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 SSPN, Skim Simpanan Pendidikan Nasional

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Kaka23
post Apr 27 2014, 03:10 PM

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This SSPN can get tax relief for how many years?
Kaka23
post Apr 27 2014, 04:27 PM

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QUOTE(davinz18 @ Apr 27 2014, 05:19 PM)
until gomen stopped giving it  whistling.gif

currently gomen give max RM6k annually  icon_rolleyes.gif
*
Oh.. so for 2014 still got RM6K relief la.. that is great!

Lets say if my children goes to oversea university, that time I can request to withdraw 100%?
Kaka23
post May 3 2014, 11:01 PM

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Can open an account first but not putting any money inside yet?

Kaka23
post May 4 2014, 07:51 AM

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QUOTE(wil-i-am @ May 4 2014, 08:27 AM)
Nope
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Ok.. Thanks
Kaka23
post May 4 2014, 11:16 AM

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QUOTE(wongmunkeong @ May 4 2014, 11:13 AM)
minimum $20 cash when opening account (that's what i remembered coz i brought a cheque - not accepted tongue.gif).
after that, do online transfer via MBB2U smile.gif
*
Ok.. Let me go try my luck.

Then will decide how much to put towards end of the year..
Kaka23
post May 4 2014, 11:17 AM

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QUOTE(Vector88 @ May 4 2014, 11:35 AM)
i opened the account in dec 2013 and deposited 6000 into the acc on the same day... my current statement from sspn website didnt show any dividen received...any reasons ? anyone can shed some lights here?
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You put in on 31-Dec? Interest payment should be pro rate bro..
Kaka23
post May 4 2014, 05:34 PM

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QUOTE(Vector88 @ May 4 2014, 06:19 PM)
i am expecting it to be pro rated...i deposit it on 14dec...
so far i didnt see any interest paid.... sad.gif
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Maybe you want to give them a call to check on it?!
Kaka23
post May 10 2014, 09:39 PM

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QUOTE(tbheng @ May 10 2014, 09:48 AM)
I have rechecked my statement, tax relief amount does include the dividend... need to dive deep into the TnC. hmm.gif  rclxub.gif
Anyway, I have max the limit by deposit amount, so no different in my case.
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How long have you invest in SSPN already?

Kaka23
post Aug 13 2014, 10:00 AM

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hmm... still figuring out if want to put some money here or not..
Kaka23
post Aug 13 2014, 05:04 PM

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QUOTE(shankar_dass93 @ Aug 13 2014, 05:44 PM)
Put in a small amount with the hope of striking something big in their lucky draws.
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What lucky draw they having?
Kaka23
post Aug 13 2014, 05:23 PM

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QUOTE(shankar_dass93 @ Aug 13 2014, 06:21 PM)
Sorry, overlooked this tread and assumed that it was about BSN'S SSP. sweat.gif
*
Aliyoyo.. rclxub.gif
Kaka23
post Aug 14 2014, 09:53 AM

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QUOTE(wil-i-am @ Aug 13 2014, 11:54 PM)
U have until 31/12/2014 to make a decision
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ya... just few more months. But dont think can save enough till 6K if want to put in SSPN
Kaka23
post Oct 11 2014, 10:24 AM

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QUOTE(PJusa @ Oct 10 2014, 06:44 PM)
divident not considered fresh funds if i dont take it out? tried to clarify but cant reach anyone at Hasil or PTPTN sigh...
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Not considered
Kaka23
post Oct 12 2014, 12:56 PM

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QUOTE(techie.opinion @ Oct 12 2014, 12:51 PM)
Let say this we hit the saving and claim with LHDN max, how about next year? Do we still allow to claim further if we still keep saving in PTPN?
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For next subsequent year, you still need to put in fresh new money to be entitled for tax relief.
Kaka23
post Oct 15 2014, 09:11 AM

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If I put less than 6K. Then the calculationfor tax relief will be

Amount deposited in 2014 + dividend received in 2014

Right?
Kaka23
post Oct 15 2014, 11:54 AM

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QUOTE(PJusa @ Oct 15 2014, 11:33 AM)
yes, that's how i understand it. if you look at the tax receipt for 2013 you can see sthg like this:

1. BAKI AWAL PADA 1HB JANUARI 2013  :  15.326,16
2. SIMPANAN SETAKAT DISEMBER 2013  :  6.396,36 (divident + 6k deposit - i overdeposited in 2013)

PELARASAN TRANSAKSI  (RM)
1. TRANSAKSI TAHUN 2012 YANG TELAH DIKEMASKINI PADA TAHUN 2013  :  0,00
2. BAKI TRANSAKSI BELUM DIKEMASKINI TAHUN 2013  :  0,00

BAKI KESELURUHAN PADA 1HB JANUARI 2013 (A)  :  15.326,16
BAKI KESELURUHAN PADA 31HB DISEMBER 2013 (B)  :  21.722,52
BAKI TRANSAKSI TAHUN 2012 YANG TELAH DIKEMASKINI PADA TAHUN 2013 ©  :  0,00
BAKI TRANSAKSI BELUM DIKEMASKINI TAHUN 2013 (D)  :  0,00
TAMBAHAN / (KURANGAN) SIMPANAN BERSIH BAGI TAHUN 2013 (B-A-C+D)  :  6.396,36
AMAUN LAYAK PELEPASAN CUKAI BAGI TAHUN TAKSIRAN 2013  :  6.000,00

if you look at your current statement you can see that the interest for 2013 is shown in 2014 as follows:

1. BAKI AWAL PADA 1HB JANUARI 2014  :  21.722,52 
2. SIMPANAN/PENGELUARAN BERSIH SEHINGGA OKTOBER 2014  :  668,21 
3. SIMPANAN MELALUI FPX  :  0,00 
4. BAKI SIMPANAN PADA OKTOBER 2014  :  22.390,73 
BAKI KESELURUHAN SIMPANAN SEHINGGA OKTOBER 2014  :  22.390,73

so i can top up on Dec31st 6k - 668.21 to max out the tax rebate.
*
TQ
Kaka23
post Nov 9 2014, 10:46 AM

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Less than 2 months to go to decide... hmmm
Kaka23
post Dec 16 2014, 05:28 PM

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Final call... Anyone going to invest for tax relief purpose for 2014?
Kaka23
post Dec 22 2014, 03:39 PM

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Just open SSPN account today... smile.gif

Deposit 3K
Kaka23
post Dec 26 2014, 01:58 PM

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Still short of 3K to maximize tax relief.. sad.gif

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