Not for 3000 point lah. My point was better to wait up to 9 months in snigapoe case and get 1.5% back instead of about 1%.

This post has been edited by Gen-X: Aug 18 2011, 12:04 AM

Must be you leg lighter when you use Shell

Then you go start a Facebook protest and we all go Like it

From UOB Thread

Get UOB One Card or OCBC Titanium, spent RM10 also you'll get 5%

MBB 2 Visa also earns 1x TP at ALL petrol stations. IF you really can only pump at Petronas, better get some other cards like MBB PEtronas and earn 5XTP ot CIMB Petronas and earn 2% cash back.

To read my article Best Credit Card in Malaysia for Petrol and Movies click here to My Credit Card blog.

CIMB Petronas earns you 2% cash back at Petronas and on every 1st of the month 5%. Should have added this to 1st post. But I did mentioned thisin my article Best Credit Card for Petrol and Movies.

So compare it with MBB Petronas 5X TP which works out to be about 2.5% returns based on voucher.

So, I guess not much difference if purely for petrol. Get the card that is convenient for you to make payment.

To decide which card to get, check out MBB and CIMB promotions at their website to see if any frequent any of the merchants that offer discount with the cards.

I would say this - MBB card good if you use the card for overseas transactions as the conversion rate is lowest and many shop offering installment plans with it.
CIMB have many promotions periodically. Click here to see some of them.

you forgot to get BHP card and earn another 0.9%?

anangryorc, for petrol I would say get a card that gives you 5% cash rebate, I guess UOB One Card for your case.

Therefore cash back you get RM12.5/month = RM150/year Less GST, you make RM100. Go read UOB One Card Thread, new members get RM88 cash back after few months. So ask about it when signing up.

As for TnG, if you reload at Plus counter, you get 0.3% cash back with One Card, RM250 you earn RM0.75/month or RM9 per year. Go to this thread to get more info and ask the experts there on how to benefit with UOB One Card.

cempedaklife is correct, OCBC TMC is a better card than UOB in general as it earns 5% for more kind of spending. The reason why I mentioned only UOB One Card to anangryorc is because I got no idea on his fixed income as he mentioned allowance to achieve income RM3K/month. But yah, if you guys can proof your income close to RM36K/yr or more, OCBC much better card.

Today I used my UOB Smart$ cash to redeem for petrol. Counter asked me got BHP card, I said no, then ask me got Genting card or not? But I left the Genting card at home.

In my opinion, for those who travel outstation often and pump more than RM500/month, this card is great since there is no monthly petrol cap unlike the other 5% cash back cards.

what is the difference if you pump with MBB Petronas on Weekdays at Petronas? And won't you earn more if you pump with MBB 2 AMEX at Shell on weekends

This post has been edited by Gen-X: Jan 30 2012, 08:20 PM

should be open to Debit card too if the offer is good

Do you actually have the card or just posting?

Do you actually get 10% from your fuel transaction itself? I really blur on the "based on the 20% total monthly retail spend" condition.

Yah, very good if you pump less than RM600 a month (max cash back cap for Petrol with Citibank Plat CB). Only better option is Maybankard 2 AMEX where you earn 5% cash back PLUS 5X Treats Points BUT you need to pump on Saturday and Sunday AND that is if you don't use up the cash back cap for other transactions.

The thing is, most Petronas stations DO NOT accept Amex, and those that does, you need to go to the counter. I have no problems using AMEX at ESSO and Shell. Go to Maybankard 2 Cards Thread to read more.

No need crack head, go get UOB One Card, Citibank Plat CB or OCBC TMC, everyday 5% cash back

This post has been edited by Gen-X: May 8 2012, 09:42 AM

piao2, assuming you spent RM500/month on petrol. That's RM6000/year just on petrol. So with RM100 cash back (for discussion, noted you mentioned above RM100), you are getting 1.67% cash back only. If you were to consider the fact you spend RM2K/month = RM24K/year, with RM100 cash back, it's like 0.417% and after you less GST, you only get RM50 cash back with RM24K spending

Bro, with RM1.5K spending on other stuff, if you spent your money at Hyper Markets like Tesco, Giant, Carrefour, JJ Supermarket and departmental stores like Parkson, MJ, Isetan, etc. I suggest you look into Maybankard 2 Cards.

I agree with ronnie that there are better cash back card for petrol if you can qualify for it.

Seriously, if a person spends RM500 a month on petrol, get either UOB One Card or better still OCBC Titanium MasterCard and earn 5% cash back everyday for petrol. That's RM25/month or RM300/year cash back just on petrol.

This post has been edited by Gen-X: May 13 2012, 11:52 AM

This is even better than MBB 2 AMEX on weekdays!