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 SSPN, Skim Simpanan Pendidikan Nasional

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MUM
post Dec 28 2017, 03:15 PM

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QUOTE(fun_feng @ Dec 28 2017, 03:04 PM)
Anyone know when does the dividend/interest comes in???
The amount that I put last year still does not have any dividend doh.gif
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normally in Mar/Apr can see liao....
maybe you put in after the cut of date? sad.gif
(ex...maybe, maybe you put in on 26 Dec 2016......thus maybe they cannot process it.....)
MUM
post Jan 12 2018, 01:53 PM

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QUOTE(alesi616 @ Jan 12 2018, 01:47 PM)
hi all,

when can we download the SSPN-i 2017 tax relief statement?
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refer to post 962....look at the date posted....i will assume it will be the same for this year too.
MUM
post Jan 13 2018, 06:06 PM

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QUOTE(alesi616 @ Jan 13 2018, 05:46 PM)
Thanks, it is dated early march, does that means we need to park our money in the account until the tax relief statement is out ?
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just read few post up....a former already stated to apply....

btw,...read some where previously...the tax statement is for last year happenings...so this year happening will not be reflected in there yet...
MUM
post Jan 29 2018, 06:07 PM

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KUALA LUMPUR: Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) mengumumkan kadar dividen empat peratus untuk Skim Simpanan Pendidikan Nasional 1Malaysia (SSPN1M) bagi tahun 2017.
https://www.msn.com/en-my/news/national/div...cid=mailsignout
MUM
post Mar 2 2018, 02:38 PM

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QUOTE(alesi616 @ Mar 2 2018, 02:32 PM)
what is the rm500 for ? given free by PTPTN ?
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try read this..
https://www.ptptn.gov.my/web/guest/sspn1m-gs500

MUM
post Mar 2 2018, 05:31 PM

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QUOTE(tenchi0205 @ Mar 2 2018, 05:18 PM)
So now SSPN-i become SSPN1M-i, when u deposit RM500 will get RM500 from govt?
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Soalan 1:
Apakah yang dimaksudkan dengan SSPN1M?
https://www.ptptn.gov.my/web/guest/soalan-lazim/sspn-i

Soalan 3 :
Bilakah pelaksanaan insentif GS500 bermula?

Soalan 4 :
Siapakah yang layak menerima insentif GS500?

and more on
https://www.ptptn.gov.my/web/guest/sspn1m-gs500



MUM
post Mar 2 2018, 05:53 PM

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QUOTE(tenchi0205 @ Mar 2 2018, 05:43 PM)
Ok thanks...just finish then saw ur reply...

How long will the insentif GS500 to be reflect in our SSPN1M-i account? End of the mth we deposited?
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I deposited 500 in early ...got it in my a/c in Feb

QUOTE(stephankaan @ Mar 2 2018, 05:46 PM)
how long till we get the extra RM500?

i just opened an account early last month...
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you opened with rm 500 n above?
if yes n Hopefully the quota is still available....then check yr a/c in end march?
MUM
post Mar 2 2018, 06:01 PM

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QUOTE(tenchi0205 @ Mar 2 2018, 05:58 PM)
Have to keep my finger cross for the quota not yet finish...

Thanks for the input
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Good luck....
But i guess ..should hv bcos not all are eligible
MUM
post Mar 3 2018, 09:38 PM

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QUOTE(tenchi0205 @ Mar 3 2018, 09:31 PM)
rm500 incentif will stay in the account forever?
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No lah...i think cannot stay forerver....there should be a time that the money can be taken out.....
Check the FAQs from the link just a few posts back?

MUM
post Sep 22 2018, 12:01 PM

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QUOTE(DiSaver @ Sep 22 2018, 09:55 AM)
SSPN - both parent can claim upto RM6,000

[attachmentid=10034399]
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thanks for the reminder....
BUT, don't forget the word "assessed separately" as per the image
MUM
post Nov 6 2018, 12:53 PM

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QUOTE(Ancient-XinG- @ Nov 6 2018, 12:43 PM)
hmm..

CC got? because if next year 8k for tax relief it will be 8k TP!!!
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read in this lyn forum b4...
some cards does not gives points to these types "cash" withdrawal/transaction..
MUM
post Nov 20 2018, 05:39 PM

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QUOTE(candyS @ Nov 20 2018, 05:29 PM)
i deposit early year and all the requirements are fulfilled but did not get the extra 500, asked the officer they told is due to akaun is tajaan pihak lain so not eligible...i really not understand what that is...
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did you deposit into your own a/c?

looks like only for parents or guardian.....
Bermula 1 Januari 2018 hingga 31 Disember 2018, mana-mana ibu bapa atau penjaga yang membuat simpanan bersih di dalam SSPN sebanyak RM500 untuk anak-anak mereka yang berumur tujuh (7) hingga dua belas (12) tahun atau sedang belajar di sekolah rendah layak menerima Insentif Khas Geran Sepadan ini iaitu deposit percuma bernilai RM500 (GS500).

https://www.ptptn.gov.my/makluman-simpanan-...e/percuma-rm500

MUM
post Nov 20 2018, 05:44 PM

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QUOTE(candyS @ Nov 20 2018, 05:42 PM)
not own account. for kid age under 12.
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hmm.gif then no idea why...."due to akaun is tajaan pihak lain so not eligible"


MUM
post Nov 22 2018, 11:27 AM

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hmm.gif sspn saving rate is about 4% pa.

