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 SSPN, Skim Simpanan Pendidikan Nasional

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lowyat101
post Oct 24 2023, 12:19 PM

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QUOTE(Avangelice @ Oct 24 2023, 12:14 PM)
Update I went to another round with their live agent.

Long story short they ask me to visit a nearest branch.

Aduhmak

THEN WHY YOU ASK US TO BUKA ONLINE??
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from what i see in my last application, after opening online you still need to go to the branch to collect your debit card. you need the debit card number to login online the 1st time. so i think without it, you will not be able to login

also ask for basic saving account, no yearly fee, although they were a bit reluctant at that time, keep on telling me there are this and that restrictions with the basic account sweat.gif


lowyat101
post Dec 7 2023, 10:28 AM

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Just to check, is there any due date for withdrawal this month? I think last time the withdrawal via ptptn website was disabled some days before 31/12. Is there such limitation if withdraw via BI?

Thanks

This post has been edited by lowyat101: Dec 7 2023, 10:30 AM
lowyat101
post Dec 7 2023, 11:11 AM

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QUOTE(LostAndFound @ Dec 7 2023, 11:10 AM)
There's no reason NOT to withdraw right now. The way SSPN calculates interest with lowest monthly balance, if you withdraw today (any day after 5th) or 31st December no difference in the interest you earn. So withdraw ASAP if you're planning to.
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ya correct but i still have 2 transactions not reflected yet, so wanna see if i shall wait for it to save on the 50sen charge sweat.gif sweat.gif

lowyat101
post Dec 12 2023, 09:27 PM

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QUOTE(oks911 @ Dec 11 2023, 11:42 AM)
Opening BIMB account today .. they forced me to take debit card which will incur rm12 yearly for the card.. if I don’t take the card, I will not able to use online banking.. why like that 1?
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if you read back the previous posts, i got mentioned about ask for basic saving account with no charges

lowyat101
post Dec 13 2023, 11:50 AM

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QUOTE(oks911 @ Dec 12 2023, 10:19 PM)
weird, the teller told me got Rm12 annual charges for basic account... dunno why..
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i see, ya they also tried asking me to take the one with fee coz got more features but can't really tell what are the benefits. so i insisted to take the 0 fee one and the officer need to go inside to ask the manager first. so i think their standard sop is to push for the account with fee, maybe part of the kpi

lowyat101
post Dec 21 2023, 04:10 PM

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QUOTE(Super2047 @ Dec 21 2023, 12:21 PM)
After depositing in December 2023, can we do withdrawal on first day or 2024 and still get the tax deduction?
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yes, provided you have net positive deposit for year 2023

lowyat101
post Jan 8 2024, 10:00 AM

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Since the old ptptn website is no more working, i have tried the new myptptn website a few times but so far seems that it's very lagging.

is it due to the current system under updates until 10/1? or it's always like that?

thanks

lowyat101
post Jan 8 2024, 10:36 AM

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QUOTE(cybpsych @ Jan 8 2024, 10:25 AM)
today's particularly very lag
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i see, ok tq. just wanna download the tax relief doc so maybe will do it after 10/1 when the system is less busy.

lowyat101
post Jan 8 2024, 11:09 AM

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QUOTE(ronnie @ Jan 8 2024, 10:44 AM)
personal income tax submission starts 1 March only..no need kancheong spider
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haha just wanna confirm if i got net 8k last year or not sweat.gif sweat.gif

lowyat101
post Jan 8 2024, 11:32 AM

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QUOTE(ronnie @ Jan 8 2024, 11:15 AM)
too late now also..
you should know who much you take out and how much you put in... it's simple add/minus.

To avoid worry, don't' ever take out..just add RM8k on the same month each year
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ya based on my calculation should be ok but just wanna double check.

anyway can see the summary in the app now but can't download the statement. will do it next time when wanna submit the tax return.


This post has been edited by lowyat101: Jan 8 2024, 11:33 AM
lowyat101
post Jan 15 2024, 03:57 PM

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QUOTE(cybpsych @ Jan 15 2024, 03:28 PM)
iirc, myptptn app's date is based on POSTING DATE

the old sspn account shows the TRANSACTION DATE

perhaps we need manual way to check with ptptn cs to find out the exact transaction date.
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alamak with this cannot check which one is which day's transaction already doh.gif doh.gif

lowyat101
post Mar 11 2024, 12:49 PM

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last year i missed the ganjaran rewards due to my withdrawal in march was only proceed in april (via ptptn site as at that time don't have bank islam account yet).

now by using bank islam's withdrawal, will it be recorded as on that day itself or it will also depends on sspn's procedure of anytime within the 2 weeks?

thanks

lowyat101
post Mar 11 2024, 12:53 PM

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btw my logging in via the myptptn website always got stuck at the "muat naik maklumat" stage. using chrome. may i know has it got anything to do with the browser setting?

Attached Image

thanks

lowyat101
post Mar 11 2024, 01:22 PM

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I'm using this link from the website:

https://myptptn.ptptn.gov.my/ptptn/app/landing

Tried again just now and seems ok. But most of the time, will get stuck at the "muat naik maklumat" or "loading" stage hmm.gif
lowyat101
post Mar 26 2024, 05:00 PM

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hi, so far no news on the ganjaran promo (if it's still to be available this year) yet ya? so i guess it's still safe to withdraw now?
lowyat101
post Apr 1 2024, 06:17 PM

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you got this out of nowhere? or you got complaint to them then only they found out something and ask you to feedback?

and just curious, what are the info requested inside the web form ya?

thanks


lowyat101
post Apr 3 2024, 03:41 PM

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Since someone reported that this year will not have anymore Ganjaran campaign, the only promo left is on the Wow campaign.

Based on the T&C below, as I have made the withdrawals earlier this year, meaning that I will not be eligible for the Cabutan Wow Tahunan right? Only still got chance for the subsequent Cabutan Siri ya?

Thanks

Attached Image
lowyat101
post Dec 16 2024, 05:27 PM

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Hi, would like to confirm, for the withdrawal of SSPN deposit, it doesn't matter if I do it now or end of the month right? The dividend will still be the same ya?

Thanks

lowyat101
post Dec 16 2024, 05:46 PM

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QUOTE(MUM @ Dec 16 2024, 05:38 PM)
Most would just do the withdraw from 6 Jan next year instead of Dec this year, so that that 8k deposited can get tax relief claim
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Thanks, ok noted on the 8k withdrawal from 6 Jan onwards to get the full dividend for the month of Dec right?

And for those extras over the 8k limit, can withdraw anytime from now ya?


lowyat101
post Jan 13 2025, 11:39 PM

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edit - BIMB website can see SSPN account already as of now


This post has been edited by lowyat101: Jan 13 2025, 11:43 PM

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