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 SSPN, Skim Simpanan Pendidikan Nasional

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guy3288
post Feb 28 2020, 11:25 PM

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QUOTE(rapple @ Feb 28 2020, 06:11 PM)
Tax relief statement is now available to download.
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I login, but unable to click the penyata Hasil.

I used this link,

Where did you get to click the Tax relief statement? I tried click the area marked in red,
nothing happened.

This post has been edited by guy3288: Feb 28 2020, 11:27 PM


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guy3288
post Feb 28 2020, 11:54 PM

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QUOTE(cybpsych @ Feb 28 2020, 11:41 PM)
seriously?  rclxub.gif the area marked in red is just a whole static header image, not meant to be clicked.

user posted image
you do know there's a button below, right?

user posted image
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gosh is in front of me didnt see! TQ
guy3288
post Apr 4 2020, 07:00 PM

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QUOTE(smartfreak @ Apr 1 2020, 04:51 PM)
No, I don't think so.
1. FPX
2. Online banking, boost or grab pay.
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Grab pay can deposit to SSPN i?
guy3288
post Apr 4 2020, 07:30 PM

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QUOTE(GrumpyNooby @ Apr 4 2020, 07:01 PM)
Thanks, but fee very high 2%
guy3288
post Apr 24 2020, 01:35 PM

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QUOTE(MGM @ Apr 23 2020, 03:40 PM)
So best way is to log into SSPN-i account to deposit via FPX, rm30k/transaction?

Every time I do IBFT from Ocbc360, the limit is 10k, do I have to activate Ocbc One Token for bigger amount?
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i also plan to deposit Monday 27.4.2020 hopefully in time
just thinking what is the easy way to deposit RM40k
and wont be late (credit in before 30.4.20)


how is your experience deposit at SSPN website?

Are they both same day credit /instant?
guy3288
post Apr 24 2020, 02:14 PM

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QUOTE(MGM @ Apr 24 2020, 01:48 PM)
I am not taking risk to deposit at last minute, so I deposited 40k from 2 bank accounts last night and 30k from OCBC today.
Paid via ptptn portal using FPX, amount updated instantly n no charges, unlike BI 50 sen per transfer. Only thing is I have to do multiple transfer of <10k for ocbc since I am not using One Token.
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so best way is deposit via ptptn portal, no fee, instant credit
each time RM10k only? but no limit how many times right?
i would pay at ptptn portal with money in MBB and CIMB on monday, thanks
guy3288
post Apr 24 2020, 02:32 PM

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QUOTE(MGM @ Apr 24 2020, 02:21 PM)
The limit of <10k is because I am not using OCBC onetoken. Other banks should allow >10k per transaction.
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u put in RM80k, should be able to get quite some free gifts from PTPTN agents, they recruit depositors,
and need your deposit receipts.must bargain with them.
40k i asked for 3 backpacks 2 mugs

guy3288
post Apr 27 2020, 10:55 AM

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QUOTE(bm_kia @ Apr 27 2020, 09:37 AM)
The officer I talked with said cannot withdraw before 1 July, although I told her TNC did not state.
Did you hear otherwise?
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nobody knows for sure, even the director said so but i wont withdraw till the 1% is received.
there is a clause that SSPN can change rule anytime and no need to inform us!

some more FD rate so low now, where to put the money taken out?.

This post has been edited by guy3288: Apr 27 2020, 11:02 AM


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guy3288
post Apr 28 2020, 05:38 PM

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QUOTE(MGM @ Apr 28 2020, 12:30 PM)
Will try that when ptptn reopen, thanks.
By the way have u deposited to sspn via fpx these few days? Instant updated too?
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previous gift better, now quality down
FPX instantly in. do on 30.4.20 still can
boost also same, though delayed


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guy3288
post Apr 28 2020, 06:22 PM

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QUOTE(saitong09 @ Apr 28 2020, 06:09 PM)
Wow so much gifts you dapat
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lucky loh


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guy3288
post Apr 29 2020, 07:04 PM

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QUOTE(saitong09 @ Apr 28 2020, 07:54 PM)
You got friend working in ptptn? Or you are privellege customer?
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QUOTE(saitong09 @ Apr 28 2020, 09:23 PM)

