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Credit Cards Ways to CANCEL your credit card, Updated since 30/07/12

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TSgerrardling
post May 20 2011, 09:41 PM

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scb is so nice, keep giving points and waiver
TSgerrardling
post Jun 15 2011, 09:15 AM

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QUOTE(milentechie @ Jun 13 2011, 10:58 AM)
WTA
Do I have to inform the service providers which I signed up via MB AutoPay Bill when I terminated the credit card? I thought it is not necessary as long as I continue paying up the bills by any other means.
Any experience?
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not sure about it. i think bank will inform the service provider about the termination for auto debit
TSgerrardling
post Jun 23 2011, 07:20 PM

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QUOTE(Phonzy @ Jun 23 2011, 03:38 PM)
Question, if I apply for credit card in both companies, then both approved and they sent to me house address. Then I feel like cancelling one of them, I have not used it or activated it before. Can I cancel it just like that? Do I incur any cost? How do I do it?

Thanks sifus..
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yes you can cancel it. diff bank with diff policy, some might force u to pay rm50


QUOTE(terryfu @ Jun 23 2011, 07:08 PM)
I just make a phone call to cancel my cards. If they ask me to walk in or pass them the card, I tell them I mail it to them long long time ago already. Very fast, no hassle. If they send me statement or anything funny, I just call and complain. All the calls are recorded anyway.
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whichbank u are talking about ?
TSgerrardling
post Jun 24 2011, 11:44 AM

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QUOTE(Phonzy @ Jun 23 2011, 09:41 PM)
mine is hsbc
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thanks for the input. added in first post already
TSgerrardling
post Aug 17 2011, 07:19 AM

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QUOTE(Human Nature @ Aug 12 2011, 06:51 PM)
I sent the termination letter to CIMB using email instead of fax. The cancellation request has been forwarded to the respective department.
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which email u sent to ?
TSgerrardling
post Aug 17 2011, 10:26 AM

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QUOTE(Human Nature @ Aug 17 2011, 09:34 AM)
cardcentre@cimb.com
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thanks for the input. Added in the first post already biggrin.gif
TSgerrardling
post Aug 26 2011, 10:18 AM

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QUOTE(celaw @ Aug 26 2011, 10:13 AM)
Thank you very much.. Just cancelled my DA through this no.. =)

Although I had the highest credit limit among all credit cards for this card, but not much benefits can get from DA anymore..
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use it for BT rclxms.gif anywhere, added the phone no in first post already
TSgerrardling
post Sep 3 2011, 10:04 PM

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QUOTE(winner @ Sep 3 2011, 06:25 PM)
It is Alliance Bank, from my real experience.
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this is the second time i found alliance customer facing this kind of this situation. Looks like i am going to stay away from Alliance Bank
TSgerrardling
post Sep 22 2011, 08:55 AM

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QUOTE(ckuanglim @ Sep 22 2011, 08:44 AM)
I called EON customer service to terminate my card two weeks ago. Now, I can't login using their internet banking.
Is this means that my card had terminated already?
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check ur CCRIS record at BNM. Then you will know whether you card cancel already or not. Or you can again to confirm
TSgerrardling
post Sep 29 2011, 05:40 PM

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QUOTE(sfchoi @ Sep 29 2011, 05:03 PM)
I want to cancel my Standard Chartered card, i already write in many time they dint respone. Call in always say will call me back. So boring with they service. Any one can advice me what i can do ????
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forward a email to BNM.
TSgerrardling
post Oct 1 2011, 08:45 AM

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QUOTE(eddievh @ Oct 1 2011, 06:17 AM)
Ocbc bank can call up to cancel their card. Just cancel mine yesterday.
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u cancel ur ocbc titanium ?!!! shocking.gif
TSgerrardling
post Oct 25 2011, 12:27 PM

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QUOTE(Chuckiekey @ Oct 25 2011, 11:57 AM)
is there any charges if I would to cancel my card?
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No, unless u have outstanding balance in that card
TSgerrardling
post Nov 9 2011, 10:32 PM

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QUOTE(snigapoe @ Nov 9 2011, 10:03 PM)
just sent in the letter to cancel the scb one card
been keep in drawer for year, when wan to use all the transaction failed even call cs still not resolve
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u cancel just one titanium card ?!! that is one of best card. why not ask CS to send you a replacement card ?
TSgerrardling
post Dec 1 2011, 10:41 AM

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QUOTE(shiroikun @ Dec 1 2011, 10:28 AM)
Just call HLB to cancel my ex-Eon bank credit card. No question asked, they just say OK, thank you, will send me the confirmation letter for the card cancellation without trying to retain me sad.gif
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Guess u didnt spend much with that card
TSgerrardling
post Dec 16 2011, 07:57 AM

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QUOTE(Lineage @ Dec 15 2011, 07:10 PM)
Wanted to know..if I cancel 1 credit card, I need to clear the outstanding balance right?
After I terminate, bank will send me bill statement right? what if I didn't clear the outstanding balance in 1 shot? the bank will charge me interest or what?

Thanks for anyone who willing to help me..
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You CANNOT cancel your card if you still have outstanding balance in ur credit card account
TSgerrardling
post Dec 16 2011, 04:14 PM

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QUOTE(yhtan @ Dec 16 2011, 08:03 AM)
just to confirm about EPP plan, let say i plan to cancel the card and there is few instalment to be clear

Do i have to pay penalty for early settlement?
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yes, bank definitely will charge you for early settlement. Better just pay rm50 for GST rather than pay early settlement fee


Added on December 16, 2011, 4:16 pm
QUOTE(Lineage @ Dec 16 2011, 10:35 AM)
Oh my god..wanted to cancel my card before 1 Jan 2012..as maximum 2 cards per person only starting next year..
Wanted to know as well..  rclxub.gif
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For that one, it depends. Some bank allow you to pay your outstanding balance by installment up to 2 years

This post has been edited by gerrardling: Dec 16 2011, 04:16 PM
TSgerrardling
post Dec 16 2011, 04:37 PM

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QUOTE(Lineage @ Dec 16 2011, 04:25 PM)
That mean I can cancel my card even there is outstanding balance? and I'm given 2 years to clear it? with interest?
This is for every bank or some banks only?  hmm.gif
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For sure got interest one
TSgerrardling
post Jan 6 2012, 09:34 PM

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QUOTE(SaltyBean @ Jan 6 2012, 04:53 PM)
I applied the AMB card as an option or back-up card IF HSBC reject my application. How on earth i know HSBC approved and send the reply letter so late le...
I only need two card. Y the heck i take 3 cards?  hmm.gif
yes yes, itz my $...
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You can always call to their cs to ask your card application status
TSgerrardling
post Jan 11 2012, 11:26 AM

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QUOTE(dannyw @ Jan 11 2012, 11:14 AM)
I also call to cancel my Petronas Visa yesterday. The CS ask me to 'self destroy' the card.  icon_rolleyes.gif  I have request to transfer all my TP as well.
Other than from the TP, how do we know the card is being cancelled? From M2U just looks like normal.

P/s: I have requested the CS to transfer my TP upon collecting my 2card, however until today nothing is done. So I ask thr CS, she said if the card still active, they can't adjust the TP.
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Go to BNM and print your CCRIS record, then you will know whether it is already cancelled or not

TSgerrardling
post Apr 12 2012, 03:21 PM

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QUOTE(xtjs @ Apr 12 2012, 01:38 PM)
i faxed in the cc cancellation form to citibank last week

until today no reply yet from them
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you can call to Citibank CS to ask

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