stated transaction date.This post has been edited by MGM: Mar 10 2024, 10:54 AM |
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Mar 10 2024, 04:19 PM
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#428
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All Stars
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QUOTE(guy3288 @ Mar 10 2024, 02:52 PM) bro i dont know why you guys said cannot identify which deposits from shopee and For me I couldn't be bothered much about dividend cos of this issue. Would do deposits together then withdraw all n put in other interest generating tools many of which r giving 3 to 4%.which is from kiple..funny i login mine, i can see there stated kiple etc i can even tell you which date i did transaction which date system recorded it. no issue at all issue now is how dividend calculated when system recorded them later and not transaction dates Say only...you believe them ? dividend calculation will use actual transaction date, mana ada logic? This post has been edited by MGM: Mar 10 2024, 04:20 PM |
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Mar 15 2024, 12:10 AM
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#429
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Mar 15 2024, 08:40 AM
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#430
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Apr 1 2024, 01:08 AM
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#431
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Apr 5 2024, 11:11 AM
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#432
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QUOTE(xiaoxiaoshen @ Apr 1 2024, 09:20 AM) spay deposit SSPN only can perfrom 1x999, 2nd n 3rd tried refund immediately. last month still can perform 4x999 + 1 x998 on 1st march. QUOTE(victorian @ Apr 1 2024, 09:37 AM) Did 3 sspn payments of 1k each on 1st to 3rd of April. In MyOrder stated 1st two completed, last one "to receive" but only 1st one is in the history list, n balance fully deducted. |
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Apr 20 2024, 03:08 AM
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QUOTE(guy3288 @ Apr 19 2024, 10:59 PM) thanks yes can withdraw multiple times. must be that ATM machine problem, Quite some time ago total BI online transfer in&out limited to 50k daily cos I couldn't do more than that. Nowadays no chance to test cos smaller sspn amount.when i failed to get money at ATM i thought SSPNi has changed the 'rules' later at night i managed to transfer out using Bank Islam online transfer. PS, If only 1 bank islam account and need to take out sspni money RM100k. you must use BI ATM card ATM transfer from sspn into B Islam, no limit. Bank islam transfer out can do upto RM100k a day per account even though limit stated RM50k |
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Apr 20 2024, 03:05 PM
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#434
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May 27 2024, 10:15 PM
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#435
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Jun 15 2024, 08:43 AM
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Jun 15 2024, 04:33 PM
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#437
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QUOTE(joice11 @ Jun 15 2024, 03:02 PM) He said "using credit card to pay sspn VIA SHOPEEPAY", i took it as reload shopeepay with cc then pay sspn. wongmunkeong liked this post
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Jun 17 2024, 08:55 AM
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All Stars
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QUOTE(Nom-el @ Jun 16 2024, 05:01 PM) The dividend calculation is based on the transaction date, not the date you see on the new portal. This is based on my calculation for last year's dividend (declared this year). Same as the transaction date of paying sspn via shopee?It is actually within first 5 days only based on transaction date. |
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Jun 17 2024, 05:43 PM
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QUOTE(guy3288 @ Jun 17 2024, 11:54 AM) Whoa sure or not? I doubt so too. That's why I no longer care about the timing & dividend, n withdraw out immediately after a series of deposits.I deposit on 1.6.24, sspni before cutt off date But sspni updated as 11.6.24 after cutt off date That deposit can get june divided? Sounds too good to be true, for current year Previous year yes, dividend already paid before that mess happened i know, so that mess of delayed dates have no effect |
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Jun 21 2024, 12:19 PM
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