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i am a regular with SPPNi
after many deposits know the manager
i think every state also got events
deposit during event sure to get giftf, st lucky draw etc

call your local branch, mine in penang

guy3288
post Apr 29 2020, 11:47 PM

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QUOTE(GrumpyNooby @ Apr 29 2020, 07:10 PM)
Penang as per PTPTN website only got 4 branches: Georgetown, Bayan Baru, Seberang Jaya and Nibong Tebal
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QUOTE(MGM @ Apr 29 2020, 08:29 PM)
I deposited and withdrew my sspn like a CASA account, so I doubt PTPTN will reward me with gifts.
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QUOTE(saitong09 @ Apr 29 2020, 11:34 PM)
I know the 1 of branch manager as well, but the gift not as good as yours laugh.gif
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yah it depends.
i withdrew before too

guy3288
post Apr 30 2020, 12:33 AM

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QUOTE(glauncher @ Apr 30 2020, 12:11 AM)
I got a weird call from SSPN staff asking for Boost Receipt for SSPN topup over whole April. Its call thru her hp but i checked the official ptptn website her name and number are there. anybody experienced this before?
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my agent also ask for my receipt, they have sales quota to hit.
ask her what gifts she is giving you if you know her
My 4ok receipt is worth 3 backpacks
guy3288
post May 2 2020, 01:14 AM

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QUOTE(glauncher @ Apr 30 2020, 12:54 AM)
I see, how does this work ya? if i use boost to pay to sspn they also can get the receipt and hit quota?

When she called me she said there's issue in Boost-SSPN link so wanted the receipts to "verify", but after checking all my top ups of the month are credited in SSPN accounts. I tot my money lost or wat...had me worried for today
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yes even Boost deposits the agents can use as their KPI
guy3288
post May 28 2020, 02:26 PM

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sspni deposit gifts received


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guy3288
post May 30 2020, 03:42 PM

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QUOTE(saitong09 @ May 28 2020, 07:30 PM)
How much you deposit for the giftss?
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rm40k
QUOTE(leo_kiatez @ May 28 2020, 07:33 PM)
Where do you deposit to receive the gifts?
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PTPTN penang
guy3288
post Jun 8 2020, 11:47 PM

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QUOTE(lyc1982 @ Jun 8 2020, 10:22 PM)
i kinda agree with the bold part...

since you are the breadwinner of the house, not your children
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wonder if anyone had HLA Lifecash premier, i paid around RM81k, now policy is on autocruise,
Total cash surrender value RM136k last year. it was 122+k 2018 and 116+k 2017,
kind of increasing by 5-6% yearly, but i can foresee it will be much less now that FD rate so low.

the selling point then was i need pay only 10 years, ended extended 3 yrs premium
and then it will pay me back RM5k a year
bought 4 policies thinking after 10 yrs, can get back RM20k to spend yearly as retirement supplement....


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guy3288
post Jun 8 2020, 11:57 PM

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QUOTE(yklooi @ Jun 8 2020, 11:54 PM)
you bought into that in 2000?
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yes, paid up by 2013
guy3288
post Jun 9 2020, 08:53 AM

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QUOTE(yklooi @ Jun 9 2020, 07:25 AM)
thumbsup.gif wow, since 2014 you got about 5~6% pa
btw, mind sharing some idea of the rate it gives from 2000 till 2013 for the approximates 6.2k x 13? notworthy.gif
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according to annual statement it says 6.5%, but really cant calculate like we put in FD

This is insurance, a large portion is consumed along the years...
i bought it as protection in case anything happens to me, the Policy no need to pay anymore
and later can provide income RM5k a year for whole life of that kid.

I made a mistake thinking i paid only RM81+k, actually extended premium from 2010-2013 = 4 extra premiums
so total i paid was RM87.6k

if you use 5% return and put this same amount RM6322 in FD with fixed 5% compounding from 2020
and stop paying from 2014 onwards, the estimated amount by end of 2019 should be around RM164+k
and here i am getting only RM136+k,
lost RM28+k for the protection conferred.


guy3288
post Jun 16 2020, 07:25 PM

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ganjaran 1% received, 2 accounts exact 1% , another 2 got slightly >1%, must be my recording mistake .

PTPTN really pays as it promised, despite T&C to its advantage, can change lah etc. Deposits on first day and last day earn same 1%

I dared not make any withdrawal before this 1% received.

anybody has made any withdrawal of the campaign deposits earlier and today still get full 1%?


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