RM8000 x 4% = RM320
app. RM 6 per week

time, petrol and parking charges going to PTPTN office to withdraw
time taken to wait for the arrival of money into saving a/c.
then do the banking into the FD.....

how much FD % must have to be better than sspn saving rate to make that effort, time and opportunity cost worthwhile?



MUM
post Nov 22 2018, 12:24 PM

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QUOTE(saintmikal @ Nov 22 2018, 12:21 PM)
Most important is that the money you invest comes back into YOUR hands of which you can control.

If you believe that the organization is sustainable, just read the many many articles such as:

https://www.freemalaysiatoday.com/category/...finds-at-ptptn/

And there are many many more...just google and you will find it in more mainstream publications such as The Star, NST, Malay Mail, etc.

Imagine if there was NO income tax relief, would you put the same amount of money into PTPTN/SSPN or into a normal Fixed Deposit or even education insurance? The fact that the government increases the tax break from 6k to 8k should indicate that the reserves are stagnant/ dwindling/depleting...just like when banks want more money from you to meet their minimum reserve/cashflow level, they increase their FD rates and attractiveness.
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had been mentioned...for income tax relief...

sustainable or not....it is a Govt. entities.....so is the EPF.....
Savings guaranteed by the Malaysian government.

money in hands is better only if one know how to generate better use for it.....
switching to FD is to me not a good option.

This post has been edited by MUM: Nov 22 2018, 12:28 PM
MUM
post Nov 24 2018, 01:10 PM

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hmm.gif if this logic is logical, then so is allowing people to use credit cards to pay for other expenses too.....

This post has been edited by MUM: Nov 24 2018, 02:24 PM
MUM
post Nov 27 2018, 02:23 AM

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QUOTE(michaelho @ Nov 27 2018, 01:43 AM)
.....
SUDAHKAH ANDA MEMBUAT PENABUNGAN DEPOSIT KE DALAM AKAUN SSPN ANAK-ANAK ANDA UNTUK TAKSIRAN PENGECUALIAN CUKAI DARI RM6,000.00 HINGGA RM12,000.00 PADA TAHUN 2018 ?[/b]

got this in email??? up to 12 K, what did I miss?
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hmm.gif while waiting for responses, I googled and found these.....
hope they can provides you with some info while you wait for responses....

SSPN i-plus 12K tax relief oh SSPN i-plus 12K tax relief
http://ck5354.blogspot.com/2016/10/sspn-i-...-oh-sspn-i.html

https://www.thestar.com.my/news/education/2...he-last-minute/
MUM
post Dec 9 2018, 09:17 PM

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QUOTE(alesi616 @ Dec 9 2018, 08:24 PM)
Can we pay sspn using credit card ?
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hmm.gif just today a forummer in the PRS thread mentioned he can use CC to pay using Jompay....for PRS fund purchase.

and since SSPN has a biller code for Jompay
to get the biller code, enter IC no:
https://www.ptptn.gov.my/jompay/

and since you can pay any bill through the Internet or Mobile Banking service of 40* Banks in Malaysia using funds from your Savings, Current or Credit Card accounts.
https://www.jompay.com.my/personal-faq.html


MUM
post Dec 10 2018, 10:09 AM

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QUOTE(firee818 @ Dec 10 2018, 08:42 AM)
Hi, Could in bank in SSPN-i account by using cash via maybank counter?
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googled and found this....
hope it can help....

Delivery Channels
Customers can open SSPN account at any Maybank branch and also make deposits with these channels:

https://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts
MUM
post Dec 14 2018, 11:45 PM

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QUOTE(messi.78 @ Dec 13 2018, 02:42 PM)
Maybe can try BPM again at PTPTN counters. They have just launched this promotion.
https://www.ptptn.gov.my/promosi-menu/simpan-terbang-percuma

[attachmentid=10134424]
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SOALAN LAZIM MENGENAI MATA GANJARAN AIRASIA BIG (AIRASIA BIG POINTS)

https://www.ptptn.gov.my/images/fail/promos...y_sspn_2018.pdf


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